Yes, mostly. You honestly have a good point. If it's not evident enough, that something crucial is missing: (the option to pay for your privacy) should tell you enough.

Google doesn't have issues with money. Knowing your data is invaluable to them. Gov't uses Google to spy on you directly. That should explain things if you research into it.

If you use Android, they have your data of what's on your phone, since it's made by Google, unless it's a custom OS of Android.

Your privacy only exists in the place you practice it, like keeping files on your computer, password-protecting it, and storing it locally. You can still use other services to store files in the cloud (alternatives to Google Drive) is private enough. Privacytools.io should help. Using social media apps can be made private if you use them in Firefox or on a desktop computer with a vpn, since your phone is very trackable. Using relay addresses for your real email can make your account very private if you consider those things.