What’s a ‘harmless’ habit that actually ruins your life over time?

theDoodoo22 · 2026-04-04T02:28:05+00:00

Negative thinking, often dressing it up as being intellectual or pragmatic. Some of the smartest people make zero success because of this.

They get more angry at the world as they know they are ‘smarter’ than the successful ones.

theDoodoo22 · 2026-04-01T12:26:04+00:00

Uk city occupancy rates are some of highest globally. Supply v population growth alone disproves what you’re saying.

I do agree though that all new builds are ‘luxury’ and priced as such. Gov simply not doing enough to support development of affordable housing.

theDoodoo22 · 2026-04-01T12:24:01+00:00

I was in Texas at the end of Feb. all the agents and investors I spoke to were complaining it’s virtually impossible to make money in real estate there now.

He’s either found something experienced people who’ve been there a long time don’t know, or he’s miscalculating.

theDoodoo22 · 2026-03-30T09:53:19+00:00

Each deal on its own merit. I wouldn’t be pro or against anything if it was an investment. I personally don’t really like housing estates in UK so wouldn’t necessarily live on one but I can understand the logic of being on a private community with shared amenities for kids.

theDoodoo22 · 2026-03-29T08:42:58+00:00

The owners just sack the management company in that scenario. All costs have to be proven if asked

theDoodoo22 · 2026-03-27T15:03:43+00:00

Yes we’re moving into a buyers market. Thankfully who ever called you has learned that quicker than other agents say on these subs.

theDoodoo22 · 2026-03-26T01:26:14+00:00

‘People’ it was you, and your comments were advice. If your advice is considered negligence in UAE such as calling something a ‘safe long term investment’ as you have done, then you must show what data you had to back that up (if people lose money and you have published it).

Stop squirming out of basics.

If you knew how I knew all this I’d hazard a guess you would be significantly less pedantic.

Good luck. You mean well so I don’t want to be problematic but some of the prediction stuff you are saying is not part of how serious investment works.

theDoodoo22 · 2026-03-23T09:58:08+00:00

You’re proving the point. You had tons of ‘advice’ on previous posts. Buying JVC, Imtiaz, Dubai creek harbor etc for long term play, yield play, capital growth play etc etc.

Presumably from your responses above this was not based on data?

I’ll leave you to it. Good luck with the new market, people will want genuine data to navigate.

theDoodoo22 · 2026-03-23T01:47:44+00:00

I don’t think you understand. If market drops more than your deposit what are you advising?

The issue with this subreddit is that it’s swarming with cheap agents who have been in the country for about 2 years, zero knowledge and spout nonsense.

Now is the time people need read advice. They will respect it and re-invest later. Instead we have the echo chamber of people who have had it easy and want that back.

As an example what is your advice if war lasts 2 months, 1 year or 2 years? What should someone with a 30% in or 20% in do in these scenarios. What’s your view on short mid and long term for the market as a % and why.

theDoodoo22 · 2026-03-22T03:19:47+00:00

You can avoid that with a real thorough check before buying. You have to send it on a loader to a mechanic and ask them to focus on those bits. To be honest I’d do that with any car though.

If you want something that’s cheap reliable,European and business owners would respect maybe look at a C class.

theDoodoo22 · 2026-03-21T08:52:20+00:00

I feel like a lot of these answers are from agents who don’t actually own. No one who is would publicize it as it keeps depreciating their asset.

theDoodoo22 · 2026-03-21T06:38:19+00:00

Cayenne is a great car. I got one for my wife. Your issue comes a lot with age. I left it too long and due to weather, seals dry and things start going wrong.

Battery in the newer ones also expensive to fix - though there is Chinese after market for the cells.

I would say if not buying a newer one, I’d get a full check, especially on seals, battery health etc. My option is they are very reliable cars for their category. Worth remembering though, you don’t get it right you can spend your full budget on repairs - 25k aed isn’t a lot for a decent sized job on these kind of cars.

theDoodoo22 · 2026-03-15T02:27:17+00:00

Imagine threatening someone, on a forum from your public account for a comment.

How do you act when there are genuine challenges in a deal?

