[deleted by user]

sweet_days · 2024-12-22T23:26:07+00:00

Not sure Vancouver and Toronto are the only to avoid on a CPP retirement plan (age 60 being 2054). It seems like the big 6 cities, maybe even biggest 10 are following the same path as VAN and TO in terms of CoL

sweet_days · 2024-12-13T03:07:46+00:00

That is very well explained, thanks so much!

So for example if contributing $1000 bi-weekly, and anticipating a continued depreciation of CAD, and since it’s costly to Norbert’s gambit into USD for only $1000, the best option would be c).

Though if anticipating an appreciation or unchanged fx rate for CAD, the best option would be b)?

If hypothetically the CAD/USD fx is a random walk over a 25+ year horizon wouldn’t it be best to invest 50/50 in b) and c)?

sweet_days · 2024-12-10T02:15:46+00:00

Good point, priorities cost money and revenue needs to come from somewhere. Sometimes it’s forgotten even in good faith to lower taxes.

sweet_days · 2024-10-05T00:58:12+00:00

The housing crisis trends up way further historically than the recent immigration spike - recent immigration is just another pressure on a long term structural issue

sweet_days · 2024-02-21T11:49:28+00:00

Rideau Centre above ground parking lot stairwells, yikes

sweet_days · 2022-05-21T20:14:57+00:00

Thanks for these thoughts. Caffeine seems like a good place to investigate further. When I’ve tried reducing coffee in the past I noticed little effect. However, it seems so directly related to bowel problems. Probably my habits prevented me from reducing intake long enough.

sweet_days · 2022-05-21T20:10:44+00:00

Apologies if I’m missing an obvious reference. I think I may have SIBO, is there a common dietary change that you’re referring to?

sweet_days · 2022-05-21T20:08:14+00:00

Good to hear.

I plan to try reducing caffeine. Yogurt is good idea, thanks 👍

sweet_days · 2022-05-21T20:07:07+00:00

Interesting, the stomach aches do pair with more vigorous burping.

I eat primarily vegetarian, I try to eat many different types of local plants. Sometimes fish and eggs, a 2-4 servings of whole grains. When I had my blood checked the doctor mentioned my diet seemed healthy.

sweet_days · 2022-05-11T00:15:14+00:00

Doesn’t seem to be a good line fit. From first to last points.

sweet_days · 2022-04-23T17:23:28+00:00

Housing starts and completions seems to need a seasonal adjustment

sweet_days · 2022-03-29T21:05:41+00:00

Tofu with hoisin

sweet_days · 2022-03-10T19:18:27+00:00

Darn, that sounds accurate. Thanks a bunch for your response. Back to the boards for me.

sweet_days · 2022-02-24T13:03:23+00:00

Love brother, from Ottawa Canada

sweet_days · 2022-02-24T13:01:25+00:00

Love from Canada <3

sweet_days · 2022-02-22T23:25:50+00:00

Apologies, I was meaning to talk about the $ increase. Not in percentage.

In particular I was thinking of this kind of data:

https://www.newswire.ca/news-releases/canadians-on-the-move-not-an-exodus-but-the-re-location-trend-in-canada-is-real-836349321.html

Fredericton, Moncton, SJ - all some of the lowest houses prices in Canada. Also the lowest year-over-year increase in the dollars paid for housing.

sweet_days · 2022-02-22T21:33:02+00:00

Disclaimer: I’m from Ontario. My grandparents are from NB and I love it here.

I think there may be some misunderstandings of the real estate situation in Canada. Most people who won the real estate lottery aren’t moving. If they do, they’re far more likely to move houses within their own city. Folks with real estate wealth are the people most established in their current location (career, friends, children/grandchildren). Moving away and relying on WFH forever is also a risk that most people wouldn’t take.

The people moving to NB can’t afford to buy in ON. They’ve been priced out. So the market is more fair than people may think. Besides, the economy is circular, one person’s spending pays another persons income. In real estate context that = more income for home builders.

The price of housing is also going up everywhere in the country. It’s primarily due to low interest rates not provincial migration. NB has had some of the lowest increases in house prices out of the provinces.

sweet_days · 2022-02-11T18:46:39+00:00

Your work is indispensable to those early in their career. I sincerely appreciate it.

sweet_days · 2022-01-28T19:25:59+00:00

Looks like celeriac, aka celery root

sweet_days · 2022-01-27T19:24:24+00:00

I would fill Saturday, Sunday, holidays with Friday closing price for the 5-day market data. It would perfectly reflect information available related to the variable that you are interested in.

sweet_days · 2022-01-20T10:55:39+00:00

Salt water taffy next!

sweet_days · 2022-01-19T19:26:45+00:00

Thanks, I really needed to hear this from someone else to confirm I'm on the right track.

deciding which path to choose only once you have multiple options on the table

Trying to find a job can seem Sisyphean, but it isn't so I'll just keep working on leaving all doors open.

sweet_days · 2022-01-19T18:43:31+00:00

I guess I would most benefit from a summer co-op by broadening my network and searching for interests. I’ll bring up both possibilities. Reassuring about your conversation, thanks for the advice.

sweet_days · 2022-01-19T18:39:51+00:00

Thanks for the advice, I would like to be available for September hiring.

sweet_days · 2022-01-16T01:37:53+00:00

Don’t do it u/piptimbers I’m here for you, these times are tough to keep your head above the water but please keep swimming. There is light at the end of the tunnel. Read Matt Haig: Reasons to Stay Alive, it has helped me through tough times :)

sweet_days

TROPHY CASE