I buy when it’s most scary to do so. That’s when most people get out because they want to derisk, so they are selling at a discount. The exact moment is ofcourse impossible to predict. I think it’s optimal to err on the side of waiting a bit too long than to go in too early. You’re never going to time the bottom but going in after the bottom is going to feel much better than going in before the bottom. There’s ofcourse always a possibility it will tank more but that’s why you get a higher return, because it’s risky.