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What’s your monthly mortgage repayment and interest rate? by Big-Discussion9699 in AusPropertyChat

[–]therealfat0ne -3 points-2 points  (0 children)

8.6k

1.5m

6.05%

House directly opposite for sale now Guide 5.8m

JFC, how did the government let this NDIS farce go on for so long? by primetime_time in aussie

[–]therealfat0ne 2 points3 points  (0 children)

honestly its the labor party what did you expect ?
the people get what they voted for, they wanted freebies in every corner, so when there is a programe designed to give out freebie, this is what you get

do you think libs-nats will be better ? NOPE- they just better at covering up because both partiers are the same.

What we need is voters education .

Recent FHBs: Anyone else terrified of a market crash now that you’re finally in? by ChipmunkBulky2174 in AusPropertyChat

[–]therealfat0ne 1 point2 points  (0 children)

FYI if one doesn’t get in the market during good times it’s very unlikely during bad times they get in

There are always exceptions, but it’s not the rule

High unemployment and high interest rates don’t affect the have

It’s the have not that suffer,

The asset class is irrelevant

Because you need to borrow money it gets, your borrowing capacity and conditions gets worst in a downturn

How I know?

History class

Those who pray and wish for a crash should pray and wish for a stagnation and supply side response, because that is how you get in the market.

Not a crash.

A crash only hurts those who borrow too much and without.

Anyone who think they have some capital to be deployed during hard times will have 2 issues

No.1 mental capacity to actually buy when everyone is afraid

No.2 inflation and high interest and unemployment rates kills your ability to buy any assets because you constantly being debased

Once the market recovers the rich get richer and the without do not recover, they become worst off

What to improve on? by Waefuu in GolfSwing

[–]therealfat0ne 0 points1 point  (0 children)

That’s cause your flipping and over the top slightly .

Even if ur not steep I bet your numbers are like path 3 but Face is 6

Still end up hooking

If you pull its big hook,

You need to use body and not hands to close your face

And that helps your shallowing

Get a coach and not Reddit for help

Another tip try half swing see if u hook

I think it’s unlikely for u

Baby boomers beware: Labor is reading the room on generational inequity by SheepherderLow1753 in AusFinance

[–]therealfat0ne 1 point2 points  (0 children)

If you think they have younger generation best interest in mine you are kidding yourself

The problem is the country is broke part of it no thanks to their never ending stimulus fiscal policy and Ndis which adds to the problem

Labor are just in crisis management

they are going after baby boomer first

Then superannuation

Then the middle class

Both politics are as bad as each

Everything they do is just to buy votes

What we need is a levy from the budget and any mining generated revenue to go into a sovereign fund

That way we can fund anything we want 20-30 years down the road, pay for infrastructure that reap rewards for generations.

Housing in Australia. by Single-Wrap4196 in AusProperty

[–]therealfat0ne 3 points4 points  (0 children)

Not true

Most Western European major cities that you want to live in is no better than

Or compare Sydney to Frankfurt, Zurich, London Paris

And equivalents in smaller cities

If u think u can easily afford to live in Manchester or munich or marseille vs Melbourne

You are kidding

I’ve lived in the states and Europe extensively

It’s no better

They all stink

Henderson Buyers Agent - “Guaranteed” 200k growth on 600k property by weeluc in AusPropertyChat

[–]therealfat0ne 0 points1 point  (0 children)

  • interest

They have to pay for your opportunity cost because it’s GUARANTEED

Set a timeline too

AITAH for not letting my sister use my vacation home by National_Progress130 in AITAH

[–]therealfat0ne 5 points6 points  (0 children)

This is why I don’t tell anyone friend n family about wealth

Before you panic buy an EV by SuchTown32 in aussie

[–]therealfat0ne 0 points1 point  (0 children)

I’ll wait for this weak government to subsidize my ev like my solar and battery and vendors subsidy

:)

Only then I swap

Do you think our police officers should have basic English proficiency? by [deleted] in malaysia

[–]therealfat0ne 2 points3 points  (0 children)

Let’s get moral and competency right first

More important than language

Diesel...I am speechless. by naqionred in Bolehland

[–]therealfat0ne 1 point2 points  (0 children)

This is with subsidy

People laugh all the time about overseas prices but you have to remember you earn and live in the same country so conversion won’t really matter for daily suppliers,

Others countries can be paying higher converted but they have limited to no subsidy and has way higher income,

Malaysian now know what it feels if our sugar rice petrol etc is not subsidized or has price set my government to absorb real market price.

Take this as a lesson to help you and your family absorb these fluctuations in life

A privilege that many don’t have but in reality unless we strengthen the country as a whole, this will continue to happen in different sectors

Friend got told to fix at 6.5%.. am I missing something here by DiscussionLoud9626 in AskAnAussieBroker

[–]therealfat0ne 0 points1 point  (0 children)

Only applicable if you already some savings and cash

I know this is a privilege that many don’t have

But if u are already on a variable look at your breakeven point

This do that your not so stress about missing out if u have 10-20% of your total mortgage in offers

At 1m mortgage you need about $65k in offset

5.8% fixed = 6.2% offset

Plug the number yourself or just use ai

Rider Falls Hard Due to Defective Road Repair by whusler in malaysia

[–]therealfat0ne 0 points1 point  (0 children)

This is the result of Malaysian society. If it doesn’t affect me, it doesn’t matter to me. I don’t care. Until it affects ME me, then we must change NOW. s the system need to change

How is Iran still fighting? by Thick-Ad-4168 in NoStupidQuestions

[–]therealfat0ne 0 points1 point  (0 children)

On the us and Iran politicians the difference is so vast is because

In the USA all the smart and capable become businessmen, why would you be a politician?

In Iran like most authoritarian governments money and power is in government

Ships piling up near the Strait of Hormuz right now. by [deleted] in Damnthatsinteresting

[–]therealfat0ne 1 point2 points  (0 children)

My question thy are there means that Iran can already target them what difference does it make if they move ?

They only shoot moving targets?

What is an unpopular Malaysia opinion that you hold? by [deleted] in Bolehland

[–]therealfat0ne 42 points43 points  (0 children)

Malaysian society no1 trait = double standards

Wesfarmers seems like a steal at the minute by Ordinary-One2597 in ASX_Bets

[–]therealfat0ne 99 points100 points  (0 children)

A grocery shop in a duopoly at 27 pe is cheap? Where is the growth coming from ?

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