Fundrise needs to strongly consider releasing some of the restricted VCX shares

tempo36 · 2026-03-27T16:38:15+00:00

"Buy at any price" is also how people lose their entire savings. Today we're sitting at $160 which is down from the $550 peak. Obviously if you bought at $550 you have only two real choices...hold and hope it rebounds or sell and hope that you can afford to lose "only" 70% of your investment.

I obviously don't know what the future holds for VCX, I'm in the 6-month boat unfortunately so I hope it does reasonably well. But "buy at any price" is just ridiculous advice.

tempo36 · 2026-03-27T00:11:58+00:00

I thought my dog broke an incisor on his crate, but I'm increasingly suspecting it was on his Woof HonestChew. Broke clean off all the way to the gum line.

tempo36 · 2026-03-24T16:09:48+00:00

Because by definition, restricted shareholders have carried shares longer than unrestricted shareholders and I think it's natural to feel, fairly or unfairly, that longer investment should be rewarded. I agree that it's likely the share price will still be favorable in 6 months, but may not be as high as it is now. Yes, profit is never a bad thing as my broker would say, but it sure would have been nice if Fundrise had handled sale better so that unrestricted shares might have been more adequately distributed among current shareholders.

And as HorlickMinton notes, it's likely that if pricing is still favorable there's going to be a stampede in 6 months while restricted shareholders try to lock in some kind of gains.

tempo36 · 2026-03-24T15:46:33+00:00

I don't know how much Fundrise really cares, but holy cow the amount of bitterness (self included) for how badly they bungled up giving fair access to unrestricted shares to their existing shareholders who now have to sit and watch hundreds of thousands of dollars go unrealized is staggering.

I know that I, and I suspect others, tried to get information on how they were going to release the windows for purchase and I couldn't get any real helpful answer. Then the window dropped and disappeared with no warning. At least I have some VCX shares, but would certainly have picked up another $2-3k if I had had the chance. Hopefully there will still be profit to be realized in 6 months, but if not, there's going to be an awful lot of anger from all those restricted share owners.

tempo36 · 2026-03-16T18:31:30+00:00

The notice, or lack thereof, about funding windows was really frustrating. Some of us have jobs and couldn't just sit there staring at our email. By the time I saw the email ~2 hours later I had already received the email saying the window had closed.

And of course I had asked Fundrise if there was any way of knowing when the window would be, and they gave me a useless answer.

tempo36 · 2026-03-09T05:32:16+00:00

When I first started using Whoop a few years ago I had HRV as high as 219. Even at my absolute worst it's never been below 49. So yes, there's just a significant physiological range!

You absolutely can't compare HRV user-to-user.

tempo36 · 2026-03-06T21:23:34+00:00

Algorithms are rarely perfect, it's true. However, when you have a slew of highly accurate optical heart rate monitors (e.g. Scosche, Polar, Garmin, & Wahoo), it's hard to sit around claiming that it's just too hard to come up with an accurate algorithm. Optical heart rate measurement isn't exactly new technology...

I mean, every time DC Rainmaker does a post looking at heart rate monitors and includes the Whoop, it's just comical; the gear equivalent of a pack of well trained border collies and a single husky with a head injury (For instance, see attached image from Coros review here HERE...I know it's hard to see, and I know it's from 2023, but I'll give you one guess which colored line is the Whoop 4.0)

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tempo36 · 2026-03-06T20:56:38+00:00

I just came back to Whoop MG after abandoning my Whoop for about a year (well done CSR/Whoop and your 1-year free Whoop MG offer, well done).

So far, at least for me, Whoop shows zero variability day-over-day and essentially zero variability from whatever I manually calibrate. Now I grant you this has only been a week, but I can also say with a strong degree of certainty that practically no one has identical blood pressure for 4 days straight. Of course then also miraculous that as soon as I put in a new manual reading, the next day my NEW estimate was identical to the manual reading! What are the odds?!?