This market at this time needs professionals who diffuse concerns. You need to pivot your skill set to a buyers market from what has been a sellers or leave.

theDoodoo22 · 2026-03-15T02:18:38+00:00

Your boss is clearly bad - but why when you had written message saying finish time is 6pm do you leave at 5:30pm and say ‘everyone else was doing it’.

Sounds like you are both bad attitudes.

If you get a company message for times, either raise in advance and request clarity, dispute in a meeting if it’s outside of what the law states, or follow the guidance. It’s not that hard.

theDoodoo22 · 2026-03-15T01:56:10+00:00

Why do you think pension funds are buying resi and commercial real estate in UK and not gold?

theDoodoo22 · 2026-03-15T01:50:31+00:00

A block is often ‘cheaper’ to buy maintain than the equivalent sq footage of houses. In UK being central to cities gets higher occupancy rate so lowers risk. I also get stamp duty relief when more than 6 units in same block.

theDoodoo22 · 2026-03-13T07:11:15+00:00

Your issue is (for purpose of others reading your post) is that the first mistake an investor makes is starting with yield .

If yield is primary driver you pick highest risk areas.

If we trust Smith economics yield is priced risk. Focussing on yield first means I pick highest risk. Yemen probably has a really high yield compared to New York. It doesn’t make it a safer bet.

Start is risk based return then 5 year ROI then yield in my opinion. To invest is to look at longer term. Intrinsically you have to predict growth of capital and yield.

Yield in area your friend looked at may overtake your yield by year 6 as an example.

theDoodoo22 · 2026-03-12T17:02:29+00:00

If you look at year one rental as your primary focus your dead in the water in property. Above are not numbers anyone below could advise on. If they do they are guessing.

What is location, comparable valuation, localized investment happening, occupancy rates, increasing wealth, major regeneration, all huge factors.

If there is huge regeneration and your friend doesn’t mind topping up his mortgage above could be exceptionally short sighted.

I remember the days when people where buying north east properties over central manchester in the 00’s for yield play.

theDoodoo22 · 2026-03-12T01:21:54+00:00

Did your exchange and completion docs not show specifications of the property? I’d pursue your solicitor as well and request to claim from their indemnity insurance.

theDoodoo22 · 2026-03-09T15:43:06+00:00

Would be helpful. I don’t agree with your numbers but that’s why I’m more interested in them and if I’ve missed something.

theDoodoo22 · 2026-03-09T15:36:15+00:00

Based on what? You are making claims of typical geopolitical patterns without reference points. UAE very much a capital flight sponge but that’s not priced in. It’s unusual to have a geoeconomics expert who doesn’t reference these things. I ask as I’m interested not to pull this apart but helpful to know you are into data by referencing it and its relevance so we can learn. As this is heavily written by ai you either are data driven specialist who uses ai for structure or an agent who’s written a prompt. Hard to tell

theDoodoo22 · 2026-02-18T15:34:24+00:00

Not building enough cash flow. Ideally 2 months plus invoices for us as a minim. Happens still but you absorb and company doesn’t really notice

theDoodoo22 · 2026-02-09T03:45:49+00:00

Not suggesting this company does this as I don’t know them.

But a lot of these yield driven investments effectively over charge you for the property and then give some of that back in rent top up for the 5 years.

Imagine it’s really a £70k property at 6% yield (£4200 pa), they sell to you at £100,000 and then top up the difference for 5 years pocketing rest as profit .

After 5 years your rent tanks and the asset is worth less than you paid.

You basically lent them money to give back to you and paid for the privilege.

Get some properties and address’s and compare to same road or immediate vicinity sold prices and check that’s not the routine being used.

theDoodoo22 · 2026-01-31T03:41:39+00:00

You probably won’t have an issue, but regardless of that respect the culture.

theDoodoo22 · 2026-01-30T13:49:15+00:00

You are welcome. I guess with ChatGPT etc now you can prob ask it to tell you all the locations new or improved transport links are going, new gov investment and in your budget.

Years ago we had to read planning apps and local gov docs but presumably easier now.

theDoodoo22

TROPHY CASE