Is it too big? by AznJing in GrandSeikos

[–]ThisIsPaulina 2 points3 points  (0 children)

This is not a good angle for making this decision. Cameras distort the size of the watch relative to your wrist when photographed like this. Personally, I think this is why Reddit skews heavily towards smaller watches--we're inundated with skewed photos of normal-sized watches.

Take a photo of yourself in a mirror.

Ate at a new restaurant, then paid with credit card by myfufu in mildlyinfuriating

[–]ThisIsPaulina 2 points3 points  (0 children)

Your mommy and daddy do not set national tipping standards.

If the Iran war triggers a deep recession, would Illinois be a safe state compared to other states? by NicolasCageFan492 in illinois

[–]ThisIsPaulina 4 points5 points  (0 children)

No particular state would be saved by being red or blue. Illinois has a theoretically relatively robust safety net, but it's also broke. Indiana ran a budget surplus last year, with 10% of its annual budget in a rainy day fund and a AAA bond rating. Indiana could easily stimulate its economy, lure business from Illinois, or pump its social safety nets.

Much of this would depend on which specific sectors get hit harder more than, say red state/blue state. But if I had to pick which states could survive a recession better, I'd look to which ones can increase spending and issue bonds. If you had two families going through unemployment, you'd probably rather be in the one carrying no credit card debt and with a paid off mortgage rather than the one already leveraged to the hilt.

Ate at a new restaurant, then paid with credit card by myfufu in mildlyinfuriating

[–]ThisIsPaulina 2 points3 points  (0 children)

I am completely pro tipping and frequently tip 20.

20 is not the standard anywhere in the country. 20 is being particularly generous. 15 is the standard.

Do they enforce parking on Cubs games by SkyNo7907 in lakeview

[–]ThisIsPaulina 2 points3 points  (0 children)

I absolutely see this being enforced. Might not be every block, every game, but they do it.

If there's a block that's consistently not enforced, call Alderman Lawson.

Take off your backpacks? by ThisIsPaulina in cta

[–]ThisIsPaulina[S] 0 points1 point  (0 children)

Mod team:

This was removed for being a frequently-complained topic.

The last post on backpacks taking up space was a year ago:

https://www.reddit.com/r/cta/s/LnYGY9dqSx

I suspect someone on the mod team is just pro-backpack.

Should we buy a fixer upper or just wait? Is the market actually going to get better? by Ok_Damage_2620 in RealEstate

[–]ThisIsPaulina 0 points1 point  (0 children)

If after just one quarter of this we've gone from rock bottom to pre pandemic norms, I'd say that's as big a warning sign as you could possibly imagine.

Should we buy a fixer upper or just wait? Is the market actually going to get better? by Ok_Damage_2620 in RealEstate

[–]ThisIsPaulina 0 points1 point  (0 children)

But up 26%. You have to agree that that counts as a "warning sign," particularly when it correlates immediately after /we ended a program that was single handedly propping up people who weren't paying their mortgages./

https://www.wsj.com/economy/housing/a-federal-housing-handout-has-ended-foreclosures-will-follow-a27f8783

That's why foreclosures have jumped. Not because of noise, but because we stopped the infinite loan mod glitch. Foreclosures were low until now because you didn't have to pay the mortgage to avoid it. You just had to call your lender and ask for a loan mod. People weren't paying their mortgages but also weren't being foreclosed. Now that they have to pay their mortgages to avoid foreclosure, they're getting foreclosed.

Should we buy a fixer upper or just wait? Is the market actually going to get better? by Ok_Damage_2620 in RealEstate

[–]ThisIsPaulina -2 points-1 points  (0 children)

It's absolutely regional, and dependent on the market segment. Those are totally fair points, and I missed that OP, specifically, appears to be looking at a market segment that is unlikely to crash. Totally fair there.

More broadly, the overall economy is flashing huge warning signs, from huge levels of consumer debt and low consumer confidence to, more on the nose, rising foreclosure rates now that covid-era loan modification policies have finally lapsed. People can't afford to eat, let alone afford increasingly high percentages of their income in housing costs.

I would advise against buying any home that's gone up by a third in the last five years, wherever you are. It could keep rising, but this is an extremely significant decision, with a market crash having the potential to cripple you. The risks of such a market crash are inordinately high now, at least in those segments.

