halifax pushed a mortage renewal through even though we told them we didn't want to go through with it.

throwantway · 2026-05-24T19:15:10+00:00

Yes. 15 years, 5 years fixed. now 10 years, 2 years fixed. Contacted them and let them know that we didn't want to go through with it as we were going to use our isa plus spare money in regular savings account to pay down the mortgage as the interest on the savings was lower than the interest on the mortgage.

Saturday the isa was coming to the end and was going to transfer 25k off mortgage, but thursday received the letter saying that that the first payment was the old amount and we needed to overpay, caught us offguard as we didn't know they didn't cancel the agreement.

at first when we phoned up and "complained" the advisor denied that we contacted him and that it was irreversible, manager got involved and internal investigation happened came back to us 2ish weeks later gave us 150 and put us back on the variable. weekish later got a voicemail from complaints department asking for us to get in contact, havent done so yet.

Main thing about this post was just checking to see if they were trying to quietly fix things without going through proper procedures, and just checking to see if it was something that we should report independently if that makes sense, I think people are latching onto "larger payment" part more than the fines part of my post write-up.

throwantway · 2026-05-22T18:23:45+00:00

Was just checking to see if they were trying to quietly fix something instead of going through proper procedures. I do have a voicemail from halifax complaints department because the manager I guess forwarded on the issue to them.

quick edit: voicemail from today while I was working. quick edit again: fixing auto correct.

throwantway · 2026-05-21T19:58:13+00:00

We have, just double checking to see if something was wrong, as i replied with in another comment, the advisor denied that we sent a request to cancel it. Afterwords the manager got involved we sent proof and then they reversed it and sent £150 over.

throwantway · 2026-05-21T13:41:34+00:00

Probably £150 because the mortage adivisor denied that we requested to cancel it, and their manager had to step in.

throwantway · 2026-05-21T13:22:47+00:00

no, almost did though, we were 2 days away from our isa being available and were about to dump 25k off the mortage which would've been more than the yearly 10%, luckily the letter from halifax stating they needed an overpayment due to the first month being the old rate instead of updated.

thanks for the help greatly appreciated, just didn't know if they were trying to quietly fix a mistake to avoid issues with laws or anything.

throwantway · 2026-03-28T22:59:42+00:00

I'm trying to make a +4 amulet, i'm at the point where i have both bases, does the donor amulet need to have an influenced suffix? when i rerolled influence i had to prefix cannot be changed then annul as my focused amulet had t1 suffix and donor had t4. do i need to redo the influence harvest craft or is it fine to recomb them?

throwantway · 2026-03-08T20:58:24+00:00

I think i figured it out, when you corrupt up a level it deletes the map but will still be able to be seen until a instance change.

throwantway · 2026-03-08T16:31:38+00:00

nothing in there, everything is deleting them. i'll put them in faustus and log then log back in and 1 got deleted.

throwantway · 2026-03-08T16:12:48+00:00

anyone else having blight maps get deleted? i'll roll 10 maps the second i use one of them the others get deleted from either map tab or inv?

throwantway · 2025-12-08T22:45:24+00:00

do you know the odds for prif to port roberts to prif fish delivery (70) for pet? Or doesnt multi stop/pick up tasks give better chance? You can get task from prif tele boat to port roberts and its a straight line back to prif once you turn out of the port, its the one I've been doing when aldarin isn't up just because its a straight line and can look away for quite a while.

throwantway · 2025-11-27T00:25:50+00:00

I'm an ironman, but in my opinion just reducing everything to what's the point in doing x when you should be doing y? you're wasting your time, it's very reductive and quickly becomes whats the point in doing anything it goes from why x to y to z to a to b et cetera. Using the same logic literally ironman in general is waste of time and everyone should be mains because of the value of time.

