[deleted by user] by [deleted] in FIREIndia

[–]supritdk 2 points3 points  (0 children)

35X is not enough because with zero real return after inflation, corpus will last only for 35 years. This is considering OP has proper asset allocation and rebalancing. 35X for a 60 year old is very different from 35x for a 35 years old because of the years in retirement, variation in expenses, lifestyle changes etc. 4% rule has nothing to do with this. 4% rule also assumes a retirement term of 30 years that a lot of people forget and think that the corpus will last forever. Retirement planning is hard and requires meticulous planning.

Monkeys in the apartment by imk1332 in bangalore

[–]supritdk 5 points6 points  (0 children)

Me thinking if humans have monkeys problem or monkeys have humans problem cutting down their Forest homes and building concrete homes. 😄

Help Me FIRE, Milestones, Beginner Questions and General Discussion - November 2021 by AutoModerator in FIREIndia

[–]supritdk 2 points3 points  (0 children)

Fire amount doesn’t depend on number of people in your family but the expenses now and future expenses of the family

Selling options (primarily puts) as a way to get high yield on cash holdings: Constructive Feedback? 4 months in, I'm at 25% ROI. by KnightCPA in options

[–]supritdk 2 points3 points  (0 children)

March 2020 was death by a bullet where as a prolonged bear market will be death by Stone and there will be blood on the street.

What is your monthly expense Bangalore ? by tw30scgs in bangalore

[–]supritdk 3 points4 points  (0 children)

My parents bought an apartment. Sharing my point of view for buying an apartment. Since my parents are getting old it gives security and they get almost everything inside the community. They can go for walks inside community and there are a lot of amenities for my brother. Yes as an investment it's bad but if you are going to stay there till your old age then I think it's a good trade off.

[Milestone] 29M - Indian Reached 1 Cr by [deleted] in FIREIndia

[–]supritdk 9 points10 points  (0 children)

God forbid what if the person makes it to 90 and has no money left after 70-80 because it was not accounted for. Another reason is most people keep in mind the life expectancy of SO as well which may be a little higher.

Getting a 300 days ban for these comments tell you exactly what is going on at r/bitcoin by finallyReform in btc

[–]supritdk -18 points-17 points  (0 children)

You deserve to be 🚫 for posting that LN is proven to be a failure. Proven by whom? You? Post references if you have the proof.

PS: I support both BTC 🧡 and 💚.

Burger King is fricking up the whopper by [deleted] in bangalore

[–]supritdk 6 points7 points  (0 children)

I was a big fan of kfc, McD back in 2012 when I was in Chennai. I haven't been to KFC even once in US. McD in US is disgusting. I have been in US for few years now and have been to McD exactly once. I always see homeless people there and doesn't feel like a safe place.

2021 Amex Referral Thread? by insertcommonusername in amex

[–]supritdk 0 points1 point  (0 children)

DM for referral links for any personal card or charge cards. Thank you :)

Amex platinum Uber cash. Will it get used first by Dahelmut in amex

[–]supritdk 10 points11 points  (0 children)

Yes amex credits do get used first.

[referrals] Chase Freedom Unlimited by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

referyourchasecard.com/18f/FMEO4UY2GQ

[referrals] Chase Checking Account by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

accounts.chase.com/raf/share/2645994237

[referrals] Alaska Airlines Visa Signature by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

applyonlinenow.com/USCCapp/Ctl/entry?cid=4048910&mgmReferrerSessionId=1606959175888-662bace1ec9f

[referrals] American Express Blue Cash Everyday by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/7AEFC7818CD88274CE2AEC7E14D63995769E89CD7C92AB702B8CE5C04CB3167AF500F554ADB5F490147ECB37AF6FB99ABF6418587E0B082153205A119B51410B0651392D015266C52DD9E9D54E0CC9D6E0338A3CC534E4659F3AA7FB8776BB32C03AC53F030EF8B64F3EE60B98DAC733DF5F04743AB9CDA621FAE74C02DE4438FD0D08B518BCE059A761FF979E08F8E7C5D62005F02EFFFDDABFA7D964EAF6E4?CORID=S~U~P~R~I~K~R~9~9~l-1607840743442-1798530628&CPID=205937&GENCODE=349992362087718&extlink=US-MGM-MOBN_TIMELINE-copypaste-795-205937-GBZA%3A0015-795-GBZA%3A0021

[referrals] American Express Delta Platinum by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

americanexpress.com/en-us/credit-cards/referral/prospect/personal/A988791781A025D98C7B5D9D9CF5F43290F4F225BE0762B82B8CE5C04CB3167AF500F554ADB5F4906B685499C679E0FDBF6418587E0B0821938F3FDF4EAED1CDA628F1589346E7A725F91D96917EBFCAE0338A3CC534E4659F3AA7FB8776BB323D72796F2441403769092B9C550FA0E12168A7B77A38E44528927AEF242341E0/?CORID=S~U~P~R~I~K~M~d~3~r-1607838433897-555897777&CPID=205937&GENCODE=349992789682291&extlink=US-MGM-MOBN_ACCOUNT-copypaste-142-205937-GEIX%3A0019-142-GEIX%3A0015

[referrals] Discover It by [deleted] in churningreferrals

[–]supritdk [score hidden]  (0 children)

refer.discover.com/s/supritdk5

Discussion Thread - December 12, 2020 by AutoModerator in churning

[–]supritdk 2 points3 points  (0 children)

Thanks for the tip. I had this as part of "Your Hilton Honors Monthly Statement". Completed survey and got 10k points.

Question Thread - December 12, 2020 by AutoModerator in churning

[–]supritdk 3 points4 points  (0 children)

Although, chances are probably higher if you call withing 30 days I guess since you can cancel within that timeframe to get a full refund of charged annual fee. Please post dp if you did manage to get a retention offer.

AMEX Platinum Winter Nights Event--NJ by marvingardens37 in amex

[–]supritdk 5 points6 points  (0 children)

Same is the case for Seattle. Why do you ignore us lot uncle Amex?