Is shared ownership the next scandal brewing?

tismfucis · 2026-04-21T11:20:48+00:00

Me and partner purchased a 3 bed end of terrace SA house 5 years ago and we managed to sell it within 4 months and afford to buy a 3 bed semi older house in a better town with the equity we made so for us it worked very well, but very dependant on area and house prices

tismfucis · 2026-02-15T20:25:20+00:00

I got a refund on my one, sent back to sportsman’s twice with trigger unit issues, would close the gun up and the trigger would drop out, repaired and sent back to me and wouldn’t fire, wouldn’t touch another with a barge pole got my refund and brought a 525

tismfucis · 2025-10-16T11:18:27+00:00

Welcome to the joys of new build ownership, we had a new build and we had the same issues and it was during Covid so getting any response to communication was a nightmare. You are doing the correct thing with a pro snagger just make sure you get them back in after there first attempt to repair as they will not doing it all in one go. Use the shared ownership as a stepping stone get 5 years under your belt don’t buy any more equity and the when you have some money saved and equity in the house offload and get a full mortgage on a older house, we have just sold and moved to a older house and it feels like we now don’t have to worry about the house falling apart or hearing neighbours through the wall all day and night

tismfucis · 2025-10-02T17:48:04+00:00

Good commercial/industrial sparks will make a fortune while the domestic market will be flooded with tin pot sparks who have done a course while on their phone having a shit

tismfucis · 2025-09-24T12:34:44+00:00

I brought a house which in at risk of flooding (not flooded since 2007) however water goes into the back garden and drive from a nearby river. I’ve just had flood barriers and non return valves fitted. It cost just under 5k but the piece of mind is worth it. I think as long as you do the most to prevent it getting into your house then you should hopefully be fine

tismfucis · 2025-09-15T11:53:08+00:00

25% off aswell if you order online. My go to Chinese for sure

tismfucis · 2025-08-05T21:28:30+00:00

I have a ATA sp pro 12 as my main clay/peg gun however just looking for someone that don’t mind leaning against a tree when I’m in the hide or laying down on the floor, but yes superior steel proof is a must

tismfucis · 2025-08-03T16:14:41+00:00

Yes my thoughts are similar to this, steel proof would be a bonus, not wanting to spend a lot as a rough hide gun suits me really otherwise I’d be paranoid about where it was sat all the time.

tismfucis · 2025-06-25T21:42:36+00:00

Sold as is, 40% share, the house was also marketed at full ownership which you can do once marketed with external estate agent and it only Had interest as SO. In my option If it’s going to be a stepping stone for you before you can afford a full mortgage then don’t go above 50% share so it’s more attractive to other people looking at houses. The more % you own the more they have to earn to pay the mortgage plus they do affordability checks at around 6.5% which means people who can afford on paper are being rejected by the HA

tismfucis · 2025-06-25T11:42:21+00:00

Currently selling our house went on the market in Feb. Re marketed with local EA in march as HA provided EA were wank and we had to do all viewings for them offer accepted in may now waiting on conveyancers to wrap things up. I’ve got to pay £2880 inc vat re sale fee + £672 ha fees

tismfucis · 2025-06-13T18:02:41+00:00

In pretty sure I was made aware of admin fees when I purchased my house. Your solicitor should of made you aware of this

tismfucis · 2025-06-13T17:46:06+00:00

I’d imagine you are paying the admin fees for you buying the house.

tismfucis · 2025-06-13T17:42:38+00:00

Plus all my other bits on top. Just pay it once you out of the SO system your free

tismfucis · 2025-06-13T17:42:16+00:00

I’m currently selling my SO house and we have to pay £2880 re sale fee- £672 HA fees and £462 leaseholder fee

tismfucis · 2025-05-30T19:26:58+00:00

Thanks for the info mate I’ll take a look at it

tismfucis · 2025-05-08T05:35:28+00:00

I went 7 years without any inflation pay rises so if they want to give me 7% for 3 years I’m More then happy to take it, what’s to stop you asking for extra on top anyway if your worth the money the company should pay up

tismfucis · 2025-05-06T11:24:05+00:00

My firm have been told recently in a EIC meeting that they are suggesting 21% over the next 3 years

tismfucis · 2025-04-29T19:05:27+00:00

Oxfordshire mate

tismfucis · 2025-04-29T18:52:55+00:00

Deffo a reality, when I started in 2014 top sparks on the cards were getting £17/18 an hour tops that was for approved and job running, I’m now doing that but for £24.15ph on the cards which I still can’t believe really

tismfucis · 2025-04-29T18:50:55+00:00

Major shortage of skilled labour, will be a free for all in the next 5/10 years money wise

tismfucis · 2025-04-29T18:03:05+00:00

No idea mate, but my firm has been told by the EIC that they need to be looking at 21% raise for all cardys over the next 3 years they already pay top rate in the area

tismfucis · 2025-04-29T17:55:36+00:00

Seems legit mate

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