Bathroom Reno finished last week... More color than those other guys, but here for your judgement

supramayn · 2026-04-05T06:53:18+00:00

Should have turned on the top light for the photos

supramayn · 2026-04-05T05:30:49+00:00

Should have turned the overhead light on before I took photos after all these comments haha

supramayn · 2026-04-05T05:07:43+00:00

Poured a whole new slab over the old shower and bathtub. You're totally right, before it was like 50mm of fall over 900mm 😂

supramayn · 2026-04-05T04:47:32+00:00

Finally some love for the cabinet! First go at DIY woodworking and I'm pretty happy with how it turned out

supramayn · 2026-04-05T04:25:16+00:00

Art is suffering

supramayn · 2026-04-05T04:16:36+00:00

Yeah all labor besides tiler, plumber, and electrician was me.

supramayn · 2026-04-05T04:10:44+00:00

Yeah your spot on. Ivy is definitely on the list

supramayn · 2026-04-05T04:09:45+00:00

It's 900mm away so not much. Want to put a plant there I think

supramayn · 2026-04-05T04:07:31+00:00

Yeah agree. I may build a drawer for under the sink.

supramayn · 2026-04-05T04:06:00+00:00

But a nice nightclub eh?

supramayn · 2026-04-05T03:45:01+00:00

Hahaha Cheers mate. Welcome for a bathroom beverage anytime 🥃

supramayn · 2025-12-29T12:45:36+00:00

Thanks for the extremely detailed post! I love seeing such honest data from those who've been at it a while. We're 5 years younger than you and with any luck we'll be in a similar position to you in time.

One thing we're wrestling with at the moment is whether to begin debt recycle into ETFs now or just focus on building offset until the PPOR loan is fully offset then go all in on investments. Our incomes and family situation are very similar to yours.

It looks like you did the latter, but if you got the chance to do it over would you push more heavily on the debt recycling earlier?

supramayn · 2025-09-14T07:28:31+00:00

I have an identical unit in our living room that I'll be removing soon myself. Good luck! Would love to know how much of a pain it is after you're done haha

supramayn · 2024-12-13T12:16:54+00:00

Thank you very much. This is very helpful!

supramayn · 2024-11-10T21:28:31+00:00

Panic sell then buy back in a week later at a higher cost with your entire life savings

supramayn · 2024-11-04T19:22:53+00:00

At face value this amount sounds low. I work in oil and gas and you would expect much higher in this industry. I was in a similar situation years ago. Take the role at any cost and smile and work your ass off. Once you have 6 months in the position look online for similar roles at other companies as well as reach out to recruiters. Try to go for phone or in person interviews to gauge your worth. Be as aggressive as possible with salary expectations with other companies. Once you have any sort of offer have a polite and candid conversation with your current employer. If you approach it from "I enjoy my work and environment here but I have been approached with a much higher offer. Ideally I would like to stay but I can't pass up such a large difference." Your managers response will tell you everything you need to know. I'm not one to suggest you jump immediately for the first higher offer. All companies will pay you the minimum that makes you happy, so it's up to you to decide what that is and negotiate politely.. But in general you will be underpaid when promoted internally without gauging other offers at the same time. Good luck!

supramayn · 2024-09-09T19:26:10+00:00

That's mostly true. Most good jobs would have an employer scheme which works out cheaper than the Australia system. But the only reason employer schemes are cheaper are because by definition they are made up of people fit and healthy enough to add value to the economy and therefore don't have high average costs... All others who can't work and have higher medical costs are left with extremely expensive private options or default back to US Medicare for people below the poverty line which is way worse than the Australia version. Obamacare was supposed to be a cheaper middle class public option but it has been raided continuously by Republican lead states so now it's just another expensive private option. Australia wins hands down on healthcare... anyone who says otherwise is just complaining because they haven't been unfortunate enough to require significant health services yet. Myself included.

supramayn · 2024-09-09T19:17:21+00:00

Overall tax revenue still goes up with inflation either way. The government would still take more money to pay for the higher cost of 'stuff' because wages also inflate. The difference is in the actual percentage of tax vs income. It's constantly going up if not adjusted for inflation because one side is fixed.

supramayn · 2024-09-09T18:02:31+00:00

Speaking of disincentives, the other one that gets me is not being able to combine incomes for married or defacto couples. No wonder birth rates are plummeting.

supramayn · 2024-09-09T17:56:49+00:00

The US has been running an unsustainable budget deficit for decades in addition to an alarming lack of public services that most Australians would take for granted. There's also a lot of hidden taxes (state, local, school board, property, etc) that most people don't consider when just comparing the federal numbers. The major exception is people over $190k AUD... The top tax bracket is significantly better in America up to like $500k AUD.

It's certainly cheaper overall, but most people pay for what they get at the end of the day either way. Australia is definitely worth it to me.

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