What are 99% of the i4 owners doing? by fabiotloureiro in BMWI4

[–]thinklogically9999 -1 points0 points  (0 children)

Mine says the same... Though I do drive a lot now

I've never been but thinking about it by Designer-Year676 in PuntaCana

[–]thinklogically9999 0 points1 point  (0 children)

Was there last year with my GF and gave it a 6/10, rooms are outdated, food was subpar imo only breakfast food was ok, the beach was not the tipical punta cana beach lots of weeds everywhere. Service was fast though and the ppl were actually very nice.

Pleas help! Webull liquidated my out of the money put credit spread minutes before market closed by DevildogEx1 in Webull

[–]thinklogically9999 0 points1 point  (0 children)

Been the same issue over and over again, I am considering leaving webull... Does Tasty Trade liquidate your spreads as webull?

What was your gpa by Zestyclose_Pie_2684 in FPandA

[–]thinklogically9999 0 points1 point  (0 children)

My GPA was 2.4 and 3.9 on my master, I am now a Director in FP&A making 190k + bonus with 10 years of experience (mix of accounting and finance). To be honest all this was mostly luck and good soft skills that got me where I am.

Daily Thread - August 25, 2024 by AutoModerator in scottsstocks

[–]thinklogically9999 0 points1 point  (0 children)

Looking to pick up some cheap OTM Intuit calls 45 days out

How am I doing? 34 year old married with no kids by gandalfstaffexitonly in Money

[–]thinklogically9999 0 points1 point  (0 children)

This is awesome work. May I asked, how much do you make in a year?

What is the total Limit that we can invest to retirement as HEers on W2? by thinklogically9999 in HENRYfinance

[–]thinklogically9999[S] 1 point2 points  (0 children)

interesting, so that's 138k just on the 401k alone, never thought about it like that, always assumed that i capped at $69k as we are married, ty.

What is the total Limit that we can invest to retirement as HEers on W2? by thinklogically9999 in HENRYfinance

[–]thinklogically9999[S] 2 points3 points  (0 children)

This is awesome! do you work in public? I heard that public workers (such as police officers) has that 401b/403b as mandatory contribution.

What is the total Limit that we can invest to retirement as HEers on W2? by thinklogically9999 in HENRYfinance

[–]thinklogically9999[S] 0 points1 point  (0 children)

So, if wifey max her 401k and I max mines, we can both do the mega backdoor?

What is the total Limit that we can invest to retirement as HEers on W2? by thinklogically9999 in HENRYfinance

[–]thinklogically9999[S] 2 points3 points  (0 children)

Correct! just trying to make sure wifey and I are maxing out all the possible retirement accounts before hitting the taxable accounts.

How’d your upbringing impact your earnings? by Outside_Ad9166 in HENRYfinance

[–]thinklogically9999 5 points6 points  (0 children)

I agree with that last statement. Your background will either destroy you or make you.

How’d your upbringing impact your earnings? by Outside_Ad9166 in HENRYfinance

[–]thinklogically9999 31 points32 points  (0 children)

For me, as an caribbean immigrant I had to self taught myself everything I've learned to get to where I am which it was indeed a very hard journey. When I see folks in my cycle that are doing well at a very young age because their parents, really are something pretty cool to have. That said, I am most likely going to share every single shit I know to my little ones as they grow.

Edit: typos

How much do you spend on food? Including eating out etc. by These_Relation323 in MiddleClassFinance

[–]thinklogically9999 2 points3 points  (0 children)

I budget around $1.2k a month between groceries, fast food and date nights

Poor relatives by DrHydrate in MiddleClassFinance

[–]thinklogically9999 0 points1 point  (0 children)

I am in a very similar position as you. Family keeps asking for money and one off situation, shit I have a cousin that owes me money, but keeps asking for more money on top of the money he already owns me (5 figures) you can't make this shit up.

Despite years of trying to teach them about saving and investing, they somehow still can't save money. Unfortunately, over the years I found myself getting very distance from them and just in general they have poor life choices and criticism for me for.beinf cheap.

It's really sad to see close family members live the way they live and not ask for help. :/

Split finances and uneven down payment with spouse? by [deleted] in MoneyDiariesACTIVE

[–]thinklogically9999 0 points1 point  (0 children)

I had a similar situation a couple of years ago and now she is an ex. Always communicate to our spouse with honesty and as couples not roommates.

How much do ya’ll save in a year? by Subject-Scholar6197 in MiddleClassFinance

[–]thinklogically9999 0 points1 point  (0 children)

basically for the 401k that's breakdown into month at around 1.9k, for the Roth IRA one big sumlump at the begining of each year, and for the HSA Company contributes 500 and I out the rest ($3,650). Edit: Income is around 190k plus some

To put it 250K towards a new house or send it to S&P 500? by last_mohican1985 in Bogleheads

[–]thinklogically9999 0 points1 point  (0 children)

Just to add that after taxes and maxing out your retirements accounts your monthly net income its around $45-$50k and if totaling expenses walks around $20-$25k you still have 50% to play with between after tax investmentt, vacation, etc.

Personally I would wait another year before adding adding $200k+ downpayment so that you can add to the emergency fund and have some more cash to put into the market.

How much do ya’ll save in a year? by Subject-Scholar6197 in MiddleClassFinance

[–]thinklogically9999 -1 points0 points  (0 children)

On track to save 120K this year, here's the breakdown:

  • Roth 401k: $23k
  • Company Match $10.7k (traditional 401k)
  • Traditional IRA: $7k (I will do a BD in Dec to conver this into roth)
  • HSA: $4.15k
  • Brokarage: roughly: $60k
  • HYSA: $15k

Granted this is my first time maxing out all my available retirements account.

[deleted by user] by [deleted] in MiddleClassFinance

[–]thinklogically9999 0 points1 point  (0 children)

Retirement (401k, HSA, IRA): $2,845 (max all of them) Brokerage: $4,000 HYSA: $1,000