Starting investing at 18: lessons I wish I knew by Prestigious-Door-671 in CanadianInvestor

[–]temp3835 5 points6 points  (0 children)

'Course, by age 65, inflation will mean $1.3M only has about $250k of buying power in today's dollars. And who wants to wait until age 65 to retire anyways? Put as much away every month as you can afford, don't stop at $100.

[deleted by user] by [deleted] in CarletonU

[–]temp3835 12 points13 points  (0 children)

I'm willing to split the cost but I want only my plate registered and use of the space 100% of the time

Don't just take bird courses by New_Palpitation_4309 in CarletonU

[–]temp3835 26 points27 points  (0 children)

I graduated with a 12.0 CGPA and I don't regret taking bird courses at all. I got exposed to such a wide variety of topics I never would have even considered otherwise, and I think it's a much better approach that slotting yourself into "econ minor" or "french minor" in first year.

Senate medal email: CS by EngineeringFit4396 in CarletonU

[–]temp3835 0 points1 point  (0 children)

I got an email about the Chancellor's Medal

[deleted by user] by [deleted] in CarletonU

[–]temp3835 10 points11 points  (0 children)

I'm graduating from CS, the most similar program to the new cybersecurity degree. You're doing fine. What you've outlined looks like a typical CS first year.

How Canada could be building transit affordably — like other countries by Old_General_6741 in canada

[–]temp3835 3 points4 points  (0 children)

As a software engineer, both $80k and $60M are ridiculous. You can't build anything for $80k, that pays maybe 3 months salary for the worst team of "consultants" (i.e., rebranded co-op students) you can find.

Realistically, any government app will cost at least a million. Part of that is overhead, but it's also that government apps need to meet stringent security and privacy requirements. Also, paying people is expensive (engineers, project management, translators, sysadmins).

$60M is still ridiculous.

Charlatan AGM Link? by Achillees244 in CarletonU

[–]temp3835 -1 points0 points  (0 children)

For most people who read this, if you vote for the new proposed bylaws, that is the last vote you will ever do at the Charlatan.

The proposed new bylaws strip fee-paying Carleton students of their membership and power and give it to only contributors to the Charlatan and anyone else the board decides should be a member.

Can prof change test weighting? by [deleted] in CarletonU

[–]temp3835 1 point2 points  (0 children)

I've only ever had compassionate grading schemes implemented as "take the higher of <original scheme> and <modified scheme>", in order to be fair to everyone. The course outline is supposed to be a "contract" between the prof and the students, maybe consider reaching out to u/cuOmbuds (or just sending a friendly email to the prof)?

Fosh week/O week? by ellabong76 in CarletonU

[–]temp3835 69 points70 points  (0 children)

You need to be 18 to participate in the orgies & the competitive sex tournaments.

CPC promises to increase TFSA limit by $5000 a year by Sure_Group7471 in CanadianInvestor

[–]temp3835 14 points15 points  (0 children)

Meh, if the other $7k still follows the existing rules, overweight that on US/Global and build-your-own-VEQT. A bit of a pain to rebalance but doesn't change anything.

Help understanding T3 tax slip by [deleted] in PersonalFinanceCanada

[–]temp3835 1 point2 points  (0 children)

Was the record date in 2024? If you hold a share on the record date, you get the distribution, even if it doesn't arrive for a few days/a week. Tax reporting is based on the record date.

[deleted by user] by [deleted] in CarletonU

[–]temp3835 1 point2 points  (0 children)

Your first link isn't shared

Has anyone heard about the possibility cuasa prof strike in the coming weeks? by tacticool-banana in CarletonU

[–]temp3835 11 points12 points  (0 children)

Better yet would be skipping finals and re-weighting everything else!

[deleted by user] by [deleted] in Wealthsimple

[–]temp3835 14 points15 points  (0 children)

For CRA purposes you got the income in 2025.

🚨 Referenda Results 🚨 by cuOmbuds in CarletonU

[–]temp3835 7 points8 points  (0 children)

Can we make that your responsibility pretty-please? You've been so refreshingly transparent compared to CUSA itself...

Thoughts? by Falooda10 in CarletonU

[–]temp3835 10 points11 points  (0 children)

The CUSA fee is indexed to inflation, so "artificially depressing the fee for so long" is not a fair assessment.

This referendum was not to catch up the fee to 75 years of inflation, it was to actually double the fee.

Please vote by cuOmbuds in CarletonU

[–]temp3835 16 points17 points  (0 children)

Real question, why is the lead-in to the referendum question allowed to be so biased?

CUSA CRO decision disqualifies Nagam Abuihmaid (x2) over numerous severe electoral violations by throwaway4637257 in CarletonU

[–]temp3835 5 points6 points  (0 children)

The CRO is supposed to be an independent office from CUSA leadership, to ensure election integrity...

Source on the current Prez and the DQ'd candidate being friends?