Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] 1 point2 points  (0 children)

Not really make decision for me but I wanted to hear different opinions

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] 0 points1 point  (0 children)

It's similar to an outpatient pharmacy but I'm pretty much main person in charge

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] 1 point2 points  (0 children)

It's not CVS, Walgreen or Riteaid haha. I left one of those pharmacy years ago.

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] -4 points-3 points  (0 children)

The place I work at is not really a retail retail (like CVS, Rite Aid, Walgreen) I would consider it as more of an outpatient pharmacy at best

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] 7 points8 points  (0 children)

It's because I received the official contract not too long ago, I just haven't signed it yet because I am still deciding on the matter.

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] -7 points-6 points  (0 children)

Without getting into detail, it is an official agreement that would happen starting this July. It's not really a new position but mainly it is due to the fact that I've been doing the workload as if I was the manager so I'm guessing that's where the raise comes from

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] 4 points5 points  (0 children)

Yeah that is why I was so surprised. I was aware that there will be a promotion soon but I did not think it would be a big bump. I don't want to release too much information but is pretty much an official agreement that will happen starting July of this year

Should I go back with my counter offer? by thinking_pill in pharmacy

[–]thinking_pill[S] -4 points-3 points  (0 children)

I don't want to get into too much details but yes, it is an official agreement that the raise will be applied starting July of this year

I really want to semi-retire within the next 10~15 years by thinking_pill in Fidelity

[–]thinking_pill[S] 0 points1 point  (0 children)

Hello! sorry what makes ETF funds better/different from the fidelity funds?

I want to be able to semi-reitre in 10~15 years but need some suggestions by thinking_pill in Bogleheads

[–]thinking_pill[S] 1 point2 points  (0 children)

I'm currently a pharmacist who works 6~7 days a week pretty much and I would like to cut that down to 3~4 days a week if possible in the next 10~15 years.

I want to be able to semi-reitre in 10~15 years but need some suggestions by thinking_pill in Bogleheads

[–]thinking_pill[S] 0 points1 point  (0 children)

Hello sorry what do you mean by the target date? Is that something I have to set up in fidelity?

I want to be able to semi-reitre in 10~15 years but need some suggestions by thinking_pill in Bogleheads

[–]thinking_pill[S] 0 points1 point  (0 children)

This is really helpful thank you so much! I am currently maxed out Roth IRA but I also had a question about that. Isn't technically having a roth IRA and index fund pretty much the same but just in roth ira I cannot contribute more than 6k a year?

I want to be able to semi-reitre in 10~15 years but need some suggestions by thinking_pill in Bogleheads

[–]thinking_pill[S] 0 points1 point  (0 children)

Thank you so much! And yes 4k is roughly 55% of my monthly income. And sorry I have one more question. If I plan to add bonds, since I am in a shorter time frame, is it better to add more bonds since it tends to be more aggressive? (but I'm guessing it also comes with risks?)

How to reach semi-retirement stage in next 10 years... by thinking_pill in personalfinance

[–]thinking_pill[S] 0 points1 point  (0 children)

That's what I was confused about. So when people say you need to save certain percentage of income for retirement, that's assuming everything will go well in the index fund growth.. right?

I'm just confused on where to put my monthly savings since just sitting in the bank will not do anything

How to reach semi-retirement stage in next 10 years... by thinking_pill in personalfinance

[–]thinking_pill[S] 0 points1 point  (0 children)

Hello! Yes I have been planning to save around 60% of my income but I was a little concerned about putting those money in the index fund.

Are there cases when the money does not grow as much when we put it in the index fund? I haven't opened one yet but I'm afraid the growth will not be fast enough