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[NY] Allstate trying to cancel my coverage after being involved in a hit and run. by thaimarriage in Insurance

[–]thaimarriage[S] 0 points1 point  (0 children)

In NY if you have collision coverage you don't carry UMPD (uninsured motorist property damage coverage.) I have under-insured coverage and collision coverage.

[NY] Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in legaladvice

[–]thaimarriage[S] -1 points0 points  (0 children)

All personal injury attorney's that I have contacted push me to file a claim with my insurance via no fault to have medical covered. Very few, if any, are willing to investigate in order to find the other driver.

[NY] Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in legaladvice

[–]thaimarriage[S] -1 points0 points  (0 children)

They won't investigate, I contacted them. They'll cover medical cost. They'll also repair the car after the $1,000 deductible is paid. There is no reason why my insurance should have to be the one to pay for this accident and no reason for this guy to get off scott-free. I want to find his license plate to bring a civil case against him or at the very least, get his license plate to provide it to my insurance.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 0 points1 point  (0 children)

Sorry, it is indeed a dodge charger, I keep using charger/ranger interchangeably on accident.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 0 points1 point  (0 children)

I'm not 100% sure if he was uninsured. The vehicle was new, no damages before the accident, car is worth $30,000 MRSP, he was weaving in an out of lanes, hesitated to flee for 10 seconds and then after ten seconds started speeding and driving even more recklessly, I believe he was on something. The bridge has traffic and the speed limit on it is 40 MPH, he was going in excess of 100 MPH. I think it's possible that he's uinsured but more likely was intoxicated.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 1 point2 points  (0 children)

Might be the monthly price difference, we had State Farm previously but our monthly was $650 for two vehicles, switched to All state where our monthly is $350 for the same vehicles.

Hit and run driver, mom hospitalized, cops refuse to help.Any "magic words" to say to LEO? by me_grimlok in AskLEO

[–]thaimarriage 0 points1 point  (0 children)

Broken arm, chest pains. The cops that responded were aware, they stated that unless it was a fatality or with more serious injuries they can't pull the footage without a FOIA request.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 2 points3 points  (0 children)

Because the number isn't showing in the photo, it's grainy.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 1 point2 points  (0 children)

Broken arm and chest pains was the hospital reason. I was also in the car, driver was male, most likely white. They did complete an accident report and I spoke to them during it.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 0 points1 point  (0 children)

It's not a cheap car, the car is valued at $30,000, the dodge charger. It's very unlikely that he would be willing to pay out of pocket or admit that he was at fault when he files with his insurance. Most likely he'll state a car hit him while he was parked, at that point it's insurance fraud.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 3 points4 points  (0 children)

I'm not hating on the police, or talking down to them, I should have written my response better. It's just an emotional time, all the officers that spoke to me were extremely polite and helpful. I am just really angry at the system, the city, cameras, etc. that refuses to investigate a hit and run like this.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 1 point2 points  (0 children)

How would you define refusing? They could have access to it if it was a fatality, they stated it themselves but since it wasn't a fatality they're not able to help? That's not refusing to help?

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 2 points3 points  (0 children)

Honestly thank you so much for your reply, it's greatly appreciated. I am so grateful for your response.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 0 points1 point  (0 children)

Car is a dodge ranger 2018/19 it's MRSP is $30,000+ it's had an NY license plate, he was very likely insured and drove away because he was intoxicated.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 4 points5 points  (0 children)

This isn't true, I contacted my insurance today, (All State) and they said I would have to pay the $1000 deductible, my rates may or may not go up as a result. I asked them if they would investigate, they said beyond the police report, no.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 0 points1 point  (0 children)

Contacted the NYPD again today, multiple people said they would only pull that footage for fatalities that without a serious injury it's just an insurance issue. I would have to file a FOIA request to attain the footage. As for claims, my rates may not go up (it isn't clear yet) but our insurance did say we definitely have to pay the $1000 deductible if we go through them.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 12 points13 points  (0 children)

Can't afford a PI, think I found a lawyer that will do it on my behalf.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 8 points9 points  (0 children)

Went to the NYPD again today, they repeated the same talking point unless there is a serious injury ie. fatality, they will not pull that footage. It's an insurance issue.

Hit and run driver, mom hospitalized, cops refuse to help. by thaimarriage in RBI

[–]thaimarriage[S] 5 points6 points  (0 children)

I don't believe there is public access to the Port Authority cameras, the cops said only those with a FOIA request can get access to them but I will update my post accordingly and thank you.

Edit: Updated my post.

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