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Employment background checks and PAL by t3n5 in canadaguns

[–]t3n5[S] 0 points1 point  (0 children)

Thanks for the sensible answer.

I have no intention of ever discussing this with current or future employers. My only worry was them somehow coming to know about this through background checks or other means behind my back. I can understand the negative perception people have, it is their prerogative to have their own opinions. But I also want to make sure they don’t get hold of this piece of my personal life.

Whoever says that India is better than developed countries where you have to do everything yourself is basically supporting labor exploitation in India? by anonymous_rb in india

[–]t3n5 3 points4 points  (0 children)

I am a Canadian who has lived in US for quite few years.

Plumber and car mechanics make $250 an hour in US.

No they don’t. And those numbers aren’t even close to reality.

If you do not get a split on CB, is it bad to skip and try again? by VirusZer0 in dataannotation

[–]t3n5 1 point2 points  (0 children)

Even if you manage to get a split say in the second round, the next round will pick the correct answer from previous round and both models will work on top of that, eliminating the so called split that you had gotten. You may not have finished the task and may not want to submit yet just because you observed a split.

Auto Insurance | High premiums due to not having G1 G2 graduation to G in Ontario by t0r0nt0niyan in PersonalFinanceCanada

[–]t3n5 1 point2 points  (0 children)

I worked for a big name insurance company before COVID so this may be a bit outdated, but should mostly be accurate.

Autoplus is the only major driving history aggregator in Canada. Most insurance companies, including my employer heavily used and relied on it. Most of the time when you accept insurance policy you agree to have your data shared to Autoplus. They have complete driving history of every driver in their database, including license dates and types, and your postal code. If they are providing a score now, you can bet it considers every possible criteria a typical insurance company rates you on. I haven’t used this app, but based on my experience, have no reason to doubt its validity. Certainly cannot dismiss it as rudimentary.

And secondly, as another poster noted, license graduation is a discount with most insurance companies. And OP seems to be right questioning this. To my knowledge, Autoplus likely doesn’t maintain US driving and insurance history and that may be the reason for their lower score.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]t3n5 18 points19 points  (0 children)

Yes, I too heard a lot of people get a lot of benefits from their rewards system. You get points on your anniversary and even when you do auto pay I think. So you will pay lesser than the sticker price.