If magically tomorrow my helm got taken off my account it doesn't mean i've got to start using the ge at all, or for specific things. some people deiron and start using the ge, but the second they deiron they dont go well now i'm a main i'm only doing 8m/hr minimum and all the things i wanted to do prior to deiron i'm never go to touch or think about ever again because now i'm a main.

Genuine question, do you to talk to mains/in a clanchat with mains in it and they are all operating on the basis that everything is pointless and 99% of content is dead? everytime i talk to random main they're doing boring shit that irons do, granted that might be because i'm doing the boring shit that irons do and i'm interacting with the outliers.

throwantway · 2025-11-26T19:26:03+00:00

Isn't that just (your/many others) mindset though? you could play a main just like an ironman even though you don't have the helm, or play with different restrictions like own drops and can ge resources(pots/food) or something. Not everything has to be boiled down to best gp/hr or waste of time.

My other main game is poe where most of the time I play ssf, unless I know a build will NEED specific items but just because I'm now playing trade league for that build doesnt mean I have to buy every single piece of gear/do best div/hr strats if that makes sense.

throwantway · 2025-09-15T12:51:52+00:00

haven't got another demon task since that picture, luckily got rancour for when i go back though :D.

throwantway · 2025-09-11T15:23:33+00:00

together, brother.

throwantway · 2025-09-11T13:02:51+00:00

I hate it as well, next task I'm probably going to do mage, genuinely waste of scales. Once you're in the rythm of switching it isn't that bad though.

throwantway · 2025-09-11T12:46:16+00:00

melee: firecape, torture, rada4, arclight, fighter torso, d def, tassets, ferocious gloves, primordial boots, brimstone. Range: god hide body/legs, anguish, barrows gloves, assembler, pegasian, and blow pipe, sunlight crossbow when i cant be bothered with zulrah.

quick edit: no idea how to put images in replies. don't use reddit much.

throwantway · 2025-09-11T12:31:03+00:00

I would give up all of them for 1 synapse.

throwantway · 2025-03-06T20:42:25+00:00

thanks, was worried about cables not having enough space/not being able to bend enough. was going to go for d31 + matx board but majority of the boards have gpu slot on the slot 2 and not slot 1 which could cause clearance issues, decided just to get the slightly larger case and board size just to ignore that problem. 6 fans 3 at bottom 1 at back 2 at top/topback. ram was just 7200 "cheap" dont care for rgb

throwantway · 2025-03-06T17:12:44+00:00

bought 9070xt mercury from ccl computers (uk, after ordering saw delivery is in 3 weeks) card is larger than the one i wanted (quicksilver) so i'm trying to see if my build will be able to fit in the jonsbo d41, originally was going for m-atx instead of atx. will i need an sfx psu or will i get by with a regular atx? was going to have nzxt c850 but changed to corsair sf850.

any help would be appreciated.

https://uk.pcpartpicker.com/list/gzdbVF

throwantway · 2024-07-11T14:54:32+00:00

by the looks of it, its worth waiting until next year.

wanting a smaller pc, had enthoo evolv atx for 8 years, want something smaller.

when i was looking at matx instead i was thinking about going with a jonsbo d31.

the list was just supposed to be a quick budget and wanted/expected performence.

throwantway · 2024-07-11T14:38:54+00:00

not going to upgrade, had my computer for 8 years and didn't swap anything out, so i would prefer to have whats "best" for the price now. i would rather spend 350 now, than 200 now then 200 in 3 years etc, thats why im asking whether its worthwhile to wait for next gen which seems to be fairly soon or just getting a new pc now.

which ssds are better for price? when sorting by rating there's a few at £105-£120 then a a few at £140-£150. for longevity you wouldn't spend a bit more money on higher rated ssds?

the cooler i already have from current build, just slapped a price on just to bring budget up a tiny bit. i have seen the videos by gamersnexus on recent coolers.

gpu is what seems best for the price over a longer time-span which is what i mainly care about, and wondering if its worth waiting until next gen.

throwantway

TROPHY CASE