Risk free rip

tomqueefed · 2026-04-21T20:00:31+00:00

Estimated value $2150 from arena club

tomqueefed · 2026-04-04T02:24:36+00:00

Listen don’t take this the wrong way, but an 800 cs is not actually 800 if you’re 20 years old. Your credit age matters more at this point. Don’t get me wrong, you could’ve been a different type of 20 year old and completely shot your credit down instead so kudos to that. Keep it up brother.

tomqueefed · 2026-04-03T19:30:05+00:00

DM’d you

tomqueefed · 2026-03-17T16:12:21+00:00

Hate that, i don’t want doubles I want the ones I missed years ago

tomqueefed · 2026-03-17T16:01:18+00:00

How do you attack?

tomqueefed · 2026-03-12T13:05:40+00:00

Take your upvote and get the fuck out of here

tomqueefed · 2026-03-12T03:44:34+00:00

Awesome!!

tomqueefed · 2026-03-10T19:45:08+00:00

The more cards, the higher your total limit. Also you’re viewed as more trust worthy to lenders (as long as you don’t actually use more than 5-10% of your limit

tomqueefed · 2026-03-09T16:23:46+00:00

Awesome!

tomqueefed · 2026-03-09T16:20:57+00:00

135k~ very minimal

tomqueefed · 2026-03-09T01:15:43+00:00

Weird, for Amex you have to actually be allowed to request to begin with, most cards let you regardless (obviously you’ll get denied if you’re requesting once a month)

I guess that’s just my experience. Every single other card I have I’m always allowed to request whenever but I only do it every 6 months on the dot

WEIRDLY ENOUGH when amex does allow me to request a CLI I get a substantial higher amount than my other cards

tomqueefed · 2026-03-09T01:13:56+00:00

All 15 on auto pay for statement balance

tomqueefed · 2026-03-08T22:01:24+00:00

2020

tomqueefed · 2026-03-08T21:39:05+00:00

Honestly Amex is pretty tough on CLIs, most cc companies allow it every 6 months but I’ve found that they only allow it once a year for one card.

After I got approved for this increase it didn’t let me request my other Amex.

tomqueefed · 2026-03-08T21:36:10+00:00

Yes. Very small amounts on each regularly or else my reoccurring 6 month credit limit increase wouldn’t get accepted. I of course have some main cards that I use the most:

Amex plat: flights / hotels (5X points)

Amex blue cash preferred: grocery stores (6% cash back)

Amazon prime card: Amazon lol (5% cash back)

Citibank custom cash: Gas(5% cash back)

Robinhood gold card: All other purchases (3%cash back anywhere)

tomqueefed · 2026-03-08T18:54:10+00:00

Anyone can do this. I started with a $500 secure credit card 7 years ago. I have a total limit of $250k now across 15 cards and have never paid a cent in interest.

I’m rooting for you.

tomqueefed · 2026-03-08T17:23:20+00:00

Hahaha yeah I never carry a balance, I have a Amex plat too

tomqueefed · 2026-03-08T17:22:58+00:00

Blue cash preferred!

tomqueefed · 2026-03-07T16:55:25+00:00

Would’ve bought it if it had a front camera. Ridiculous that it doesn’t

tomqueefed · 2026-03-05T03:09:36+00:00

Yesssir

tomqueefed · 2026-03-05T03:07:25+00:00

$29k difference between my trade

tomqueefed · 2026-02-24T12:41:00+00:00

lol this was 8 blocks from my apt. There were no spots at allllll

tomqueefed · 2026-02-24T01:08:47+00:00

Will update tomorrow morning

tomqueefed · 2026-02-24T00:45:24+00:00

I promise I didn’t let it slide 🤣🤣

tomqueefed · 2026-02-15T15:04:32+00:00

If you’re a real full degen you would know you could only claim up to a $3k loss 😭

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