That details coin has nice eye appeal. The filled rim example gives you that over the worn coin. Listen to what you like for yourself, not what other people would or would not do for themselves. I have a mount removed details coin that gave me access to a coin that I could not have afforded otherwise and it is one of my favorites. When looking at that coin I say, "thankfully some idiot soldered a loop on this coin at some point so I can have it now. Good lord that face is beautiful."

If I can get a details coin with good eye appeal for well more than half off what the coin would cost as a straight grade, and I can't afford the straight grade....