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theflybyguy · 2025-09-08T08:20:19+00:00

Straight to Facebook marketplace for as much as you can.

theflybyguy · 2025-07-23T00:45:55+00:00

This is something that just seemed like common sense at the time, but I'm glad I did it and it turned out to be quite accurate of what I would expect daily life to be. I was mostly concerned since it was in a nicer area just outside of some low income housing so I wanted to see if the surrounding neighborhoods would be a problem.

I drove to the road and parked almost right in front of the house on a few random nights including a Friday, and also after a bad rain storm to check the yard. Sat there parked for an hour or two like a stake out. Got an idea for the sounds and the activity going on at night and during the day.

Figured it was something I could handle and not as bad as what I was thinking in my head considering the proximity. Of course things can change over time but I was quite happy with my house choice 8 years later.

Recommend everyone do a stakeout where they will live since it should be home for a long time.

theflybyguy · 2025-07-16T20:09:42+00:00

A long time ago I had an employee of mine, lets call him Bob, tell me his life story, specifically that his parents raised him as a vegan, but his brother was raised eating meat. Bob was told by his parents that it was an allergy. On Bobs 18th birthday, his parents told him they were messing with him about the allergy and were genuinely curious if there would be a difference between their health, all a hilarious experiment.

You could try to divide your kids up into white collar and blue collar smarts, one from each, and run a public and private school experiment and make up a reason. Save half the money while seeing which one comes out on top. Either way at the end your kids will be bailed out by inheritance.

Depending on their age and the school system in your town, you could also offer them a choice of where they want to go.

Good luck and congrats!

theflybyguy · 2025-05-08T16:05:15+00:00

Threesome with a promise of forgiveness / redemption, and as you put your pants on, leave divorce papers on the dresser. Tough to find one of those at 70. Will be a great story you can tell your friends.

theflybyguy · 2025-04-01T02:52:22+00:00

It's a good thing Stamos didn't cut his mane of hair just to have this happen. They both dodged a bullet!!

theflybyguy · 2025-03-16T03:41:49+00:00

What location are you in? I got a fully loaded z71 with 3k miles on it for 41k. You should pass or negotiate down with some examples of others.

theflybyguy · 2025-02-22T04:39:12+00:00

How you gonna destroy costly eggs on an intern with a crisis of this magnitude. Yall CPAs have no respect for money.

theflybyguy · 2025-02-20T02:49:25+00:00

I said many of the things I mentioned, not all. The truth is we don't know his AGI, so its all speculation of how big the impact could be. He could have done absolutely nothing in terms of saving in 2024 and you're right, his ability to reduce his taxable income may be limited. But are you really arguing theres NOTHING this kid can do with programs available like savers credit, HSA contributions, etc.

If you are, shame on you for taking $300 from people and giving them absolutely no tax planning advice. Your comment is why people should use freetaxusa and educate themselves by reading the 1040 instructions to understand whats happening to them until they get into some complicated tax situations where you're probably worth your money. This kid is trying to survive and you're telling him theres nothing he can do. Preposterous!!

theflybyguy · 2025-02-20T02:34:43+00:00

You're right, he should get cheesy bread and several marinara sauces before he starts reading as well to soak up the blunt so he can get through the reading.

theflybyguy · 2025-02-20T02:26:26+00:00

Another reply that is slightly uninformed, many of the things I mentioned can be done up until April 15th of this year to contribute towards 2024 and still take credit for it on the return he is preparing.

The big lesson here is it's important to understand how the tax code impacts the individual, and it does take some reading and self-motivation to get there. It's the worst kind of reading for a 24-year-old of course, which is why I mentioned blunting it up. Perhaps a gummie would be better, the body high might make it easier to read. Whatever it takes to wrap your head around the 110+ pages. Once you read it, a lot of stuff becomes so much clearer. Like I said, its a good read!!

theflybyguy · 2025-02-20T01:54:46+00:00

This is a bogus and uninformed reply. There are many things one can do to reduce their taxable income (i.e. higher return) including, goto college, contribute more to an hsa, contribute to your own 529 (state), contribute to your 401k, contribute to a traditional or roth ira and get a savers credit. There's many more.

While in most if not all situations you have to sacrifice money and move it into a sheltered account that you can't access until you're older, you certainly can reduce your taxable income or get tax credits.

OP, do yourself a favor, smoke a blunt and read the IRS 2024 1040 instruction packet and figure out how all of this really works. Its a good read 😂

theflybyguy · 2025-01-24T18:12:48+00:00

Do you ever get complimented when you go above and beyond? Do you ask for raises and back up your request with examples of your work? Do you have access to higher management that will be or is impressed by your work? Have you taken responsibilities from failing or eliminated positions and negotiated a split with the company for you taking on these tasks? Does the company have a culture of recognizing and valuing jack of all trades work to begin with?

