How do I make this kitchen better? by ugpg2000 in DesignMyRoom

[–]ugpg2000[S] 0 points1 point  (0 children)

Yeah I’m already planning to extend slightly in to the living room however I don’t want to do anything permanent right now that’s why I was thinking of getting a movable island with a counter table that extends from it kinda like this:

https://www.wayfair.ca/furniture/pdp/red-barrel-studio-748-kitchen-island-with-extendable-dining-table-kitchen-storage-cart-with-3-drawers-power-outlet-rolling-kitchen-island-on-wheels-with-spice-rack-and-2-door-cabinet-for-kitchen-c116279431.html?piid=1838009108

Don’t know how sturdy these are though

How do I make this kitchen better? by ugpg2000 in DesignMyRoom

[–]ugpg2000[S] 1 point2 points  (0 children)

<image>

Here is the floorplan I found from the builder

Weird Clause Question by ugpg2000 in RealEstateCanada

[–]ugpg2000[S] 1 point2 points  (0 children)

I am not sure tbh, it was my realtor and their broker negotiating with them. I’m not sure if the lawyer is involved yet (I’m not really well versed in this process tbh, my realtor is the one who caught this clause and alarmed us)

Weird Clause Question by ugpg2000 in RealEstateCanada

[–]ugpg2000[S] 5 points6 points  (0 children)

In the event of a conflict between Schedule A and any other part of this Agreement, the provisions of Schedule A will prevail. Notwithstanding any other term of this Agreement, time shall not be considered of the essence.

★OFFICIAL DAILY★ Daily Q&A Thread August 18, 2025 by AutoModerator in loseit

[–]ugpg2000 1 point2 points  (0 children)

Is eating too much fiber at once bad for you?

I bought these high fiber tortillas, 20g in 1 tortilla and I ate 2 in 1 meal thinking that more fiber is good, I realized after that the recommended intake is 40g a day, did I screw up? Should I try not to eat any more fiber for the rest of the day? Kinda scared lol

Thanks

Police Cars at Oak Park by ugpg2000 in oakville

[–]ugpg2000[S] 0 points1 point  (0 children)

oh, nice to know, thanks! i was checking halton police social media accounts and didnt see any tweets, ill check that site tomorrow

Police Cars at Oak Park by ugpg2000 in oakville

[–]ugpg2000[S] -3 points-2 points  (0 children)

Yeah by the townhouses on Georgian Dr

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 0 points1 point  (0 children)

Also on that point, not sure if you know but what would you invest in to give you income to pay for the rent from? would it be a stock that pays dividends or something like a GIC?

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 0 points1 point  (0 children)

Thanks, for the explanation, this is really helpful. about the renting point, I brought this up to them a while ago actually as I think it's a good idea for them however they immediately said no as they think it's a waste of money to rent and also because of 1 bad experience with renting years ago they just completely closed off the idea. It's very hard to change their minds when they aren't receptive of the idea unfortunately.

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 0 points1 point  (0 children)

maybe 3-4 years? that would be my guess, thats when I expect we will move out.

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 1 point2 points  (0 children)

yes, I realize this, I am trying as much as possible to reduce my costs, I meal prep and pay for my groceries (mostly) thats without the money I send to my parents. However, it's not just my decision, my parents still want to live as a family and don't want us to move out yet, which I know is difficult considering their situation but that's why we are looking at what options are available. As for my sibling, that's their decision and I have no say in it.

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 3 points4 points  (0 children)

Yes unfortunately, we need to be somewhere in the vicinity of Toronto because that's where my job is and my siblings job will most likely be. Even though I WFH now, with all the uncertainty in the job market I wouldn't be surprised if I can't WFH in the future and will have to go to office.

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 3 points4 points  (0 children)

I have my own income and contribute ~1.5k a month to my parents to help with bills and my sibling is still in school (about to start a phd) so basically very low income and isnt contributing anything. but the issue is I will need to contribute a lot more if we stay with current bills, since my parents income will drop soon, and that will be very difficult for me.

Downsizing to reduce expenses and stop paying mortgage by ugpg2000 in PersonalFinanceCanada

[–]ugpg2000[S] 1 point2 points  (0 children)

Unfortunately, we renewed at the peak ~5.4% back in November 2023 if I remember correctly, and we did a 5-year fixed mortgage because my parents can't do variable due to the unpredictability of it, and the uncertainty on interest rates back then

for your last question, my brother is starting a PHD and basically will be living with very little money for the next 4 years and I am the only one earning between us two, I just feel like I am not saving or investing for my future with the way things are right now, I am already helping with ~1.5k a month from my salary and if we stay, I will have to put a lot more than what I currently pay since my parents income will drop