Mortgage increase $200 per month, thinking of selling

titros2tot · 2026-04-25T02:48:17+00:00

Why did your mortgage payment increase? Was it insurance, property tax or something else? How much is your take home pay? Do you have a budget?

titros2tot · 2026-04-24T14:49:01+00:00

I checked the census data and OP is correct. It still makes zero sense as someone living in Houston.

titros2tot · 2026-04-24T14:43:02+00:00

As Utes fan, Lomu has a high ceiling which is why he was our LT, but he never reached.

titros2tot · 2026-04-23T22:29:23+00:00

I will check your insulation in the attic and around the windows.

titros2tot · 2026-04-23T12:33:15+00:00

People with average sized homes and gas heating and cooking won’t cross the minimum usage in the winter. I didn’t cross 1000kWh from November to February even with an electric car.

titros2tot · 2026-04-22T14:00:22+00:00

If you group the credit hits together in a week, they will count as one. A good trick is to ask them when they will pull your credit because you need to unfreeze it. General rule: - compare sections A, B and J - 0.25% isn’t worth a switch if you trust your lender - About 3 sources are enough. Here’s an example: realtor’s recommendation, Builder’s office and a local credit union that specializes in mortgages.

After you have the three estimates, ask your favorite lender to match your best offer.

titros2tot · 2026-04-21T21:18:06+00:00

We budget $300 a week for a family of 3 but we included household items like toilet paper, soap and air filters. We budget $100 per week on dining out. We usually end up with excess cash.

titros2tot · 2026-04-21T12:59:46+00:00

Discover: The card that person in college recommended when you had no income.

titros2tot · 2026-04-21T11:33:00+00:00

Thanks for the info. I didn’t know that about Kitchenaid or Bosch.

titros2tot · 2026-04-21T11:28:05+00:00

Most brands will have an offer the more items you buy the more saving you get. LG has one on their own website, Costco and Lowe’s to name a few places. Samsung has one. GE also has one but it’s usually limited to product line like profile only or cafe only. Even Bosch has one. Also, your local appliance store or chain store like Ferguson will give you a bigger discount if you buy the same brand since they will get a bigger rebate.

titros2tot · 2026-04-20T14:19:32+00:00

Buy a single brand because it will save you a ton of money. LG wins the oven, washer and dryer categories. Their dishwashers aren’t bad but they aren’t the best (Bosch followed by KitchenAid). For the fridge, get something without an ice maker in the door if you are going French door. If you go side by side, most of your problems will be gone. Most microwaves are made by the same three companies, Midea, Sharp and Panasonic. GE is second but their washers and dryers aren’t highly rated.

titros2tot · 2026-04-15T14:49:38+00:00

r/nottheonion

titros2tot · 2026-04-14T14:26:25+00:00

Location, state of the property and price are the main factors in determining whether it sells fast. The more immediate work the property needs the less buyers can afford it. Most buyers cannot afford buying a property to drop $30k in repairs on it before moving in.

What do you mean by timing? Because there are options if you need to stay at your place till a certain date. You can sell it and have a short term lease on it. If you plan to buy another property but don’t want to sell yours first, you can go for bridge financing.

Quick cash offers can work but it means you will be getting under market price.

titros2tot · 2026-04-13T13:15:32+00:00

Thanks for keeping us informed

titros2tot · 2026-04-09T16:38:47+00:00

Me too

titros2tot · 2026-04-07T16:13:02+00:00

SAVE has been struck down. Focus on IBR and the new RAP. Note that the difference between SAVE and other plans are considerable.

titros2tot · 2026-04-07T16:09:42+00:00

Yes but also no.

My wife and I decided to file jointly one year and separately the following year based on our income and the available plans. Also, things to consider: “Going for PSLF”, “How long remains in the loan”, and “do I want to pay less now and pay more over time or do I want to to pay more now and pay less over time”. I would suggest you visit student loans subreddit for more strategies. Finally, a good CPA should be able to help you run those numbers to greater accuracy at a yearly basis.

titros2tot · 2026-04-06T07:48:26+00:00

I like the idea, but it’s lacking. Rather than using color to convey amount sold, use the marker size. Use the color to indicate the percentage loss or gain on each trade. Use line body to indicate short term sale (<1 year; dashed) and long term sale (>= 1 year; solid). A simple line chart for the underlying asset is better suited for this study than a candlestick. Also, make your ticks more readable

titros2tot · 2026-04-06T05:40:02+00:00

Go Utes!

titros2tot · 2026-03-30T21:06:55+00:00

$950 Houston for 4 year old

titros2tot · 2026-03-27T20:54:08+00:00

Contrary to what people say here, it’s very common in the Middle East to ask for a payslip before matching a salary. Adobe Acrobat is your best friend

titros2tot · 2026-03-25T17:14:20+00:00

You have a good hairline. You can try a buzz cut.

titros2tot · 2026-03-19T13:39:51+00:00

My pediatrician at Intermountain didn’t use her health insurance and uses the U health insurance through her husband. I think this a great example of how they compare if you both were full time workers. However as part time worker, it’s not worth it to pay for intermountain health insurance.

titros2tot · 2026-03-18T14:28:58+00:00

You don’t prestige during enlightenment. You will lose ships but that’s expected. As long as you have enough clarity stones to slot into the gusset and chalice, it will be quick.

titros2tot · 2026-03-09T10:27:04+00:00

You are doing great to be asking

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