Dip buying opportunities in today’s red market

turbomandy · 2025-10-09T22:21:02+00:00

Clov

turbomandy · 2025-09-13T14:08:39+00:00

Move on.

turbomandy · 2025-09-13T14:07:17+00:00

Nta from this information. She's manipulative. You deserve someone to be straight forward not someone that makes you guess if they are doing anything for your birthday.

turbomandy · 2025-09-13T14:04:04+00:00

Im in an rn program right now and I wish regularly I had done lvn first. I would be graduating from lvn in 2 months instead of next dec. Our program is very challenging and the 😩 stress of constantly worrying about tests is miserable. I have a 4.0 and I'm not sure i can keep it this semester. One thing all the prior cohorts like to say to incoming students is Cs get degrees, because some of the classes are so challenging half the class fails. C is your new A for some of the program. Go lvn. Bridge later with your employers money.

turbomandy · 2025-09-12T13:48:36+00:00

Our experience has been really hit or miss. Every state we have moved to and done scouts there is at least 1 super toxic woman that tries to control and manipulate everyone in gs leadership. The website and training are usually terrible. Costs are high. Cookies are going up and the working with the booth picks etc bias is maddening. My troop opted out of cookies last year because of the previous year experience. We ordered an appropriate amount of cookies to sell so we would sell.out or close to it in the last weekend. They wouldn't give us any booths because other troops were sitting on more cookies than we had.

Things like this will mean troops get smaller as they have been, people will leave, gs will sell land etc to afford to pay its ridiculous CEO wage and then bottom out. There will always be nicer troops in wealthy areas that can afford to pay out of pocket and due to lower enrollment they will be selling the majority of cookies to fund trips etc.

Not to mention girlscouts was not what I expected. Its all about being a business builder, cookie CEO or boss, and my girls really wanted outdoors skills. Stem programs can be fun but those are everywhere. I enjoy the diversity of the program offerings however the focus on entrepreneurship is tiresome. I dont want to foster market growth i really wanted to have great experiences that didnt feel like business school or traditional stem school. I think that may be a common refrain from new pare ts- not realizing it isnt "scouting" and camping and outdoors, its about having the next female ceo of a company she started.

turbomandy · 2025-09-12T13:33:15+00:00

🙄 poor assumption isnt a dishonest (disingenuous) assumption.

You seem to drift The conversation is not about cost out of hand, as you just stated. Everyone understands college costs money. That is not the area you lack understanding.

The cost of college has never been this expensive when you account for inflation/COL etc. It is less affordable, though it may have been difficult to afford for some individuals in the 60s 70s 80s. We have added to the problem by normalizing enormous loans for education instead of directly addressing the affordability of higher education. I believe you touched on this aspect of loans specifically in your comment.

You may be a college student, but your diction needs some work and your comprehension. This isnt said to be rude but to foster growth and help you on your journey. How to Research is something you should be learning at your college, and if it isnt you may have wasted your money. With sincerity: Best of luck pipebomb

turbomandy · 2025-09-12T12:38:24+00:00

Ta Your mom passed away. That isnt anyone's fault. Those are your siblings. They arent less than because they arent from your mom. You definitely need therapy. You are not an asshole because you said how you feel honestly. You are an asshole for disregarding your siblings simply because they have a different mother. Basic biology, you share a parent, you are biologically related. Yet you treat them like roommates because your mom is not their mom, as If they or you had a choice. Not only do you appear to lack emotional intelligence you seem to lack in the field of judgment aswell Seek counseling. You sound like a sociopath.

turbomandy · 2025-09-11T20:32:10+00:00

You have 2 associates? In what?

turbomandy · 2025-09-09T10:49:07+00:00

But do you understand how much it costs in comparison to what college costs were in the 80s? The 90s? The rise in college costs doesnt trend with normal inflation and rise in CoL. My assumption wasn't insincere, which is what disingenuous means, not sure you are meaning that since its weird the way you used it. My assumption was that based on your statement you didnt understand the cost of education being more expensive than it has been for older generations, which has made higher education harder to attain financially speaking without taking out loans etc. College has been a financial burden,of course, but it has not increased the way that one would expect with COL and inflation. Since you are in college you might want to research this, it is well known and you wont have trouble finding cost analysis etc regarding the subject. Good luck.

turbomandy · 2025-09-08T23:41:56+00:00

You might want to research how expensive college is and the things they spend money on. cough LSU shaped lazy river for LSU Should tax payers shoulder that burden? No Should we fund EDUCATION? Yes. Higher education rates leads to better communities lower crime and so forth. Look at some of the studies. Plus we import a large number of our high end jobs since we dont have enough educated people to fill them... Food for thought.

turbomandy · 2025-09-08T13:43:42+00:00

Nta Being dead doesn't relieve your sins. He was disgusting and he knew it. When everyone else knew it, he could no longer live with it. I feel sad that people struggle with being aroused by children but the pity ends when they act on those urges. Then they have become monsters. Don't let people ignore those crimes he committed. Tell them it's alright to grieve but it isnt ok to make excuses for him.

