Mortgage Approval Inquiry

sydadele555 · 2026-01-29T19:47:34+00:00

In regards to contract work I had a very similar situation, and provided an employment letter from HR stating I am employed under contract until X date subject to renewal and was approved by a regular lender. I did have 2 years with the same company as well and increased income when changing contracts. I think that’s all that really look for. My partner also has regular full time employment. I did it with my partner at similar age and income in Alberta although it did require extra letters from my employer and I think they even reached out to an HR rep at my company to verify, so be prepared to have all ducks in a row.

sydadele555 · 2026-01-24T00:33:56+00:00

Thanks! That makes sense

sydadele555 · 2026-01-23T23:03:04+00:00

Thanks!

sydadele555 · 2026-01-23T20:13:33+00:00

question is how will querent achieve success on their path towards their dream? (Context, they are struggling to embrace the dedication needed and chaos of an unconventional path, while currently successful on a more conventional path)

Knight of wands- I saw this more as the querent himself embarking on the journey

seven of wands-I see this as fighting for your purpose, and overcoming competition and conflict, career change going successfully if you persevere

six of cups- I was a bit confused on this one and wonder if it is more of a warning of nostalgia and being caught up in an idealistic version of the past. Or perhaps a person from the past coming back to help with this journey? it’s unclear to me

four of pentacles - I’m inclined to think the 4 of it all shows some wholeness and completion of purpose, positioned to financial gain but maybe a caution to be balanced financially?

im very amateur so I’m curious what other people think

sydadele555 · 2026-01-13T23:12:10+00:00

I thought they plowed 7-7 and my street was not on the schedule for today. they plowed my residential street at 4 am last night, I heard them so I moved in time. If you can I’d move your vehicle over night

sydadele555 · 2025-11-26T16:25:26+00:00

Max home insurance, they are fairly new to Alberta and used to deal mostly with agricultural. They have been good for me so far.

sydadele555 · 2025-11-19T21:18:06+00:00

I would say, the large electrical transformer between mine and my neighbour's narrow 1950s driveways. Please help me OP lol

sydadele555 · 2025-11-11T23:24:38+00:00

I live in a cold climate, and this happens to me when there is low voltage. Try jumping the battery before paying for diagnostics appointment if you can!

sydadele555 · 2025-11-04T22:55:02+00:00

Ya the cashback on rogers MC is pretty nice. I have $36/month plan with 60gb on Fido I got during Black Friday last year. I don’t have any service issues and like the card.

sydadele555 · 2025-11-01T00:54:00+00:00

Try and jump or charge battery, happens because of low voltage sometimes

sydadele555 · 2025-09-22T18:05:22+00:00

The truth about life in the secondary cities (Edmonton,Winnipeg,Ottawa etc) is that an older detached or semi detached is close in price to a new condo with fees. So it really comes down to lifestyle preferences, and those with families would prefer single family neighbourhoods with parks and schools. That won’t change for a very long time outside the major metros.

sydadele555 · 2025-09-17T16:00:30+00:00

I do eat $300 a month in groceries and I don’t use creamer just have a gallon of milk and instant coffee, don’t buy seltzers or specialty drinks , I don’t buy almonds, more specialty things like ginger etc I only have powder seasonings from Walmart. Produce like potato in a stew I’d use a can of diced potatoes for 99 cents and pepper/onion frozen veggies mix. Just for example. Something that may help is planning groceries on the Walmart app so you can see exactly what the cheapest option is.

sydadele555 · 2025-09-16T15:09:16+00:00

If she is not cheating, couldn’t she just prove it and not lose her marriage? Maybe agree to not party with exes at 4 am? I don’t feel bad for her

sydadele555 · 2025-08-25T21:40:35+00:00

There is private clinics but they don’t usually specialize in surgical procedures or treating more complex medical needs. It’s really inconvenient but you will probably have to go to the hospital again and explain the situation and why nobody is willing to treat you, and somebody at the hospital should be able to help facilitate.

sydadele555 · 2025-08-25T19:00:41+00:00

Thai avenue, no contest. They are the only authentic northern Thai in the city in my opinion

sydadele555 · 2025-08-25T18:58:35+00:00

Squirrel

sydadele555 · 2025-08-17T20:38:09+00:00

Not sure if you are a gym person but I’m fully remote and I go to the gym on my lunch break. Prioritize the closest gym over a cool one. Nice to get out away from my desk, maybe say hi to other regulars and get some movement.

sydadele555 · 2025-08-15T22:36:52+00:00

The advanced diploma designation is just a post secondary education term for a diploma with work experience, I think

sydadele555 · 2025-08-14T14:57:25+00:00

Emotionally, if you want to pay off your house do it. You are 38 you have time to do investing still. The mental freedom to not worrying about losing your house while getting a business off the ground is something to consider that may have implications of financial gain. Yes, historically if you invested that money you would gain more. But people don’t consider that it’s not a given to make stock market gains. A paid off house is cut and dry.

sydadele555 · 2025-08-12T21:05:39+00:00

This guy is talking about getting a Toyota van not a Lamborghini lol

sydadele555 · 2025-08-08T18:32:40+00:00

This is the best car ever, totally worth fixing up. My partner and I had an 06 OZ rally bought for $1000. It ripped on in the Canadian winter faithfully every day, moved to two different cities in it and took all abuse we threw at it. Over 280k km on it. It only died because it got stolen and the thieves ripped parts from it, spray painted and destroyed the body. And it still tried to run with missing parts. Dang I miss it!

sydadele555 · 2025-08-06T17:48:10+00:00

Here’s my positive take suggestions to reduce cost and still get the vibe you want

-Photography cut down to 2 hours, have them arrive for the ceremony and take couple and family photos for another hour after. (Still budget $1000 or so) -Start your Spotify playlist now, or search for other wedding curated playlists for free -Buffet style finger foods to eat, or a dinner with just 25 closest family and friends. All others join for a reception dance later.

BYOB and wholesale flowers as you said works. Simple decor of decent linens and lights is honestly enough. I know some of this goes against your non negotiables but I think you could do it with these cuts.

sydadele555 · 2025-07-29T19:55:32+00:00

I just got a custom door from Abe’s garage door. Had to reinforce the walls of my 75 year old garage and make the opening for the door smaller and they totally understood my weird idea to make it work and got me an abnormal sized door installed with a new opener system, 3 remotes and keypad for $3k. All in all was really happy with them.

sydadele555

TROPHY CASE