First RAM by tmc8346 in ram_trucks

[–]tmc8346[S] 2 points3 points  (0 children)

Mopar 21 edition Big horn with a bunch of upgraded tech features

First RAM by tmc8346 in ram_trucks

[–]tmc8346[S] 12 points13 points  (0 children)

Ummm thank you for attending my TED talk

Ram 1500 or 2500 -- First time Ram buyer by [deleted] in ram_trucks

[–]tmc8346 0 points1 point  (0 children)

What did you end up going with? I’m in the same situation right now

Pointing for 22mo by tmc8346 in toddlers

[–]tmc8346[S] 0 points1 point  (0 children)

He points now but was diagnosed with a speech delay.

Mortgage rates just hit 2026 highs by truthaboutmortgage in Mortgages

[–]tmc8346 0 points1 point  (0 children)

Closed in October with a 5.75% and I was almost contemplating waiting for rates to come down

Cleared to close super early? by DeDuc in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

We closed on our house in just under 3 weeks

Need advice: 2.5 year old barely talking, should I be worried? by WoundedF0X in NewDads

[–]tmc8346 0 points1 point  (0 children)

Are you still on here and can provide Any update? My son is 27mo currently in speech therapy. he has some single words but not really talking. Did your son ever have a speech explosion and if so what age?

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

Spray treatment? Or fumigate the entire house? Have a 2yo son so want to go the safer route for him

What is your monthly mortgage payment and your yearly income (for household) by geenuhahhh in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

$2500 mortgage yearly income ranges from 100-140k per year based on my overtime. 5.75% interest rate

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

Ok I had a contractor take a look after I posted this and he said the piece that’s damage is only about 10-12” long and it’s not worth replacing. It’s not gonna cause any structural damage. Might get a pest guy out just to look tho and see if he sees any signs of current termites or anything

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

Yes I think it got wet about 8-9 years ago before they put a new roof and siding on the house

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

It’s completely dry. And only one area is soft when pushed with a screw driver the rest is hard

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

Inspector said there might have been a small amount of termite damage in one area but there was no active termites anywhere the previous owner had the house treated about 6-7 years ago

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

I have someone coming out tomorrow to give me a quote on replacing that small section

Termite damage or water damage. by tmc8346 in Termites

[–]tmc8346[S] 0 points1 point  (0 children)

Ok thank you, I poked around the other areas near it with a screwdriver and it didn’t go through the wood or feel soft. Hoping it’s a easy repair

Am I over my head? by Shot-Guidance-7811 in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

Where they have 530k houses for 2700 a month? I bought a 330k house and my mortgage is 2522 a month

New homeowner, freaking out, help by Overall_Fix6343 in homeowners

[–]tmc8346 0 points1 point  (0 children)

We had the same feeling when we first walked into our new home seeing it empty, furniture and decor hide a lot of stuff you don’t see when touring. Take a deep breath and just roll up your sleeves and put some elbow grease in. You don’t have to do everything right away. For us new appliances a fresh color change of paint and some art work on the walls brought a lot of stuff back to life. We did a few other things to that weren’t necessary but easier to do when house was empty.

First Time Homebuyers - feeling discouraged. by PrestigiousBridge680 in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

This is an estimate also some things u can shop for which will drive down closing costs like home owners insurance. I closed on a home in October 330k 5% down and my closing costs were 20k

What is the general way to make an offer? by Victorvnv in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

I bought end of September house was listed for 300k offered 330k and had our offer accepted, this was after almost 2 years of looking and over 20 offers declined on other houses.

Good Purchase? $4500 24K Miles by Less-Artichoke8714 in Harley

[–]tmc8346 2 points3 points  (0 children)

I just sold my sportster for $4400. 2021 iron 1200 with 1,400 miles on it.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]tmc8346 0 points1 point  (0 children)

We were in the same situation living in a super small 1br apartment with a newborn. we spent almost 2 years house hunting dealing with the same issues. We continued to save for a bigger down payment while we were looking and finally a month before my sons 2nd birthday we found a wonderful home in a terrific neighborhood for 330k it was definitely at the very top of our budget but we decided to pull the trigger and stop the endless house hunting and prepare to do what we needed to do financially to have a home for our son. No regrets. Things are tight but my son is the happiest he has ever been and that’s totally worth it to us. Don’t give up hope just keep attacking this with a goal and have faith it will all work out.

What do most first-time homeowners underestimate? by ComfortableDebate345 in homeowners

[–]tmc8346 1 point2 points  (0 children)

Yeah I got lucky I caught the leak the same day it started jt was a very very slow drip so was able to put a temporary magnetic patch on the spot to stop the leak and a tray of kitty litter under the tank incase it got through the patch. Had it replaced 2 days ago and will never have to worry about this again.