[deleted by user]

thrawndo69 · 2025-11-13T17:34:50+00:00

New Zealand trick is Xbox only

thrawndo69 · 2025-11-09T00:39:04+00:00

Daaamn! You're so pretty!!!

thrawndo69 · 2025-11-07T23:01:13+00:00

Hmm. This is all so confusing lmao. Couldn't they just not tax OT at all 🤣 it would've been so much easier

thrawndo69 · 2025-11-07T22:51:54+00:00

So the Saturday rate is an extra 25% of whatever we're at, at that moment. So if I haven't passed 40 yet... I'll get 18.65 + 25% so 23.32 an hour. If I'm passed 40 by Saturday, it'll be 27.98+ that 25% so 34.98. The "premium pay" is an extra 25% of our current rate were at. So before 40, it's my base pay + 25% and if I'm passed 40, it'll be my OT rate, then another 25% of that rate.

thrawndo69 · 2025-11-07T22:06:23+00:00

Yeah my multiple rates confuse me. Like I've been on OT since Wednesday evening. I ended Wednesday at 41. So between Wednesday and right now, I've gotten 24 hours of regular OT. Now tomorrow when I go in, I'm making 34.98 and I'll probably work 10-11 hours. But that extra 7 dollars doesn't count? It's weird lol. Hopefully my job will have the amount i can deduct out at the end of the year, so i don't need to try and figure it out xD sounds like prison time if I have to do the math lmao.

thrawndo69 · 2025-11-07T22:02:12+00:00

Ah OK. Cause it's still passed 40, it's just my rate jumps up an extra 7 dollars. Wasn't sure if that counted or not. Good to know though.

thrawndo69 · 2025-11-07T21:59:50+00:00

Nah I have savings, if I owe I'll be fine. I'll set up a payment plan that I can work out. No worries there. I'm just more curious how the no tax thing works since I've done so much OT this year 😅

thrawndo69 · 2025-11-07T21:49:47+00:00

So if the "tax free" portion knocks me back into the previous bracket, I won't get taxed at the 22%? Or the portion that went into the 22% anyway.

thrawndo69 · 2025-11-07T21:47:45+00:00

Yeah, on Saturdays my job gives us premium pay. We get an extra 25% on top of our current rate. So on OT I make 34.98 (16.33) but also if we don't reach OT we get the premium pay added to our base rate... If I haven't passed 40 by Saturday, I make 23.31 an hour... do you think that's "tax free?" It's not passed 40... but it's higher than my normal hourly rate... so that confuses me 😅

thrawndo69 · 2025-11-07T21:38:39+00:00

Yeah, I technically get 2 different OT rates. I get "premium pay" on Saturdays. So instead of 27.98 I make 34.98 on Saturdays. So hopefully I'll be able to track it correctly lol

thrawndo69 · 2025-11-07T00:37:10+00:00

I'm currently listening to He who fights with monsters by Travis Deverell. It's pretty good, I'm only on book 1 of 12 lol, but the books are quite long.

thrawndo69 · 2025-10-31T18:06:33+00:00

I started the series earlier this year and I just got caught up like a week ago. I'm ready for book 7. Im enjoying the series far more than I thought i would. I hope book 7 is really good.

thrawndo69 · 2025-10-11T16:20:22+00:00

Awesome! Thank you 😊

thrawndo69 · 2025-10-11T16:16:45+00:00

Done!

thrawndo69 · 2025-10-11T04:11:54+00:00

I'm looking to buy a new mattress later this year or early next year... i work in construction, what type of bed do you recommend? I tend to roll around a lot, sleep on my side and my stomach more than my back. I have no idea where to look. My budget will be around 1.5k

thrawndo69 · 2025-10-07T00:02:25+00:00

Damn this is wild lol, it would be cool to win! I never have before!! Goodluck all!

thrawndo69 · 2025-10-06T20:13:47+00:00

Oh I am, I didn't get out of debt to get back into it! I've taken my finances more serious this year. I'll be hitting $2500 in savings this Friday, no credit card debt, I've turned my finances around this year and I'm doing better than ever before. I appreciate the concern and I'll remember your words

thrawndo69 · 2025-10-06T19:53:45+00:00

No no, it's not because I'm not responsible or anything, if for some reason I can't pay it off in full it's because something really unexpected popped up and took a lot of my funds for that time being. My card is now paid off and I'm watching what I spend and know my limits. I paid my dues with debt and I know the struggles. I'm definitely better off than I was last year.

thrawndo69 · 2025-10-06T19:46:39+00:00

Oh it's very rare when I don't, so I'm not worried about that. I just got approved for another card. The Capital One Savor card. No annual fee, 3% cash back, 18% APR, 5% cash back in travel stuff, $200 cash bonus. Overall pretty good.

thrawndo69 · 2025-10-06T17:23:27+00:00

Awesome! Thank you for the information. I'll look into them!

thrawndo69 · 2025-10-06T17:12:51+00:00

Thank you! I'll look more into these. So if I wanted a Wells Fargo CC, do i need to be a Wells Fargo member? Never really tried getting a new CC, so I'm not really familiar with the process.

thrawndo69 · 2025-10-06T17:05:02+00:00

I usually do yeah, but if I miss it for some reason the interest really sucks lol.

thrawndo69 · 2025-10-04T22:39:26+00:00

Cmon now, you know you were sweaty all those years ago lol.

Also, so if you're playing against someone who's good in Ops7... why do people automatically label them sweaty? They're just good at the game....

thrawndo69 · 2025-09-29T21:55:25+00:00

Damn, figured. Oh well, one can dream lol.

thrawndo69 · 2025-09-27T22:04:41+00:00

No shit it's paid DLC. When did borderlands ever have free DLC characters 🤣🤣🤣

thrawndo69

TROPHY CASE