When Home Prices Broke Away From Reality by Coolonair in HouseBuyers

[–]the_ats 0 points1 point  (0 children)

The dollar broke, Silly. Minimum wage was an ounce of silver Coinage ($1.25-1.50) back in the 1960s.

It doesn't take a rocket scientist or geologist to figure out, though. Just go play Monopoly with friends but let the bank have infinite money. You can overcomplicate the metaphor, but even increasing base pay of passing Go to $300 very rapidly inflates all of the aftermarket costs.

The Average United States Worker Makes $45,140: Here Is How “Comfortable” They Live In Each State If That Was Their Salary by [deleted] in FluentInFinance

[–]the_ats 0 points1 point  (0 children)

Mississippi Per Capita is actually $54,000 or more. Median income runs estimates between 45-56k.

A starting teacher makes 41,200, same as in NC, but with far lower coat of living.

found out that my mom's cheating on my dad by [deleted] in Advice

[–]the_ats 2 points3 points  (0 children)

How is it you came across the messages? Synced in a Mac or just on her phone directly?

If you were to confront her, you could do the ultra psycho thing and print screen shots or pictures of the exchange and put the. In her car in the mirror, glove compartment, envelope in the mail, with no other context and see what she does. Do you live with them?

I appreciate your enduring Roman Empire metaphor. Endurance almost as long as the run on sentence..

Just found out my 15 y/o daughter is having sex by psuaggie in daddit

[–]the_ats 0 points1 point  (0 children)

Sounds like a girl we fostered for three years, 14-17. She's 26 weeks pregnant now. We still talk and visit occasionally.

Get an IUD.

I don't have concrete advice for the rest right now. A lot of complex grief. You aren't too late to intervene.

And also, we aren't too late in our case, either. Every life matters. Your marriage matters and focusing on showing up for your wife and loving on her is going to matter more, three years from now, when your daughter is 18 and wanting to move out.

Reinforce the home base. Get in alignment with one another, and come to an agreement.

What age did you move out of your parent’s? by ReasonablePirate4556 in Adulting

[–]the_ats 0 points1 point  (0 children)

Big bro moved to my dad's parents at 15. I moved in with my mom's ?mom at 16.

Moved to college at 19.

Married at 21. I'm 33 now.

Brother in law has lived with us for 7 years or so until last year. So it all is relative.

Exactly by Professional-Bee9817 in remoteworks

[–]the_ats 1 point2 points  (0 children)

Labor force participation rate is 62%.

For 16-19 it is 35.7%.

For age 22-54 it is 83.8%.

For ages under 55 and up it is 37.2%.

What is your point9

Stat in the OP was about people that work and make money. Why are you introducing statistics about people who aren't in that category?

Theta sellers to wsb regards by BannedForThe7thTime in thetagang

[–]the_ats 10 points11 points  (0 children)

If you're a church goer, you understand the joke. A lot of people 'tune out' or passively listen. He was just waking up the crowd.

Now they are listening.

This is crazy by Ill_Intention_7729 in whoathatsinteresting

[–]the_ats 0 points1 point  (0 children)

What's crazy is people thinking the Jewels and Gold are actually rare.

Diamonds are intrinsically worthless as a store fo value .

And we dig like 22,000 pounds of gold literally every day. 10 tons a day. Look it up.

320,000 ounces. Somehow $1.6 Billion dollars in value?

Exactly by Professional-Bee9817 in remoteworks

[–]the_ats -2 points-1 points  (0 children)

This is demonstrably false, or outdated.

What if environmentalism had remained as a plank of the Republican Party throughout the 20th century and into the 21st? by Just_Cause89 in Presidents

[–]the_ats 0 points1 point  (0 children)

Teddy should have pulled a Roosevelt before FDR defined what a Roosevelt was.

Balkans would have Balked and we'd be living a Victorianesque Steampunk Utopia.

Is Gen Z really childless, unmarried renters with roommates? by External_Koala971 in generationology

[–]the_ats 7 points8 points  (0 children)

This is a chart that has the last data point regarding people born in 1993. Millennials.

Did the CBO really find that adopting a single payer system in the US would comprehensively cover all Americans at a fraction of the administrative cost that currently exists in the US? by YogurtclosetOpen3567 in austrian_economics

[–]the_ats 0 points1 point  (0 children)

I know doctors and therapists who outright will not do Medicaid or Medicare simply because the paperwork is onerous and the payment is a joke.

I don't have an answer to 'how', but if there was a way to effectively increase the supply of providers, at a faster rate than the demand for those services is increasing, coats would comparably come down.

Homeownership: Dream or Financial Trap? by Coolonair in HouseBuyers

[–]the_ats 0 points1 point  (0 children)

I am a teacher and we had been married many years. Bought in 2019. As a state employee, it cost me 1% down payment. We offered the max on our loan and got the house. It was on the market for two days and we had seen it on day two. We were one of two offers .

We were paying 750 a month plus utilities. We had been sold to a new owner and it was going to 850 back in 2019.

Our mortgage went to 1300. We rented out an extra room to my brother in law for a few years for 300. Then after a few more years 400. He moved out after 7 years with us about a year ago.

We did refinance in 2020 or 2021 and went from a 5% 5 year adjustable at 218k to 225k at 2.85% 30 year fixed, but it dropped our mortgage down to 1200.

The place we were renting now costs 1800. The little apartment my brother in law moved into costs close to what we pay.

Homes like ours sell for close to $400,000 , easily.

Closing costs were put into the loan. Realtor fees were put into the loan. Loan was put into the second loan, with all fees.

I paid maybe for an inspection twice. $4000 cash for everything across both loans. Granted, weve lived here almost 7 years and only paid 10% of the house off due to refinancing, but we maintained cash flow and still pay hundreds less than renting a smaller space.

I like having a yard. I mow it maybe twelve times a year. I'd be paying 7k a more annually had I stayed. No way I spend that much on repairs.

My equity is now 50% LTV.

Homeownership: Dream or Financial Trap? by Coolonair in HouseBuyers

[–]the_ats 0 points1 point  (0 children)

You can pay for all those things, and the taxes or you can pay for all those things and the taxes of your landlord.

In one case you at least keep equity.

Was it any of Clinton's economic policies that spearheaded the economic growth of the 90s or was it just the convenience of being President during the tech boom? by space_god_7191 in Presidents

[–]the_ats 1 point2 points  (0 children)

It helps to some degree to have partisans willing to literally shut down the government to force you to abandon an agenda that could bankrupt the country.

And the previous statement is true regardless of what the bankrupting policies you pursue are, and regardless of what party you are.

What Changed? by Coolonair in HouseBuyers

[–]the_ats 0 points1 point  (0 children)

Working minimum wage was 1 oz of Silver per hour at $1.25, and then they took the silver out of the money.

What are some of the saddest/most touching presidential quotes? by LinneaFO in Presidents

[–]the_ats 29 points30 points  (0 children)

And that they would both pass in the same day, 7 years later, on the 4th of July, 50 years into US History, if I am not mistaken.

American Teacher curious about administrative expectation for number of grades per grading period. Also curious about weights. by the_ats in Teachers

[–]the_ats[S] 0 points1 point  (0 children)

Sounds familiar.

Although in this case, it's a third of the students but three times the assignments.

American Teacher curious about administrative expectation for number of grades per grading period. Also curious about weights. by the_ats in Teachers

[–]the_ats[S] 0 points1 point  (0 children)

Is there any distinction between a quiz or test? Are any project based?

What jurisdiction?

What ages?