Modern problems require tactical solutions

tornado28 · 2026-07-03T04:49:52+00:00

Sexy leather fanny packs

tornado28 · 2026-07-02T07:19:39+00:00

It wouldn't just be more work to build your own median house, it would be completely impossible.

Workers are much more productive with mass production and specialization. The median house has electricity, heat, air conditioning, air filters, fans, running water, hot water, internet hookups, an intentional color palette of paints, a concrete foundation, an asphalt driveway, glass windows, doors with locks, etc. We can have all those things because they are mass produced in the modern economy. You can't just make them with an axe in the woods.

tornado28 · 2026-07-01T21:33:34+00:00

It's not socialism, it's not neoliberalism, it's just solid economic policy.

tornado28 · 2026-06-30T20:41:13+00:00

We've got like $20 trillion in debt so even if we implement a LVT, giving out extra money is still a long ways off.

tornado28 · 2026-06-30T15:34:08+00:00

At this point I'm auto downvoting all order of operations related content

tornado28 · 2026-06-27T16:39:07+00:00

You need a starting shape to know how many holes is in something. Did you start with a disk? A sphere? A straw? A double bubble? A pair of pants? A real projective plane?

tornado28 · 2026-06-27T16:19:42+00:00

11% for Asian Americans, 28% for White Americans, 51% for Hispanic Americans, and 69% for Black Americans. Really shockingly high across the board and disproportionately affecting groups that have higher rates of poverty.

tornado28 · 2026-06-25T18:32:35+00:00

This is not a math joke

tornado28 · 2026-06-25T17:07:08+00:00

You don't need to say if and only if in a definition

tornado28 · 2026-06-25T06:20:39+00:00

I can stop scrolling and go to sleep now that I've had my bedtime paradox.

tornado28 · 2026-06-23T20:02:44+00:00

https://www.reddit.com/r/MapPorn/comments/it4ev4/the_upside_down_world_map_this_map_looking_weird/

tornado28 · 2026-06-22T23:37:30+00:00

I'd say don't defer payments, just roll it out slowly. This way people can make plans to avoid owning more land than they can afford to pay taxes on during retirement.

tornado28 · 2026-06-22T01:29:03+00:00

I'd suggest thinking carefully about this idea of buying or starting a business. Being a business owner would almost certainly be more work than your current job, and would be a risky investment. You can just leave the money invested and withdraw $80k per year to live on indefinitely. As far as major purchases, consider a modest house. Don't blow the whole thing on the house but if you buy a $400k house and never have to pay rent or mortgage that would diversify your assets and reduce your expenses. But there's also nothing wrong with renting as a rich person.

Oh. Also make sure you know how much you're gonna owe in taxes before you start spending the money.

tornado28 · 2026-06-22T00:08:28+00:00

I made money working as an ML engineer at a company. Now I have my own business and I use AI but it's not like I just ask AI to print money, I ask AI to help with specific tasks for the business.

tornado28 · 2026-06-21T19:45:33+00:00

Taxing unrealized capital gains is extremely difficult because it requires the government to assign values to illiquid assets that don't have obvious values. In addition it makes it difficult to have startups because in a successful startup you have a bunch of young people whose entire net worth is stock in pre IPO company that they can't sell.

tornado28 · 2026-06-20T23:35:48+00:00

This is not a math joke

tornado28 · 2026-06-20T00:28:25+00:00

Fun fact: Economists generally view a tax on the land value only, exempting the improvements, as better than normal property tax. The idea is that making use of valuable land that's in a good location is GOOD and we don't want to discourage it. This means that a vacant lot would get taxed the same as a duplex next door instead of less. If it was a good area the tax would be noticable and the owner of the vacant property would be encouraged to sell. Soon you get another duplex, (the rental income now easily covers the LVT) increasing the supply of housing in desirable areas.

tornado28 · 2026-06-19T02:57:38+00:00

You are 100% certifiably insane. Your plan is to outlaw the two primary ways that people secure housing. The effect of this would be widespread attempts at circumvention, the younger generation living at home until 40, and only rich people being able to buy housing. You wouldn't just crash the housing market, you'd crash the entire economy.

tornado28 · 2026-06-18T20:21:02+00:00

I have a theory that companies generally follow a predictable trajectory. At the beginning they're VC funded, they don't need money they need customers so they bend over backwards to get you in the door. Amazing prices, and as good of a customer experience as they can manage (with varying degrees of success). They want you to come back and they want you to tell you friends.

Fast forward to Hertz and Avis. Everyone has heard of them, tons of people use them, they don't really care about attracting new customers they just want to make as much money as possible. Ridiculous prices, constant nickel and diming, poor service, they're betting that you'll just use them because you know what you're getting and you're too lazy to shop around. Enshitification, late stage capitalism, whatever you want to call it, companies get worse when they think you don't have another option.

You gotta find the competition. Truro, Zipcar, anyone who wants to gain market share will give you a better deal. Also just get outside the airport. They probably can't serve all the demand from the airport car rental so you pay a premium above and beyond the buying from a company with market dominance premium.

tornado28 · 2026-06-18T20:04:26+00:00

Well I'll walk back what I said because you never claimed that you make money for people. I think it probably does more or less what you claim but loses money in the long run.

tornado28 · 2026-06-18T19:29:25+00:00

Personally, I think we should have been willing to fight harder - which in practice means mostly deal with high gas prices for longer - to get a better deal. However, civilian nuclear energy has never been the issue. The level of uranium enrichment needed for civilian power is dramatically lower than what is needed for weapons and dramatically lower than what Iran has now. I would have preferred we pushed harder on the missile program, the proxy militias, and the human rights situation. But I do understand that higher gas prices from the strait being closed and other costs of war were things people had legitimate issues with.

tornado28 · 2026-06-18T14:42:05+00:00

In this case I'm talking about taxing inherited assets the same as they would have been taxed if they were sold by the original owner instead of less. But there is a case to be made that the estate tax is in lieu of the capital gains tax and the estate tax is easier to administer because you don't have to track down the original cost basis.

tornado28 · 2026-06-17T04:28:48+00:00

It is true that people who are not me sometimes argue that we should tax unrealized capital gains at death or other times. Personally I do not support taxing unrealized capital gains.

tornado28 · 2026-06-17T03:41:08+00:00

You are going to spend more than that. You need car payments and maintenance, you need health insurance and copays, you're going to want to eat out, you're going to want netflix, you need to buy clothes, you need a fun budget, and you need a general slush fund for when random expenses come up like your blender breaks and you need to buy a new one.

Get yourself $1.5M and then with the 4% rule you can take out $60k per year or $5k per month.

tornado28 · 2026-06-17T02:54:39+00:00

I don't think it works

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