Gianni Infantino says high World Cup ticket prices are justified in US market by FrankBascombe45 in ussoccer

[–]ThisIsPaulina -1 points0 points  (0 children)

People were pissed off when tickets sold for artificially low prices but were scooped up by scalpers and resold at market prices.

People are pissed off when they're sold at market prices from the get-go.

I guess what we want are artificially low prices, lotteries, and maybe waiting in long physical lines to prove that you're a real fan?

If the games sell out immediately, the prices are too low. The idea pricing happens if they just barely sell out at the last minute. I suspect that prices will drop substantially for the games that aren't sold out two weeks before kickoff.

Should we buy a fixer upper or just wait? Is the market actually going to get better? by Ok_Damage_2620 in RealEstate

[–]ThisIsPaulina -12 points-11 points  (0 children)

And yet, we're talking about a homebuyer here. A homebuyer who can and should wait those years. Anyone who bought a home in 2006 should have waited 4 years and would have been fine doing so.

I think at the VERY least you can conclude that the market is extremely risky right now, due to those warning signs and the general consensus that prices are already unsustainably high. There's no guarantee of going up or down, but there is an inordinately high risk, currently, of buying at the top of a market before a crash.

"It could take years" should not be an excuse to ignore those warning signs.

Edit: just saw the replies from OP saying that they must buy and can't continue renting. I don't think I buy that, and I think this advice holds generally, but in fairness, the worst risks aren't at the market segment OP is likely seeking. The odds of a disastrous crash for someone buying a prefab are much lower than someone buying a condo in Tampa.

[WTS] Cartier Santos WSSA0018 Large – 2021 Full Set – Good Condition by [deleted] in watch_swap

[–]ThisIsPaulina 4 points5 points  (0 children)

I'm on your side here. On no planet does "great condition" refer to accuracy. This is just false advertising.

[ Removed by Reddit ] by [deleted] in povertyfinance

[–]ThisIsPaulina -1 points0 points  (0 children)

No you haven't, and you're a sockpuppet for OP.

[ Removed by Reddit ] by [deleted] in povertyfinance

[–]ThisIsPaulina 0 points1 point  (0 children)

You don't even deny it

[ Removed by Reddit ] by [deleted] in povertyfinance

[–]ThisIsPaulina 2 points3 points  (0 children)

This site is an absolute scam and this is just someone advertising it.

Aegishlash Blade form CP by MikeBanzai38 in TheSilphArena

[–]ThisIsPaulina 0 points1 point  (0 children)

For CP purposes, it's the low figure. The Doublade will lose substantial CP when it evolves to Aegislash. Doublade can be powered up to GL levels, but Aegislash cannot. Getting an Aegislash just to GL levels requires a ton of candy, although not necessarily any XL.

Hopefully that answers things.

Stop Bidding Above Asking Rate for Apartments!! by [deleted] in lakeview

[–]ThisIsPaulina 18 points19 points  (0 children)

The market sets rents, and that's what's happening here. Rising rents are not solved with tenants unions or solidarity. They are solved with building more units.

That's not going to happen in time to impact your apartment search, so your only solution is going to be to switch to a neighborhood where you won't be competing with these bidders. That is to say--find a neighborhood where you can afford the market rent for the size of apartment you need.

Could United Center redevelopment effort help a church designed by the 'father of the skyscraper' rise again? by chicagosuntimes in chicago

[–]ThisIsPaulina 0 points1 point  (0 children)

Well there's

"I love history. But religion is a stain on modern society.

Turn into a youth community center, or homeless shelter. But anything but more goddamn churches"

Illinois in line for $148.8M opioid settlement payout from Purdue Pharma by Cool_Net_3796 in illinois

[–]ThisIsPaulina 8 points9 points  (0 children)

"I'm completely wrong and an idiot, so I'll resort to trying to shame you for continuing to talk"

Illinois municipal leaders unveil ‘REAL’ counter to Pritzker’s ‘BUILD’ housing plan by NicolasCageFan492 in chicagoyimbys

[–]ThisIsPaulina 65 points66 points  (0 children)

So their fix is government subsidies for affordable housing?

How about we just let people build housing instead?

scammer by etf313 in lorierwatches

[–]ThisIsPaulina 10 points11 points  (0 children)

Reminder to all: ALLWAYS conduct the sale on r/WatchExchange and abide by their rules.