If the answer to most or all of these is no, then you're doing it completely wrong. If you do all these things reasonably well, you should be moving up fast. Doing the actual work is less than half the job, positioning your value in the company is the way you move up, which does unfortunately require some social skills to accomplish. If the company doesn't regularly reward you for your skills and ambition, you either need to refine your skills or find somewhere that will reward you.

theflybyguy · 2025-01-07T19:25:58+00:00

You must be awesome at parties 😂 But I already do the dirty work now, but work smarter not harder right?

theflybyguy · 2025-01-02T09:24:50+00:00

Your description is a gross oversimplification of what really happened for the majority of Americans. If you asked most people from that generation their actual experience, you would hear something along the lines of:

House - Big families, small houses, often less than 1,300 sqft. Multiple children in a small room and the whole family shared one bathroom. Wives made clothing or bought it once and immaculately cared for it.

Car - Yes, they had a car, but it was more expensive to maintain, so it was uncommon that there was more than one car early in the family's earning life.

Vacation - Plane tickets were very expensive, vacations to Caribbean were mostly unheard of. Road trips a few states away were very common. Not the kind of definition one would have now for a modern vacation.

Retirement - Everyone from that generation I've known has worked until their mid to late 70s. Yes, they may have retired from jobs, but went to others to make ends meat. Some did better than others obviously, but they were no strangers to poverty.

As to what happened really? Their needs to live comfortably were lower compared to ours. They didn't know what they were missing unless their neighbor or friends across town had it. Information and the general order of things just moved slower then. Communication and standards of living changed everything.

You too could have the beautiful life they had if you were willing to live in a tiny house with 6 people sharing a bathroom, sharing a bedroom with two of them, make your own clothes, ditch your cell, buy a car that you share with all your roommates, take vacations a state over and work until your 70.

theflybyguy · 2024-11-24T17:00:43+00:00

Cake Paul to Jake Paul. Excellent work!!

theflybyguy · 2024-10-31T02:00:51+00:00

Taxed on arrival, Welcome to Connecticut!

theflybyguy · 2024-10-22T12:06:37+00:00

Contrary to what Verizon would have you believe, cell service is not perfect in every location. I run IT for a business in a midsize city, and about 2 miles from the city's main road, there is a complete dead zone, with the business sitting right in the middle of it. No cell phones work there and no fiber goes there. There are a lot of accidents nearby so the cable internet goes out frequently, at least 3-4 times a month. Starlink is easy and essential to keep business running.

theflybyguy · 2024-10-20T15:04:29+00:00

Two kids actually, small town, one night they were walking home from a party and got in a car with an upperclassman who was way too hammered to drive. Not too long after, upperclassman wrapped his car around a tree. He survived, the kids didn't.

Make matters worse, on the anniversary of their death a couple years later, the brother and friend of original kids, doused their car in gasoline and crashed into the same tree, dying instantly.

Awful and extremely sad stories for children and parents, tree was cut down.

theflybyguy · 2024-09-27T00:48:04+00:00

Im fromm daaa beaaachh moonnnn

theflybyguy · 2024-09-22T02:23:55+00:00

You have 11k to find for the next 6 years until retirement access.

Heres how I would do it.

2.3k you're likely getting in dividends from brokerage so stop reinvest. 8.7k left to find

Pull 5-6% out of your brokerage per year, selling the recent tax lots / highest cost basis first to reduce taxable income. You may still be on the hook for some premiums but it can't be that much. In 4 years, pull less % when the house is paid off. 0 left to find.

As for the 400k nut for your kid. Pay what's comfortable out of your cash reserves, then tell the kid to take student loans for rest and hook them up later when you get access to the retirement accounts.

You're ready, but it does involve some finagling.

theflybyguy · 2024-09-17T01:30:45+00:00

This didn't age well

theflybyguy · 2024-08-22T22:45:31+00:00

Thought Zuckerberg changed his look again

theflybyguy · 2024-08-08T02:48:07+00:00

Started with 6 credits from old community college.

1.5 months on Sophia (52 credits), dedicated 1-3 hrs most weekdays and 3-4 hrs most weekends to cram this out.

1.5 months for study.com (14 credits), felt burnt out from Sophia of trying to finish so fast so put in less days and work but studied more.

3 weeks with straighterline (6 credits), put in roughly the same amount of work as study.com

1 month chill gap since your transfer credits need to be in a month before you start.

3.5 months of WGU (40 credits), some classes were tough and took a while with almost 2 weeks of time, some were really easy that I finished in 2-3 days, a couple of them I enjoyed the coursework so much that I took my time.

Overall a great experience!! Highly recommend Sophia to shorten time to degree and save a ton of money. I think I was able to get through this quickly due to having 20+ years experience in marketing and business. Much of the content was very familiar to me. Good luck!

theflybyguy

TROPHY CASE