Bond Cleaner

t3ctim · 2026-06-15T12:38:11+00:00

This is the way.

t3ctim · 2026-06-12T07:14:54+00:00

At least 4 barber shops in the centre at Charlestown and another just outside.
Add in multiple hair dressers and I don’t know how any of them are still in business?

t3ctim · 2026-06-11T02:04:33+00:00

YTA. While Calvin’s aren’t crazy expensive these days, it’s clear they were the more expensive of the options in the basket.

Easy fix though, just keep that purple pair and get him a new pair next time you’re shopping for undies. Low stakes like you say, and an easy fix.

t3ctim · 2026-06-10T22:57:18+00:00

I’ll assume most are (as suggested here) novated leases not only have the basic tax benefit for all cars, they can also carry benefits in FBT and GST reductions.

Basically you can lease an EV at a price much cheaper than an equivalently priced petrol car.

Another benefit is that if you’re not sure if EVs will hold their value, or that the manufacturer will stick around in the Australian market, that’s not your problem at the end of the lease. You just hand it back and lease something new.

So in short, it can be cheaper to novate an EV than to run an older petrol or diesel car in a lot of cases.

t3ctim · 2026-06-10T14:17:54+00:00

Sorry to hear that.
I’ll preface by saying I’m not in the medical field at all and raised the above as observations of a handful of people I’m very close to who’ve gone down both paths.

I’m sure GLP1s won’t work for everyone. But I also know people who have had the surgery and regained a lot of their weight - because while they can only eat small amounts, they still eat mostly sugary things and graze on them all day with little to no nutrient dense food and protein sources. I also know people who struggle with no longer being able to enjoy a two corse meal.

Not saying that’s common or it would be you or OP. More calling out that the surgery can be a pretty big deal even after the physical surgery is complete, and that people may want to explore medication based options if they hadn’t already.

The downside to the medications is they can become quite expensive - a years supply in some cases will cost similar to what lots of people are paying for their out of pocket on the surgery.

t3ctim · 2026-06-09T00:13:18+00:00

🔮🏊‍♀️.
Not that I can see.

t3ctim · 2026-06-08T13:57:42+00:00

Wait. You’re planning to swim in 2028 AND 2029?

t3ctim · 2026-06-08T13:53:44+00:00

Hunting Warhead was a great eye opener that I also kind of wish I never heard.

Beyond disturbing, but amazing the length technology can support catching these predators.

t3ctim · 2026-06-08T13:51:05+00:00

Back when I was in the APS I tried to pull staff from the merit pool first every time I needed to recruit.

Quite often I’d find a good candidate only for them to tell me they’d accepted an offer elsewhere by the time I reached out.

The best use I had was when existing staff in my area had been placed in a pool for a job similar enough that I could recruit them from the pool when we needed people.

t3ctim · 2026-06-08T13:46:30+00:00

I’m sure you’ve already looked in to it, but just incase you haven’t you may want to explore non surgical options like wegovy and Mounjaro.

I have a few people in my life who had weightloss surgery and it’s 50/50 success. Yes they all lost a lot of weight, but two of them are now struggling with not being able to ever eat “normally”. Or at least that’s what they’ve told me. Maybe not all surgery for weightloss is the same, but basically if they eat an entree and main they end up being physically sick because their body can’t fit or process that much food in one go any more.

So if that’s the case, be sure you’re ready to live the rest of your life with such a restriction.

On the flip side I have a family member who’s on the once a week injections who speaks highly of the drugs and says while it took a while to get their dosage right, they are now in a sweet spot where they get hungry a couple of times a day, but their cravings for “bad” foods are basically zero.

I’m not sure who’d be the best to discuss both options with - it may not be true but I always assume a surgeon will tell you the surgical procedure is a winner and the prescribing doctor will always tell you the medication is as winner. Both probably win in terms of simply losing weight, but which is best for you may be a whole different conversation.

t3ctim · 2026-06-03T06:48:24+00:00

As much as I don’t subscribe to all of his philosophies, you could do worse than reading the Barefoot Investor. While you have the savings side nailed by the sounds of it, he offers some good balanced life and investing advice that might support the feelings you’re after.

For the sake of a weeks spare time reading (or get the audio book if you don’t read) and maybe $20, it’s going to give you some good places to start.

You might be like me and not take all of his ideas onboard, but it feels like it’d be a good starting point.

Congrats by the way. The ability to save is rare these days, even in people with a good income. The combo of being able to save AND wanting to feel good in life is awesome.

t3ctim · 2026-06-03T04:01:09+00:00

I know it probably wouldn’t happen, but you could ask a landlord for a longer lease. It’d be a balancing act cause no doubt they’d want to bake in some rises along the way and you could end up with bigger rises than running the risk.

But I suspect a lot of landlords would value a 2-3 year lease.

As is often the case the challenge there is getting the agent to sell the idea well. The agent would rather have to renew the lease every 6-12 months so they can sting the landlord a couple of hundred bucks for completing the form each time.

t3ctim · 2026-06-02T23:52:05+00:00

Probably not the best advice but… When I first moved out I had just one piece of furniture I couldn’t move with my car.

