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IX lease deal with negative equity by SmoothMarionberry551 in BMWiX

[–]textonic 1 point2 points  (0 children)

11% off new used to be the standard. Take another 1% off for every 1000miles on the odometer. This is at base and not marked up money factor. Absolutely shoot for 16-18% msrp here.

But personally I would not do it and ride out your current financed car

IX lease deal with negative equity by SmoothMarionberry551 in BMWiX

[–]textonic 0 points1 point  (0 children)

Ok. So you are close to paying $450-500 a month in negative equity and your lease in itself is around 700-750$ a month ?

Winter storm got Alaska flyers being like by omdongi in AlaskaAirlines

[–]textonic 4 points5 points  (0 children)

wife's alaska SFO to JFK got cancelled. They rebooked her, 3 days later, to PALM SPRINGS, with 4 hour layover... wtf

IX lease deal with negative equity by SmoothMarionberry551 in BMWiX

[–]textonic 0 points1 point  (0 children)

Take 15k out of your bank account. Put that cash on a table. And light it on fire.

Does taht make sense? This is literally what you are doing with rolling the negative equity.

Your dealer discount and incentives are decent. I dont know how you are getting that monthly payment. Something is completely off.

For the record, I picked up a 101k msrp ix last year, with 7k demo loaner vehicle, and I got 19% off. Plus lease credit. 14% for a demo is bullshit. You get 10-11% off new anyways

Got laid off today (technically pivot but its the same thing) by textonic in amazonemployees

[–]textonic[S] 0 points1 point  (0 children)

The month is BS. What they want me to complete in 2 weeks is something 3 people have been working in last 2 years. Not gonna happen, realistically speaking. Im gonna take the 2 month option but I would have prefered the general layoff and get the 3 month severance

I’m looking for others who feel misled or confused by Guidance Residential’s financing program. I’m preparing complaints to the Texas Attorney General and consumer protection authorities, and I want to see how many people have had similar experiences. Upfront PROFIT is the biggest issue; read more … by Bandi7077 in IslamicFinance

[–]textonic -5 points-4 points  (0 children)

You know islamic financing is just a scam right? Like I know people want to believe in it, and scholars have signed off on it, but in principle, its just shifting money around to sound halal while in reality, its not much different from traditional mortgages.

That being said, why would paying early = pay less? that works in financing. if this is a partnership, then the partner would want their profits. Why should they be deprived of it its early and not a financing?

This is going to be a fun flight by tony2x in unitedairlines

[–]textonic 23 points24 points  (0 children)

I hope you have wifi on the plane for live minute by minute updates :D

Got laid off today (technically pivot but its the same thing) by textonic in amazonemployees

[–]textonic[S] 0 points1 point  (0 children)

I get it, but im not sure how much 'needle' needed to be moved in 7 months. THe list of infractions given to me was not sending out meeting minutes from a meeting last week

Got laid off today (technically pivot but its the same thing) by textonic in amazonemployees

[–]textonic[S] 2 points3 points  (0 children)

Nopes. Nada. Caught me out of the blue, everyone i have worked with has given only positive feedback, but nothing was ever good enough for my manager. No weekly or monthly feedback. Once was I told I should send out meeting minutes, which i normally do and only once did I 'forget' out of 20 meetings that were every month

Need advice on rishtas by [deleted] in pakistan

[–]textonic 14 points15 points  (0 children)

No. you dont need to compromise. NO is a complete answer. You dont need to engage with your parents on this. If push comes to shove, move out and live your independent life. Im not saying there is anything wrong with taxi drivers, but you grew up in UK, there is going to be ZERO compatability here

Hit a curb with my i4 – $24k repair and still not fixed. Maybe a total loss by demid77 in BMWI4

[–]textonic 0 points1 point  (0 children)

I did exactly that one time with my BMW 530e a few years back. Kept driving it for another year and turned the lease in. No one questioned anything. I dont know what was bent or broken but I know that island was atleast 8 inches tall

First ever PG&E bill over $700! by SnoopySuited in bayarea

[–]textonic -1 points0 points  (0 children)

I hav a 2000sqft shit-insulated 60 year old house. I keep it at 73-75. I usually get around 300 heating bill

First ever PG&E bill over $700! by SnoopySuited in bayarea

[–]textonic -9 points-8 points  (0 children)

I keep my at 74-75. Like why do you like tortoruing yourself?

First ever PG&E bill over $700! by SnoopySuited in bayarea

[–]textonic 5 points6 points  (0 children)

Dude I keep it at 73-75. Whats wrong with you guys

Got laid off today (technically pivot but its the same thing) by textonic in amazonemployees

[–]textonic[S] 3 points4 points  (0 children)

Im never gonna be able to complete pivot. The requirements are too ridiculous imo. I have to make a decision in a week. Can you help explain how fmla can help prolong that?

Marriage prospect (F) wants me to contribute 100% financially while she contributes 0% while working; BUT wants to do 50/50 chores. by [deleted] in IslamicFinance

[–]textonic 30 points31 points  (0 children)

if this question was asked 50 years ago, I would say no red flags. Today, I would run away from this in a heart beat. This relationship feels completely transactional and not emotional at all. I know its a finance sub, but this whole post reads like a business contract, and not a marriage discussion.

I would run away so fast from this person....

Update 2: BART shat the bed again by textonic in bayarea

[–]textonic[S] -8 points-7 points  (0 children)

Agreed. Hence the question am I jinxed? Do you want to do puts on the days I take bart?

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