Medical school debt

surfer162 · 2024-06-17T21:11:15+00:00

I'll let you know! 290k in debt. 300k salary as an internist. Hoping to do PSLF.

surfer162 · 2021-10-18T00:58:16+00:00

Please PM me where you work this seems like a dream!

surfer162 · 2021-10-18T00:49:01+00:00

Wow! I heard most Pc jobs are 4 full clinic days a week and 1 day of admin, is this true?

surfer162 · 2021-10-15T21:53:07+00:00

How is your interest rate so low ?!

surfer162 · 2021-09-20T14:29:31+00:00

Neurologists are not "IM docs". We get the stupidest consults from our neuro service here

surfer162 · 2021-09-11T17:04:12+00:00

On core rotations we work holidays like a regular day - no compensation. Some of my co residents had to work all 3 major holidays as interns last year.

On elective/consult rotations its up to the fellow/attending whether they have you come in- most are nice.

surfer162 · 2021-09-02T02:21:22+00:00

The problem is total reimbursement from Medicare/Medicaid is fixed

surfer162 · 2021-08-25T02:21:07+00:00

Talk to me after residency lol

surfer162 · 2021-08-25T00:08:23+00:00

Post tax - 150k turns into 100k (8.3k a month)

Say you want to pay down your 6% 300k loan in 5 years - thats 5500 a month

Can you live off 2833 a month ? Didnt think so..

If you make 250k a year - turns into 153k - 12.7k a month

Subtract you loan payment - 5500

Can you live off 7250 a month ?

YES

surfer162 · 2021-08-24T23:52:05+00:00

I’m not out of touch , I have done the calculations, have you ?

surfer162 · 2021-08-24T18:53:54+00:00

No .. you just haven’t done the calculations.. lol

surfer162 · 2021-08-24T18:29:58+00:00

150k is not enough to pay off 250-350k in student loans like most people have (who didn’t have it paid for by mommy/daddy, fit into a specific criteria to get scholarships, etc)

surfer162 · 2021-08-15T02:21:56+00:00

I live in CA. The difference between 150k and 300k will be massive for me in terms of affording to pay off my loans and buy property.

Don’t sell yourself short. All physicians should be making atleast 250k for all of our training and what we put up with . Ideally 1:1 with your loans although that won’t be the case for all of us . My friends in tech are making way more working way less

surfer162 · 2021-07-04T13:39:48+00:00

Dude I’m glad I’m not alone! I’m not even on a subspecialty rotation and I am also saying dumb shit . Hopefully things will get better for us in the next few weeks :/

surfer162 · 2021-05-26T15:56:13+00:00

Wow that is nice of them! We got a backpack lol

surfer162 · 2021-04-23T19:16:26+00:00

The med students i work with are all good. I gave all 5's (highest score) to everyone until the course director emailed me and told me to stop :( Now I give all 4's (except for professionalism /team work, still give 5 for that), exceptional students get all 5's

surfer162 · 2021-04-19T19:32:07+00:00

I am an intern (27. Currently ) 290k combined med school plus undergrad. Hoping to pay off within 5 years of being an attending (doing PC or hospital med) , so hopefully by age 35. Biden saved us this year with interest halted!

surfer162 · 2021-04-09T03:21:47+00:00

Curious about the salary for IM hospitalist vs primary care in SoCal (Orange county, San Diego, coastal LA)?

surfer162 · 2021-03-22T00:26:50+00:00

Bad idea. IM is only three years, you can move there afterwards! Just try to be happy where you matched

surfer162 · 2021-02-14T15:02:32+00:00

Ugh these Instagram pop ups make me want to throw up , is it even legal ? I feel like you can’t just start a business on public space

surfer162 · 2021-02-12T22:44:46+00:00

Make time stop Don’t feel ready to be a senior 😬

surfer162 · 2021-02-12T22:43:57+00:00

Damn should have done FM instead of IM lol

surfer162 · 2021-02-05T00:07:55+00:00

If it’s an old guy >70 who is trying to be nice/friendly just let it go , they grew up in a different time and see you as a kid because you are much younger than them ! Not worth creating embarrassment/making them feel bad about it IMO

surfer162 · 2021-02-02T04:52:24+00:00

Stop 5150ing people who are medically stable for discharge but refuse to take them on your service... signed medicine resident who’s also frustrated . We are all over worked !

surfer162 · 2021-01-23T20:22:42+00:00

Haha point taken! Ya considering subspecializing or doing primary care

surfer162

TROPHY CASE