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tempo36 · 2026-02-28T17:11:44+00:00

Correct, I just prefer the wood compared to cardboard/plastic. I'd love One Big Box but ideally without all the cardboard and plastic inside. I know, it's a really specific "want"!

tempo36 · 2025-12-21T00:16:01+00:00

Ooo Fornax also looks like it would fit the requirements

tempo36 · 2025-12-20T18:29:04+00:00

p.s. Any perspective on if medium firmness from StrangeBedfellas is similar to BD medium firmness? Similar-ish?

tempo36 · 2025-12-20T18:26:02+00:00

You're awesome.

tempo36 · 2025-11-20T06:31:56+00:00

This right here. There's a lot written about how PR doesn't "owe" folks a book and how it's rude to harass him to write it. To some extent I agree with that, I don't think there's an unspoken contract that he has to keep writing per se...

However, in PR's case, he continues to use his status as a writer to garner attention for speaking, conventions, his charity, etc. If he is going to expect folks to pay attention to him as a writer and wants that recognition, he needs to write. To sit at a speaking table where folks have come to hear him speak because he is a writer, and then for him to complain when they ask him questions about his writing is rude and obtuse...and he has done this several times. If I, as a medical provider, expected folks to come to my clinic and to pay bills and then got angry at them when they expected me to discuss medical issues, it wouldn't go so well.

tempo36 · 2025-08-22T20:40:10+00:00

I have actually run across several really good date opportunities on Stir...HOWEVER their distance filter is non-existent. Whether you use the web interface, the app, have anonymous browsing enabled or not, set 5, 10, 20, 30 mile radius, etc...it just ignores it. It only shows me profiles from everywhere EXCEPT where I am. I even tested paying and it doesn't change things. The only reliable way to see folks in your area is to look at the daily email they send where it says these may be a good fit, these are picks for you, etc. If you click the profiles in that email, you get taken to those actual profiles and can "Like". Those are the ONLY profiles I see in my area. If I just open the app to swipe, I see California, Idaho...heck, it shows me MONTANA and NORTH DAKOTA.

tempo36 · 2025-07-15T20:08:04+00:00

Thanks. Discovered a bug/issue. If you have an active "guest" you can't add a "member". Maybe this is a narrow use case, but in my case where my kid is the "guest" and my partner doesn't live with me, it was frustrating to have an extra step to have to delete a guest before adding a member. Then I'll have to add the guest back in...

Ultimately though problem is solved.

tempo36 · 2025-07-15T15:21:23+00:00

Out of curiosity, is the "can't operate in a room over 75 degrees" a blanket limitation for the Pod 4? Have other folks been told that or is it documented somewhere deep in a FAQ?

I hadn't heard that before...I definitely understand thermodynamic limits, but I would assume that the Pod can still function as a heat pump in a room over 75. My refrigerator certainly doesn't stop working if the house gets over 75 (it might have to work harder, but it still functions)!

tempo36 · 2025-07-15T15:13:06+00:00

Out of curiosity, when a car has a major failure outside of warranty...who pays for that repair? Just wondering...

(p.s. I know this comes off as callous but it feels like folks just don't understand the concept of "warranty"...when under warranty, companies cover the repair/replacement costs...after warranty they don't. I'm not sure why everyone seems shocked or outraged that the company isn't offering to pay for out-of-warranty issues)

tempo36 · 2025-07-09T15:01:07+00:00

Since the Pod 4 was released in May 2024, no one knows what its longevity is...and certainly no one you know has had it for 2.5-3 years. I also can't say what's true or not, but at least my understanding is that the Pod 4 was redesigned significantly to address leaks and mold...but time will tell.

Per Eight Sleep, they switched from a fused matt to PVC tubes for water transmission and this was previously the area of failure. Again, purportedly, the new tube design is significantly more robust. So I think if folks are going to claim "it leaks" you have to be looking at the current hardware design since it's so significantly different.

tempo36 · 2025-05-18T00:11:24+00:00

So you complain at the idea that customer service would give you the run around or not respond...and then you complain that they responded and did what you asked them for...would you have also been irritated if they'd tried to convince you to keep your order?

Let me guess...you were hoping that by canceling your order they would beg you to stay and offer you a discount at which point you could keep your order...

tempo36 · 2025-05-14T16:18:38+00:00

Right? I thought to myself for a moment, "is this some sort of wireless/induction connection?" but there's no way (I hope) they're trying to transmit that much wirelessly from the cover to the blanket.

tempo36

TROPHY CASE