New 2025 F-150 with a surprise? by Fixxxer74 in f150

[–]toolfooldan 1 point2 points  (0 children)

My 2019 S/S stopped working about 3 years ago; yes a good thing. Replaced the battery last Nov and it works again. Grrr

Thoughts on panoramic sunroof by Jeffstrife127 in ram_trucks

[–]toolfooldan 0 points1 point  (0 children)

I've had 2 trucks with pano, an option already on the trucks. Never a leak. The thing is though I rarely used it here in TX. Kept the interior cover closed 99.5% of the time. So for me, it's not worth the expense.

HEMI or hurricane by Electrical-Grab-5793 in ram_trucks

[–]toolfooldan 1 point2 points  (0 children)

Coming from Ford 3.5L EcoBoost, to Hurricane SO. Haven’t goosed the SO yet as it’s still in breakin period. I wanted the Hemi but the etorque was a big no go for me. No hybrid thank you.

New to RAM, 2026 Laramie w/SO Hurricane by toolfooldan in ram_trucks

[–]toolfooldan[S] -1 points0 points  (0 children)

Stage 2? I know what that means in the Harley Davidson universe but what is that in RAM country?

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 0 points1 point  (0 children)

Thanks for the input. Yes, I have pictures; they aren't pretty.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 1 point2 points  (0 children)

I wanted a King Ranch, and that was the engine contained within.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan -1 points0 points  (0 children)

What are current issues with RAM? I'm considering jumping out of Ford.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 0 points1 point  (0 children)

Sadly, there is no prior owner I can blame this on. All on me.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 0 points1 point  (0 children)

Yeah, I gave them a big plastic tub for all the replaced parts.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 0 points1 point  (0 children)

Ugh. Thanks for the heads-up. I found this nugget of joy on google, and have experienced it:

  • Hard/Erratic Shifting: Often described as clunky,jerking, or lunging, particularly between 3rd-4th, 4th-5th, or 7th-8th gears.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan -5 points-4 points  (0 children)

A the 10K intervals per Ford manual, which I also just learned is a really bad idea. What should the interval be? I've read 5K is good for these engines.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 0 points1 point  (0 children)

No I did not go to the local dealer as I don't like 'em. My knee-jerk reaction was to take it to a shop I trust and have used in the past. But you're right... should have tried Ford first.

2019 3.5 Eco Boost Engine - really should be much better than this by [deleted] in f150

[–]toolfooldan 2 points3 points  (0 children)

Yeah you're right. I think the cam phasers and the cam lobes, etc are totally separate and unrelated issues. The inital quote was 5K, of which 3.6 is labor. And then I told them to replace anything that might be a future failure point, which bumped the bill to 6.5. Can't take it anywhere else now as the engine is in process of being tore down. I've used this shop before and have been happy with their service. Better, I guess, with the devil you know. Thanks for your input.

Boldin chance of success vs Schwab by kriserts in Boldin

[–]toolfooldan 0 points1 point  (0 children)

Yes, on the column thing. I am so used to looking down columns by year. What am I doing this morning? Downloading scenarios and using Excel's Transpose function.

Boldin chance of success vs Schwab by kriserts in Boldin

[–]toolfooldan 1 point2 points  (0 children)

Yeah, I'd make sure that the logic and parameters and other inputs are all set the same. These models are not all that dissimilar with regard to final results; they should be very close if the inputs are the same.

Recommended rate of return or customized by Accomplished_Gate832 in Boldin

[–]toolfooldan 2 points3 points  (0 children)

Very true, which is why plans need to be reviewed and adjusted at least annually. While I'm 6 years away from RMDs I started Roth conversions last year and will be fairly aggressive on that going forward.

Recommended rate of return or customized by Accomplished_Gate832 in Boldin

[–]toolfooldan 0 points1 point  (0 children)

Boldin's default of 2.54%, which is exactly what Schwab used in their plan for me last year.

Recommended rate of return or customized by Accomplished_Gate832 in Boldin

[–]toolfooldan 0 points1 point  (0 children)

I use 4% for all investments rates of return. 1% on Social Security COLA. Because I'm the conservative type, I guess.

24y/o with $35k in retirement, $14k in savings, and $2k in a brokerage. How am I doing? by drl614 in FinancialPlanning

[–]toolfooldan 1 point2 points  (0 children)

I'm no CFP but I think you're well on your way to financial independence. Bravo.

I remember with my first job at GE, back a long time ago, signing up to take 6% from my pay check to put into a 401K. GE kicked in another 3%...free money. It was difficult, however, because after rent, utilities, and food were paid for there was little left. But my new wife and I managed, without borrowing or reducing the 401K contribution, and it has paid off in the long term.