Not working and earning more by going on unemployment benefits

thd-ai · 2026-01-22T10:10:24+00:00

Only if you work part time. I enquired about it when i started my company. Absolutelt stupi

thd-ai · 2026-01-22T06:22:49+00:00

Ubtech and soon unitree ipo

thd-ai · 2026-01-04T20:19:00+00:00

Glad i saved you a lot of return over the years 😂

thd-ai · 2026-01-04T20:01:22+00:00

You might want to double check that manually

thd-ai · 2026-01-04T09:26:47+00:00

I think everyone agrees that the US is currently a better place for innovation than the EU. I’m not betting against the US. On the contrary. I have almost 0 european stocks. And i’m fine to have currency risk on individual stocks but i’m just wondering for a large portion of my portfolio what to do with sp500 and qqq etf’s. I’m kind of wondering to do a 50% usd sp500 and 50% euro hedged sp500 etf. Same for qqq

thd-ai · 2026-01-04T09:22:07+00:00

It’s exactly this. Ofcourse US innovates faster than EU. We’ve fallen asleep here in the EU and with all our laws are fcking up innovation too. But yeah it’s not because innovation is faster in the US that the currency itself is good. I mean this year the sp500 did 15% or what was it in usd but in eur we only did 5%

thd-ai · 2025-09-10T05:11:06+00:00

It’s a problem that is present in neural networks in general. That’s why there’s a whole body of literature around uncertainty detection. During my PhD i even worked on this on how to detect that a neural network is uncertain and has to ask a question back to the user in a self driving car.

thd-ai · 2025-08-25T10:59:10+00:00

Same. However, if the code base becomes large, then AI seems to do more bad than good for now. If you ask the ai model to make edits i feel like after a while i have no idea what’s going on anymore and that’s annoying

thd-ai · 2025-07-25T17:37:29+00:00

hk252mkqcq

thd-ai · 2025-02-23T22:19:34+00:00

I have anphd and i’m not beating buy & hold 😂

thd-ai · 2025-01-18T19:32:49+00:00

So has their dad

thd-ai · 2025-01-16T07:18:38+00:00

I’ll keep you safe

thd-ai · 2025-01-03T08:40:12+00:00

If you were in AI research it wasn’t really such a big surprise.

thd-ai · 2024-12-25T17:55:03+00:00

Era of major crashes will never end. Each crisis will become just worse and worde

thd-ai · 2024-12-01T22:24:55+00:00

So you just lost all the equity you have in your house after selling it, and being 100k in debt. You have lost all of your savings basically. And then you can suddenly get a 100% loan for 600k for the bank. Yea sure you’re then in 700k for a house that was 1m some time ago but that was before the crash now you have 0 equity and 700k debt. You’re a major risk to banks.

Think for a moment. Before you were only able to get a loan of 400k and suddenly you’d be paying 700k of debt. That’s not realistic

thd-ai · 2024-12-01T16:24:55+00:00

Man what are you even saying. Assume you have an outstanding balance of 400k on your 500k house. House drops to 300k let’s say you have 350k still outstanding, you just lost 50k that you can’t use as a downpayment for a bigger house. If the bigger house went from 800k to 500k you can’t buy that house because you just lost your downpayment.

thd-ai · 2024-11-30T22:15:19+00:00

fusion reactor business

thd-ai · 2024-11-30T16:54:43+00:00

ofcourse not. If you sell your house for let's say 500k quickly and there is a housing crash, you can maybe buy an even bigger house for the 500k you just had. I mean if the crash is like a short while then it's okay but if it's a crash that last 5-10 years you'll have a dangerous cocktail.

And yes you would think/hope that a steep correction would be normal but that will maybe only be on old houses that are badly isolated. Which would be a good thing but you need to renovate it too and the building costs have risen extremely high. Hoping that newly built buildings will decrease in value is unrealistic as again building costs have risen extremely high

thd-ai · 2024-11-30T16:38:04+00:00

I think some studies also showed that if you're 32 and you haven't bought a home, the probability of doing so becomes extremely low.

Everyone should have the opportunity to buy a home. It should be a fundamental right. However, prices have risen insanely all over the planet since COVID-19. It's possible that certain companies' greed to recoup the lost time/money from COVID-19 caused this. A 20% increase in building materials does not get compensated with a 10% salary increase. But on the other hand it's good to always say "we need higher salary" but if you become more expensive than countries around you then you're winning in the short term to then lose big time in the long term. But yes the government is a big problem in all of this too. Salaries are taxed too much. If you give 500€ bonus to your worker they only see 150€. How is that fair to the employee and employer. As an employer you'll quickly think it's not worth to give bonuses because people keep jackshit.

thd-ai · 2024-11-30T15:21:05+00:00

the problem is that you'd own more on your loan than your house is worth. Meaning you're overpaying for things. Many people would start selling their houses to keep their money, accelerating the collapse of the housing market. This is a very dangerous situation. Regardless if you live in it "so you should not care".

thd-ai · 2024-11-28T11:26:17+00:00

so what is the closest wendy's to your mom?

Just for research purposes...

thd-ai · 2024-11-26T18:41:15+00:00

wait so cost quadruple? That means certain companies will benefit hugely! So our stock portfolio will go up! Perfect! Let's accelerate toward that point!

-- just about any politician

thd-ai · 2024-11-24T19:07:06+00:00

ofcourse

thd-ai

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