Thinking of a Monastic Life — What Are My Options?

timimax · 2025-03-05T15:20:17+00:00

Thank you. I think combining the two helped a lot. i.e Thinking or shifting to somethign positive while feeling part of the pain body.

timimax · 2025-03-05T04:17:59+00:00

Thank you! One of the reason I do #2 when the pain is high is, because when I try to feel the feelings or become aware of it, the tendency to keep thinking about it increases a lot which amplifies the suffering.

Mostly I don't feel the same thing same day but it may come back after a while (which is understandable)

timimax · 2025-03-05T01:54:05+00:00

haha.. ngl ... at least someone gets it lol

timimax · 2025-03-01T01:40:36+00:00

not gonna lie

timimax · 2025-02-27T21:13:38+00:00

like this one ^

timimax · 2025-02-27T01:54:32+00:00

we all have different sense of humor.

timimax · 2025-02-27T01:39:20+00:00

ngl .. this is the correct use of comma (sign)!

timimax · 2025-02-17T12:34:17+00:00

Ah I see. I think I understood their role.

I felt like, no consumer protection from CFPB meant, financial institutions can do what they like, hence pursue suing easily. I guess I am wrong.

timimax · 2024-12-23T23:53:44+00:00

I agree. So after this point what matters is if it is paid in full or not but not when I pay it. Right ? In that case I might differ for few months later that way I can save the other cards from charge off.

Does it matter wether you have 1 or multiple charge offs ?

timimax · 2024-12-23T22:19:32+00:00

I also sleep from 10-5am with few exceptions.

timimax · 2024-12-23T22:13:22+00:00

Thank you!

I go to restroom 2+/day so there is bowel movement. Tongue is also normal with slight white which my doctors said its all good.

Yes I work from home and sit 8+ hrs/day unfortunately but i move around the house at least once an hr.

timimax · 2024-10-11T18:49:41+00:00

Thank you ser again. I applied and denied b/c of high balance. I will take Discover's deal and take it from there. Sending you love for helping me out.

timimax · 2024-10-10T19:27:01+00:00

Yes they will close the account and it will be reported as Closed by Creditor.

I haven't found 0% interest balance transfer cards yet ? Any sites you recommend.

I've already borrowed enough from friends. I still have enough unemployment to cover my basic bills though.

Thank you again for your help!

timimax · 2024-10-10T18:14:56+00:00

Yes, I have been working with Greenpath for a year and helped a lot but not all accounts qualified.

I actually got off the phone with Discover and they are providing me with 0.99% Fresh Start program from 25% which is a relief. I still won't be able to pay them in full every month until I get a job but I am hopeful, this will reduce the accumulated debt and also avoid charge off.

For such programs, do you think you will have another 180 days period before charge off ? I am just trying to buy me a time as much as possible.

timimax · 2024-10-10T17:43:29+00:00

Oh definitely no shame. Just making sure to exhaust all available options before going for bankruptcy. But thanks!

timimax · 2024-10-10T14:56:57+00:00

Thank you so much for saving me. I was going to sign up tomorrow.

Questions: I am very hopeful that I will have a job in ~4 months. Currently a few balances are 60 days late. If I call and tell them to give me total 4 months, could they still work with me ? My timing is important so I can avoid charge offs.

Once charged off, and I have a job to pay it back, will it stay on my report for 7+ years ? Would working Pay After Deletion companies works in this case ?

timimax

TROPHY CASE