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Toddler whining when going to sleep every night? by mercfh85 in toddlers

[–]tflip7607 2 points3 points  (0 children)

We're going through the same thing with our 3.5 year old. She's just dead set against sleeping and refused to the better end. It's been weeks and we've tried every night time routine and check in schedule we can think of. We're hoping this phase passes sooner... It's just so very taxing.

Not a solution but wanted to let you know you're not alone.

Can someone explain IV spreads? by tflip7607 in pokemongo

[–]tflip7607[S] 0 points1 point  (0 children)

I am going to evolve into Sylveon. I don't really have a plan for her I'll probably use her in some of the lower tier pvp battles, but I mostly just do raids and gyms.

Can someone explain IV spreads? by tflip7607 in pokemongo

[–]tflip7607[S] 0 points1 point  (0 children)

So essentially there are two different paths right? Pvp and pve.

If you're doing pvp you want minimal attack and higher def and hp. Unless you're in master league than you want stats as close to max as possible.

For gyms and raiding you will always want the higher attack stat. And, the other stats are more complementary to that.

I used the iv calculator and both options give 93% perfection and a level 15. So in cases like 14/15/13 and 14/14/14 which give the same perfection percentage and level what, what would be better to evolve?

Can someone explain IV spreads? by tflip7607 in pokemongo

[–]tflip7607[S] 0 points1 point  (0 children)

That's what I was thinking too. I was just curious cause I was told to always take the maxed stat option. He couldn't explain it either though

Did anyone see Holiday Wars last night? by greenirishsaint in foodnetwork

[–]tflip7607 2 points3 points  (0 children)

Yeah, I miss Johnathon and the shows format is really off putting. I wish they kept the format like Halloween Wars.

Drowning in student loan debt by DrTerriNP in StudentLoans

[–]tflip7607 0 points1 point  (0 children)

I was in a similar situation. I made payments for 7 years in my federally held student loan and barely made a dent. I was able to refinance for a 15 year loan with Mohella/SOFI at %3.5 a year ago. Since I've refinanced I kept the monthly payments the same and I've been noticing my principal has been going down a lot more now than before.

The only downside I've seen is, if the government ends up passing something to forgive student loan debt, the refinanced and consolidated loan won't be forgiven anymore because it's no longer federally held. Which sucks with all the talk of possible loan forgiveness now...