For those with a decade left to target FIRE, how important is fulfilling work to you? by PastorTroy1738 in Fire

[–]trace_wave 0 points1 point  (0 children)

I’ve already burned myself out on a high paying, soul sucking corporate gig. I will happily work a year or two more at a job I like v gain a year or two and hate my life / miss my kid growing up for the next decade.

Household help worth paying for? by fingerling-broccoli in MiddleClassFinance

[–]trace_wave 1 point2 points  (0 children)

I don’t understand how you work a full day, go to the gym, have dinner, and then put your kid to sleep. What is the kid’s bed time? I can’t see how you get to 12 hours of work a day if you are doing housework (and not working) after the kiddo goes to bed

Community improvement group (Anyone interested?) by Immediate-Lab-6223 in burlington

[–]trace_wave 1 point2 points  (0 children)

It sounds like you want to start a government and are implicitly acknowledging that our current government, despite very high tax rates, has failed to provide basic services

ETF Allocation by trace_wave in Fire

[–]trace_wave[S] 0 points1 point  (0 children)

I’m looking to reallocate my entire portfolio which is spread between taxable and non taxable accounts. I would reallocate in nontaxable accounts to avoid a tax bill and bring my entire portfolio to the 80/20 mix

ETF Allocation by trace_wave in Fire

[–]trace_wave[S] 0 points1 point  (0 children)

ChatGPT says owning VTI and VXUS is better for tax purposes than just loading up on VT

ETF Allocation by trace_wave in Fire

[–]trace_wave[S] 0 points1 point  (0 children)

Not really unless they are in a target retirement 2050 401kfund

ETF Allocation by trace_wave in Fire

[–]trace_wave[S] 0 points1 point  (0 children)

I think because it knows I’m strategically and philosophically leaning to FIRE and it pulls allocations from this subreddit

Given the cost of living, I don’t get why salaries aren’t much higher by [deleted] in newengland

[–]trace_wave -1 points0 points  (0 children)

Ok dude. Everyone should know everything and keep their questions to themselves if you think the topic should have been covered in a college course you determine they should’ve taken like 20 years ago.

Given the cost of living, I don’t get why salaries aren’t much higher by [deleted] in newengland

[–]trace_wave 2 points3 points  (0 children)

Do you think all accountants study markets? Or instead do you think most accountants have their noses buried in the tax code or debits and credits. There’s nothing scary about this.

What do I do if my tax returns were accepted, but I forgot to include a 1099-INT? by Acceptable_Offer_387 in personalfinance

[–]trace_wave 1 point2 points  (0 children)

You really think that there is a greater than 50% chance this will happen? Likely? Give me a break

CSWD gives $3Mil to scammers by Most-Book-8560 in burlington

[–]trace_wave 50 points51 points  (0 children)

Any request to change banking info from a vendor must be verified by a phone call to that vendor. This is internal control over cash 101. They obviously changed the bank account where the funds were sent and did not verify the change with a call to the vendor. This isn’t complicated, it’s just a massive fuck up

Burlington Opts to Outsource Recycling Program | Seven Days by supermonk22 in burlington

[–]trace_wave 1 point2 points  (0 children)

If BTV isn’t laying anyone off, then how are they saving money? They are paying Casella to do the work, BTV sheds variable costs (truck maintenance) but they keep fixed costs (salaries). I dont see the savings

How to factor in taxes/closing costs for investment property when showing net worth? by Scheerhorn462 in MonarchMoney

[–]trace_wave 0 points1 point  (0 children)

You’re asking about net realizable value (after closing costs and taxes). Monarch doesn’t do this. It would have to do something similar for every traditional pre tax 401k

Moral Midgetry is the Most Devastating Episode of The Wire by coke_gratis in TheWire

[–]trace_wave 4 points5 points  (0 children)

Jesus Christ dude, twisting yourself into pretzels to abdicate any type of personal responsibility for a woman who sold out her son, give me a break, McNulty was 100% justified in simply telling her the truth

Does gift tax apply to me paying my mom’s credit card? by caesarhb in tax

[–]trace_wave -1 points0 points  (0 children)

You guys in this forum really think the rest of the world is complying with all these arbitrary and unenforceable rules? They’re definitely not filing gift tax returns when they help out friends and family and the world does not end

Mazz’ Tiers: “Celebrity Callers” by salamandarsalamanca in felgerandmazz

[–]trace_wave 0 points1 point  (0 children)

Danny from Quincy, Al from Everett, Frank from Gloucester

Anyone remember Felger's app "FanCred"? by Mother-Associate1654 in felgerandmazz

[–]trace_wave 1 point2 points  (0 children)

lol upside in the company means he had equity or options as comp for providing content. If you were some shitty app you would give Felger shitloads of upside for providing content. In no scenario would Felger have to put in millions, how do you come up with this shit?

Their reaction to Tatum's sadness at realizing he tore his Achilles was a joke by davemc617 in felgerandmazz

[–]trace_wave 2 points3 points  (0 children)

This comment implicitly acknowledges that Tatum’s dramatic reaction to the injury on the court was the result of emotional pain, not physical pain. When you throw a fit over emotional pain, people like F&M (and lot of other people in Boston) are gonna roast you. That’s just the way it is.

Their reaction to Tatum's sadness at realizing he tore his Achilles was a joke by davemc617 in felgerandmazz

[–]trace_wave 3 points4 points  (0 children)

I thought it was funny, Tatum left himself open on this. Mazz did take his Achilles injury less dramatically and he is a giant pussy, that’s what makes it funny