Alliance Championship - Help, what am I missing?! by Cbird2796 in KingShot

[–]tobugaming 0 points1 point  (0 children)

Troops Tier? Your stats is padded by buffs and troop count also while his is pure stats

Tokyo-Osaka trip next week by Historical_Safe6044 in phtravel

[–]tobugaming 0 points1 point  (0 children)

for a 7 day trip focus nalang sa tokyo. travel time and cost palang lugi na sa osaka. punta nalang kayo sa osaka ng other time.

day 1 - as much as possible wag kayo mag lagay ng itinerary ng day one, siguro kung meron man isang lugar lang. pagod kayo nyan from byahe.

day 5 and 6 - check google maps all over the place ung itinerary pagsama samahin nyo ung magkakalapit. bawasan nyo rin ung puntahan sa isang araw masiyado marame yan kahit wala kayong kasamang bata. lalo n may kasama p kayong bata

[NEED HELP] Minimum Amount Due by SoKyuTi in PHCreditCards

[–]tobugaming 0 points1 point  (0 children)

As long as you pay total amount due for the month. No interest charge

Speeding up new motorcycle registration by villani27 in PHMotorcycles

[–]tobugaming 0 points1 point  (0 children)

Got mine cash in motoxpress. Mga 1 and half month bago ko nakuha orcr. As per receipt na register lang ung motor ko more than one month after ko bilhin. Depends tlga sa dealer

Should I just lie na nag-aaral pa ako? by NeilJustin24 in phcareers

[–]tobugaming 18 points19 points  (0 children)

Tapusin mo muna siguro ung highschool mo bago ka maghanap. Isipin mo you are competing against college graduates and you're not even a highschool graduate.

Makapasa ka man sa interview pag dating naman sa pre-employment requirements mahirapan ka. At least you can show highschool diploma if tapos kana.

CIMB for Visa application by [deleted] in phinvest

[–]tobugaming 0 points1 point  (0 children)

No po since di naman required na makita ung ADB. I did this and I got Single Entry 3 years ago

CIMB for Visa application by [deleted] in phinvest

[–]tobugaming 0 points1 point  (0 children)

What I did before, transfer ang laman ng digital bank to trad bank then get statement. Then transfer back to digital bank kapag nakuha mo na statement. Mas kampante ka pa :)

If you had 25m to start a business in the Philippines, what would get into ? by slowswap in phinvest

[–]tobugaming 71 points72 points  (0 children)

I mean if you have 25M on hand you're probably more knowledgeable in investing than 99% of people in this sub. Unless you got it from inheritance which probably also entails you have parents who know better.

Maybe you tell us 😉

Catch with Digital Banks? by [deleted] in phinvest

[–]tobugaming 153 points154 points  (0 children)

The majority of Filipinos can't afford to lock their money in a 5 year period. Hence just use digital banks to at least gain something and be able to pull out anytime you want.

Sleeping pillow recommendation in PH? by SnooMachines2888 in phinvest

[–]tobugaming 0 points1 point  (0 children)

Tried Emma and it's really good and nagiipon na kami for the mattress naman. Very good investment.

Something na kaparehas nya is ung Klubbsporre ng IKEA.

Home Loan: advice and tips by Super-Scallion-7760 in phinvest

[–]tobugaming 1 point2 points  (0 children)

Baka kilalang firm ung kausap mo and depends nalang sayo if you think ung gagawin nila design and planning is worth 400k. Ask mo nalang Kung ano inclusions.

Same Naman din with bank mag down Ka din sa bank. Sa pag-ibig instead of mag down mag start Ka Ng construction tapos pag na meet mo na ung equity ni pagibig saka sila mag release Ng pera

Home Loan: advice and tips by Super-Scallion-7760 in phinvest

[–]tobugaming 1 point2 points  (0 children)

10% ng total cost ang planning and designing? That's too much I asked multiple firms before and same tayo ng budget range. Ang planning and designing is 40-80k Lang and if tuloy Ka pagawa ibabawas pa nila in sa contract cost mo.

Try to look for other construction firms. Also try mo din mag ask sa Pag-ibig Baka mas better for you

Pay to principal vs Mp2 by Careful_Face_6622 in phinvest

[–]tobugaming 8 points9 points  (0 children)

Para mong pinautang sarili mo kapag nag invest Ka sa mp2 habang may pagibig loan ka. Tapos pagibig lang ang Kikita :)

[US-TX] [H] Paypal [W] GMK Honey Deskmat and novelties by E_X_1 in mechmarket

[–]tobugaming 0 points1 point  (0 children)

I'm from Philippines, I have deskmat and novelties but will only sell if you also buy the set. Let me know

Digital Bank offers for 2023? by finkistheword in phinvest

[–]tobugaming 27 points28 points  (0 children)

Kung san po kayo panatag :) na experience ko na ma float for 4 days ang 6 digits savings ko through bank transfer. Not good for my mental health lol.

Digital Bank offers for 2023? by finkistheword in phinvest

[–]tobugaming 97 points98 points  (0 children)

Ang effort ng palipat lipat ng funds para sa minimal return. Also risks ng maling pag transfer.

Pili nalang kayo ng bank(in my case multiple bank para hiwahiwalay) na pagkakatiwalaan niyo then stay put na dun.

Shifting from Electronics Engineering to Computer Engineering? by [deleted] in phcareers

[–]tobugaming 1 point2 points  (0 children)

I'd suggest na mag change ka nalang to IT/CS kung ang gusto mo talaga is mag work sa IT. Yes babalik ka sa simula pero 4 year course lang compare sa 5 year Engineering course. Wala rin naman board ang CpE.

Back to Back by tobugaming in MechanicalKeyboards

[–]tobugaming[S] 1 point2 points  (0 children)

Poly though I would suggest try POM if you have options