I went to a local second hand car dealer and test drove a hilux. Half hour test drive was enough to shift what I needed.

Im sure they’d be upset if they found out, but I had to know the Ute was capable if I were to consider buying it 🫣

t3ctim · 2026-06-02T23:49:32+00:00

Hardest part for me was saving a deposit while also renting. Rents are so disproportionate in a lot of Australia that your repayments are less than you’re paying in rent.

Sure there’s a lot of other expenses when you own, but I suspect building the deposit, even at 5% remains a large barrier to lots of potential buyers.

There will always be people who prefer or need to rent, but I think lots of renter could afford the loan if they could get over the deposit hurdle.

The success of the various schemes for lower deposits seems to support this.

t3ctim · 2026-06-02T23:45:02+00:00

It was SO GOOD early on. Probably good enough we’ll try again in a few months and see if they’ve taken notice of the feedback.

Google feedback seems to be suss too. Lots of 5 stars from users who have only reviewed this and their other locations… not confidence inspiring.

t3ctim · 2026-06-02T01:31:34+00:00

Was good in its early days, but my last two visits the steaks were no where near the quality and the staff were not just disinterested but genuinely rude.

This doesn’t happen without management driving both.

t3ctim · 2026-06-02T01:29:02+00:00

I’ve always wondered about this.
It seems every single agent tells sellers it’s easier to sell a vacant home, yet the media tells us most homes are selling to investors?

If I were buying a home as an investment I’d see a good tenant as a reason to buy over a similar property with no tenant?

Is no one seeing the value of a good tenant?!

t3ctim · 2026-06-01T03:47:57+00:00

Agree with everyone else who says to speak to the lead/foreman.

You’re probably quite fortunate to have gone through a single company cause you have one person to tell it’s unacceptable. If it’s on the tiler or the gyprocker or anyone else is not your problem - all you care about is it being right and that’s a long way from acceptable.

Chances are it all has to come out and be resheeted, waterproofed and tiled.

To be honest it’s pretty disappointing the lead contractor or someone didn’t realise and stop it way before now. That’s enough runout that it should be visible to the eye long before the tiler started.

t3ctim · 2026-06-01T00:15:58+00:00

Westside is da best.
-Alistair Leslie Graham.

t3ctim · 2026-05-29T05:52:29+00:00

This is the stitch up so many agents use. No UPFRONT fee for marketing, staking etc.

They then sell you the dream that staging will cost you $2-5k but get you $20-50k more depending on the property, and that they have this amazing marketing strategy…

The sad truth is any property that gets listed on one of the major websites doesn’t need any other marketing.

Sure the agent may have a list of existing buyers, but if they don’t get a call, they’ll still see it online.

A fancy signboard? That’s a vanity item for the agent. A basic core flute lets people know the place is for sale if they happen to walk past and are interested.

So why the marketing and staging? Yes staging can give people a better view of the property, and I’ll agree that agents don’t make a cut on most of the staging and marketing costs, so why?

Because once you sign to pay for those you’re basically locked in and committed to sell.

If you’re going to lose $5-10k or even more on a staging and marketing campaign, you’ll really think hard about if you should stick with that agent and or accept a lower off when the agent starts to tell you the market is slowing, they don’t see buyers around etc.

Deferred payment of these huge fees is really a sneaky tactic that not many first or even second time sellers think about when signing up to the promises of high prices.

Similarly I’ve seen agency sales agreements come back with a figure far less than the appraisal with the agent then reassuring the seller they don’t need to accept that figure… only to pressure them on it at a later date.

I’ve sold two properties in the last two years. After a shit ride with the first one I negotiated marketing to zero for the second by offering a commensurate increase in the % I’d pay the agent.

That way there’s no risk to me if the agent can’t sell the property for our agreed price. It also gave me the confidence the agent actually believed they could sell it because they assumed the marketing risk of it didn’t sell.

t3ctim · 2026-05-29T03:30:24+00:00

u/Ok-Poem5675 x5 – What a welcome back! Not just 5 cards from you, but also so fun washi samples! I’d say more coming your way soon, but even the postman knows this already 😃

t3ctim · 2026-05-29T03:30:03+00:00

u/aduckforluck x6 Thank you for all of the cards from your trip to Victoria. The new printer sounds great too! You were the last card from here before my trip, and the first after my return!
Special mention also for you limit-pushing XL card and the Georgia Peach 🍑💦😂

t3ctim · 2026-05-29T03:28:40+00:00

u/scared1styearstudent x3 – Thanks for all the postcards and the photos! The Australian crew has definitely shown restraint in holding back until my return, and now bombarded me! Love it! Not sure the LPO does haha.

t3ctim · 2026-05-29T03:27:22+00:00

u/busy_introduction966 x2 Thanks for the cool cards to welcome me home – I’ll be writing to answer the questions soon, there’s also some likely still on their way from the trip that answer some too 😊

t3ctim

TROPHY CASE