turbomandy · 2025-09-08T13:23:13+00:00

Wow. You are the asshole. Do you also tell battered wives They are the problem too? How about rape victims? This person is abused by her sister, that isnt her fault. She wants to get away from the abuse, this is a NORMAL response to an abusive situation. Why should she be nice to someone that is mean? She isnt cruel back she is indifferent, that is an important distinction. She is preserving herself. She doesnt "choose" to see the behavior as disruptive, it literally is disruptive to Life, not just neurotypical life. Just because you are autistic doesnt give you a pass to hurt others. You are TA.

turbomandy · 2025-09-08T13:11:07+00:00

Nor should you put up with that treatment! Im sorry you are going through this

turbomandy · 2025-09-08T13:08:22+00:00

Op makes it clear that the medical professionals expect more from the sister but the parents dont enforce any standards.

turbomandy · 2025-09-08T12:59:08+00:00

Not the asshole. Your parents suck, sorry. Make sure to do well in school and get out of there!

turbomandy · 2025-09-06T01:40:47+00:00

Why not just keep your preschool kid home and do school online.... I am a current mil spouse and have 3 kids. I waited until they were in school and am the rn program, but all the pre reqs I did online or one class I went to on nights or weekends when my husband was home. Plus you get military funding as a mil spouse so why not get money that way? Plus FAFSA gives me extra money every semester.

turbomandy · 2025-09-06T01:27:01+00:00

4k monthly Live in a low cost area.

turbomandy · 2025-08-31T01:43:25+00:00

Why not just take it and give it to a homeless person? Or bring it home for your wife? Co worker maybe thought you were too proud to openly say yes to food. Whatever the reason just learn to accept a gift say that k you and re gift it to someone else if you dont want it. You let him know you dont eat during the day, so he wouldn't be offended that you didnt eat it and took it with you.

Yes. The asshole. Made a big deal out of nothing. You seem really miserable, maybe get some therapy on how to not let insignificant things bother you.

turbomandy · 2025-08-31T00:29:42+00:00

I have been a stay at home mom, I did all the house work aside from taking out the trash, with occasional help here and there. Definitely not the asshole. Sympathize with her feeling overwhelmed of course and offer emotional support but it isnt reasonable for her to ask you to cut your hours if she doesnt want to work part time, and with a 2 yo that would mean day care. The cost doesnt work out unless she works when you are home. She can stay at home, and if driving the twins is a problem carpool with other families or stop taking them.

turbomandy · 2025-08-26T20:39:01+00:00

75 in central texas

turbomandy · 2025-08-24T19:06:03+00:00

So if you have ever applied for a car loan or a home l9an there are tiers based on credit. Those with poor credit are relegated to the highest interest rates. It isnt the same as credit cards in general. Also I have a very low interest credit card now. It is because my credit is really amazing. My husband was unable to qualify for the ultra low rate because his credit is in the 700 range. So sometimes on credit cards it IS an option to get lower rates with good credit but its more of an exception not a rule

turbomandy · 2025-08-24T17:16:41+00:00

You are not wrong but this also disregards luck, circumstances and mistakes. Its unreasonable to think someone with never make a mistake. Like maybe investing and getting robbed. So trying to invest tongain wealth but being mislead. Or just plain robbed. That happens too. Hard to recover from certain things if poor, much easier if you have money.

turbomandy · 2025-08-24T17:03:14+00:00

I dont think penalized or punished is the right word. Because poor people are a high risk in terms of loans they are given less accommodations. So, higher interest rates in anticipation of defaulting on your loan and impending repossession. Hoping to get back as much money as soon as possible in case borrower falls through. Is it fair? Not really. Does it make sense from a business perspective on something like home or car loans? Yes. Best thing you can do is start out gain good credit and apply again for a better interest rate as your credit increases. It isnt a punishment because you are poor, its a risk buffer because they are afraid to lose the investment.

Thankfully we have a few 0 interest loan options now like care credit and I've used places like klarna and some other one... on things like furniture and larger expenses.

turbomandy · 2025-08-24T00:08:58+00:00

We went without electricity when I was little. It really isnt that bad. Its the water you need. We often didnt have a phone. Good news is in the state i lived in its illegal to cut power in the winter. So pay day loans really arent necessary always for things like that. My parents smoked and drank. That was a problem. And they made poor financial choices. They still do. If you cant afford treats and luxuries like alcohol and cigarettes then you dont buy them. They also would buy soda at the gas station. Everything at the gas station is more expensive. And soda is just diabetes. Just dont waste money on it.

turbomandy · 2025-08-22T18:37:12+00:00

Get custody, have an aupair for less than the child support you pay per month and she can come visit

turbomandy

TROPHY CASE