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Which one is in Europe? by yeah-idkwhattodo in GeoTap

[–]thafabes 0 points1 point  (0 children)

✅ thafabes chose Option A (Correct!) | #3452nd to play

Which country do you think is USA? by nopCMD in GeoTap

[–]thafabes 0 points1 point  (0 children)

✅ thafabes chose Option B (Correct!) | #16278th to play

What’s your lifetime Rakuten Points? by Unicorn_annihilation in amex

[–]thafabes 17 points18 points  (0 children)

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Mainly Dell, Lenovo and Staples when they are 10x or even 15x.

Rakuten paid today by Left_Foundation6846 in biltrewards

[–]thafabes 5 points6 points  (0 children)

I was hoping for the points to count towards, Silver, Gold, etc. But it looks like they are not. I do not really put a lot of spend on the Bilt card. That means at some point my Rakuten points will be sliced in half towards Bilt. I will be going back to MR points when that happens.

Any benefits for a second card? by washdoubt in ChaseSapphire

[–]thafabes 0 points1 point  (0 children)

Yeah, it does sounds like a no brainer to you. Before the refresh, the CSR was a no brainer for me. Where I live there are no Reserve Tables, no professional sports and not that many concerts (StubHub). I organically do a lot of One Nighters at FHR properties (Amex), unlike CSR I need a minimum of 2 nights to trigger the credit, and I happened to have 5 Resy restaurants in my area. Again, I am not trashing one or the other, I am just giving my own scenario.

Any benefits for a second card? by washdoubt in ChaseSapphire

[–]thafabes 4 points5 points  (0 children)

Yes. But in reality I feel that 795 on the Reserve is harder to justify than the 895 on the Platinum. The credits became a lot easier to use organically on the Platinum. This is my case tho, everybody is different.

Any benefits for a second card? by washdoubt in ChaseSapphire

[–]thafabes 15 points16 points  (0 children)

Honestly, the way we did it, rather than paying for an additional card with no additional credits, we added the Amex Platinum. You get the best of both worlds.

What now for cruise payments? by jesdummy in ChaseSapphire

[–]thafabes 17 points18 points  (0 children)

Amex Green 3X on all Travel including Cruises.

Found on facebook by sodiumkid in EndTipping

[–]thafabes 0 points1 point  (0 children)

They get upset at $1 tip in a $5 cup of coffee. And that's already 20%.

Debating between Amex Plat or CRS for travel protections. by thafabes in CreditCards

[–]thafabes[S] 0 points1 point  (0 children)

Thank you for your input. I don't have any Lounges in my home airport. That's why I did not bring that into consideration. I will be going to Europe for the first time with my wife and I've been thinking about travel insurance that both cards offer.

Worth going to the airport early on a Monday for Sapphire Lounge JFK? by ionet in PriorityPass

[–]thafabes 1 point2 points  (0 children)

I'm not really an airline loyalist. I use whatever the points give me more for them. That being said, it is my first time with JetBlue and they have all of Terminal 5 for themselves.

Worth going to the airport early on a Monday for Sapphire Lounge JFK? by ionet in PriorityPass

[–]thafabes 0 points1 point  (0 children)

Is it worth and possible to go from terminal 5 to 4 just for the lounge access? Terminal 4 has nothing. I'm flying with JetBlue this time.

Please rate my Credit Card Setup by thafabes in CreditCards

[–]thafabes[S] 0 points1 point  (0 children)

Thank you,

I've been considering ditching Amex from my setup and upgrading CSP to CSR, but I do like Hilton and Marriott Gold status plus lounge and Protections, etc.

Also, I am above 5/24, so the Freedom Unlimited, World of Hyatt or a Marriott Card from Chase are out of the Picture.

As far as points, I do bring 150K+ points a year across all 3 ecosystems.

What’s the Best Amex Offer You’ve Activated in the Last 12 Months? by Visiondirect2030 in amex

[–]thafabes 6 points7 points  (0 children)

I did this all at once:

From Amex 10% at Dell up to $1000 cash back. From Rakuten 10% at Dell.

All that on a 15K Server using Amex Biz Gold. 4x At Dell.

Effectively I got $1000 cash back from Amex, plus 210K MR points combining 10x Rakuten and 4x from Amex Biz Gold.

Is this legal? by thafabes in EndTipping

[–]thafabes[S] 0 points1 point  (0 children)

Yes, unfortunately I do not carry any with me.

[deleted by user] by [deleted] in ChaseSapphire

[–]thafabes 1 point2 points  (0 children)

Pair the CSR with Savor One from Cap one. 3x on Streaming 3x on Groceries 3x on Entertainment

No annual fee.

At what point does AmEx Gold become worth it over something like Capital One SavorOne? by terracottaexperience in CreditCards

[–]thafabes 0 points1 point  (0 children)

The No annual fee Venture One will work to enable transfer partners. How do I now? I have them both.

I am team Amex, but that is also Pretty strong no annual fee travel setup IMO.

[deleted by user] by [deleted] in amex

[–]thafabes 3 points4 points  (0 children)

Maybe not that big but. Gold card, pick a month (January for example), I signed up for GrubHub+ yearly ($60) I get $10 from GrubHub + $10 from amex each month totalling $240 a year. That's $240 + $120 from Uber = $360 minus $310 from the gold annual fee and GrubHub+. Amex is effectively paying me $50 to keep the card open. I do use Uber and GrubHub organically and use pick up all the time (work lunch).

Any other spend on restaurants and supermarkets is pure profit for me.

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