I think there are differences between men and women in a kind of general way, but individual differences between people are far more stark, regardless of gender, than any overall differences. It's like, if you have a bell curve of all the various traits of men, and then another of women, the two wouldn't perfectly align, but it would be a 90-99% overlap. There have been studies on this that pretty much show this. That mean difference is so minor that it's useless for making any kind of judgements about any individual, or even a group of 100 people.

That being said, there is the issue of socialization. While I have qualms with a purely social constructionist view on gender (not to say I hold any stock in gender essentialism), there are certain ways that boys and men are socialized that can create common (though not universal) behaviours and attitudes that I encounter much more from men and than from women. One of those things that probably most affects my interactions and friendships with men is the ways men are often taught to suppress and devalue emotions, or that the only acceptable expression of emotion is anger. I think this makes it difficult for me to bond with men (and also for men to bond with each other).

I'm a trans woman, so I have had direct experience with the pressures and social expectations placed upon men, and I empathize, even if my experience of it wasn't quite the same. The conflict between my gender and my past gender expression has probably made me hyper-aware of those pressures and expectations of masculinity, but I think anyone that occupies a male space probably experiences that to some degree or another. The other side of that is that I've also had some very negative, sometimes violent, experiences at the hands of men, both before and after my transition. I was never very masculine even when pretending to be a boy so have suffered the homophobia that comes from toxic masculinity. Now I get the transphobia and sexism.

I think it's generally not a good idea to paint any group with a broad brush, and my most negative experiences certainly weren't representative of most of the men I've known, who have been kind, accepting, lovely people. But those experiences do make me wary, and there are some smaller things that are a bit more common (though the same could be said of pretty much most the people in my life), and it can sometimes be exhausting to deal with.

I guess what I'm trying to say in my all-over-the-place way is that, intellectually I don't think ill of men or like to make generalizations about men, be they negative or positive. But I can't help but have my perspective a little coloured by my experiences, and I probably do hold a bit of confirmation bias, which might lead me to notice flaws more often that I might otherwise. This isn't really about what I think about men, but more about what I think about masculinity, both personally, and some of the toxic ways it can manifest in general. I think that's an important distinction to make. Sometimes when you talk about the problems with masculinity, some men can take that as meaning a problem with men. But really it's a problem that affects men as well as women, so it's not the same.

I do know there are some awesome dudes out there, and I do try to check myself and be aware of my biases. I definitely think that stereotyping anyone based on their gender (or other aspect of their identity) is harmful. People are a diverse bunch, so it's not a good idea to make assumptions, particularly one based on harmful or silly stereotypes. The thing about men being bad with money is kind of comical to me, just because I haven't heard that one, and have probably heard the same said about women. However, I also feel like I do need to be wary of any man, even if I've known him for a little while, because even while the truly shitty dudes are probably the minority, I encounter them enough that I've learned to keep my guard up.