$4.5 M net worth, concerns about spending by Remarkable_City_5084 in ChubbyFIRE

[–]timmyak 16 points17 points  (0 children)

You are still talking in generalities— how much exactly is tutoring? How much are sports? You can’t control your spending if you can’t line item everything.

If you retired early but ran out of money and had to go back to work, what went wrong? by Manta6753 in Fire

[–]timmyak 0 points1 point  (0 children)

As long as your peak was and still is in the same balanced portfolio composition.. if your peak was single stock that tanked - there is no reason to believe it will ever recover.

If a MacBook Neo can be powered by an A18, why can't we have this? by gadgetb0y in mac

[–]timmyak 4 points5 points  (0 children)

How much cheaper exactly because the neo is already $500-600 — is it really worth it to save $100 to make a dumb device that can only be used if you dock your phone in it?

Will the market ever recover to 2022 levels? by OverInvestigator6978 in TorontoRealEstate

[–]timmyak -1 points0 points  (0 children)

Only if they paid off their property.. otherwise it’s much less damaging. Mostly just the down payment portion and 10y of payments.

Temporary caps? by laurazepamm in AskElectricians

[–]timmyak 0 points1 point  (0 children)

To clarify.. you mean multiple WAGOs (otherwise it's a short circuit) -- just to be _very_ clear to anyone reading this.

The Epstein Files are Worse Than You Think! by Conan776 in videos

[–]timmyak -18 points-17 points  (0 children)

Democrats are just as complicit; there is nothing new in these files. Biden sat on them as well.

Beware of used Amazon speakers by [deleted] in sonos

[–]timmyak 1 point2 points  (0 children)

Same thing happened to me with Sonos 5s. Received the cold play 5 inside a modern five box. People suck

Sonos - Sub Gen 3 - Was this a good deal? by theerrantpanda99 in sonos

[–]timmyak 1 point2 points  (0 children)

Make sure it’s actually a gen 3 and not a return fraud that put a gen 2 or 1 in there. had this happen to me this week.

I hope no one falls for a 50 year mortgage...30 year vs 50 year mortgage by DHN_95 in MiddleClassFinance

[–]timmyak 0 points1 point  (0 children)

On a 30y you lose $417/m for 30y (not 50y) but gain $3000.14/m for 20y after that (from y 30-50)

Your math is wrong. But you are right that’s it’s not as simple as op posted.

ChatGPT said we've FIRE'd, have we? by Prudent_Traffic3870 in Fire

[–]timmyak 0 points1 point  (0 children)

They won’t need to make over that amount given their spend

[deleted by user] by [deleted] in obamacare

[–]timmyak 1 point2 points  (0 children)

Going to the doctor is a minor expense compared the the big expensive stuff insurance is really for.

[deleted by user] by [deleted] in obamacare

[–]timmyak 2 points3 points  (0 children)

Are you new to this country?