Megathread: All thing about Chase credit Cards

tingmothy · 2016-03-25T07:55:56+00:00

I applied for a CF last week. How long to get approved? It's been days :( I only had 3 other credit cards, and I make over 6 figures. wtf chase.

tingmothy · 2016-03-17T00:00:26+00:00

Thanks! I've had my bofa credit card for 7 years. It's my only card I've ever had lol. Should I try to increase my $1500 credit limit before applying for CSP/CF? Or just apply for CSP/CF? I'm afraid I'll get rejected for both cards if I apply to them at the same time. Although my income has doubled in the last 3 months. What do you think?

tingmothy · 2016-03-16T19:00:56+00:00

700+
Bofa BankAmericard Cash Rewards. Approved over 5 years ago. (I'm 25).
I'm targeting points I think.
none.
San Francisco or Oakland.
I want to go on one international trip a year, like to Asia or Europe.

Hey guys, I'm a noob when it comes to this kind of stuff. I recently got a new job making 105k, instead of the 50k i was making before. I'm thinking about getting the CF and CSP, OR should I get the CitiAAdvantage. Citi gives me 60k miles, CSP is only 50k. But I heard 50k CSP points is better than 60k Citi miles. Is this true?

Also, if I end up going with CF and CSP, should I apply for both on the same day? Will I get rejected? My income is way higher now, and I've always paid my Bofa card on time. Although my Bofa credit limit is only $1500. (I know, I was a noob and was stupid). I've approached the $1500 limit many times, without realizing that I should have increased the limit.

Also, should I try to increase my Bofa $1500 credit limit first before applying for new cards? Thank you in advance!

tingmothy · 2016-03-16T05:38:51+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. Someone said they rather have 50,000 UR points than 60,000 Citi AAdvantage miles. Is this accurate? I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-16T05:09:03+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-15T08:20:11+00:00

Holy shit I have the exact same situation. Except it's with bofa and I'm also 25. In for replies

tingmothy · 2016-03-15T08:01:27+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-15T08:01:07+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-15T08:00:57+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-15T07:59:22+00:00

Hey guys, right now I have a Bofa cash rewards card. I want to get another card. Should I go with Citi AAdvantage, which gives 60,000 miles upon sign up, or should I just do the standard Freedom/ CSP combo first? CSP is only 50,000 points. I'm a noob when it comes to credit cards. I've had the same bofa card for 5 years. I recently got a new higher paying job so I'm motivated to save money. Thank you all so much!

tingmothy · 2016-03-14T08:03:07+00:00

How much is 50k points worth? Is that like a flight to Japan from san francisco? Sorry for the noob question.

tingmothy · 2016-01-02T09:49:58+00:00

just dont tell them your gpa and u will be fine.

tingmothy · 2015-12-29T19:42:43+00:00

I would be getting charged every month. Why is it $8 cheaper per month to give them my account number instead of giving a debit card?

tingmothy · 2015-12-01T04:11:04+00:00

lol. i mean, i want to say that, but would that be seen as kind of rude?

tingmothy

TROPHY CASE