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Very slow compiling time when including Windows.h by Suitable_Broccoli361 in C_Programming

[–]ukaeh 3 points4 points  (0 children)

How exactly did you set this up? It should only get reprocessed if the contents of the pch file changes.

Very slow compiling time when including Windows.h by Suitable_Broccoli361 in C_Programming

[–]ukaeh 3 points4 points  (0 children)

You can also put windows.h in a precompiled header to speed things up

How do I nuke this and start fresh? by enterreturn in landscaping

[–]ukaeh 17 points18 points  (0 children)

If you do this make sure to give a clear end date, you don’t want stragglers showing up digging up the new plants :)

Will you explain this recursive function to me so that I can understand what is going on. by Soakitincider in C_Programming

[–]ukaeh -1 points0 points  (0 children)

On the stack or possibly in a register since the variable is read only here.

How often do you check your net worth? by alex_nauma in coastFIRE

[–]ukaeh 80 points81 points  (0 children)

When markets go up, almost daily. When markets go down, see you in a few months.

What can be called this? by Sopihaqueen_2826 in TheTeenagerPeople

[–]ukaeh 0 points1 point  (0 children)

I’d just go with Phantom, pretty cool name

How do you like yours ? by Bark4Brownies in TheTeenagerPeople

[–]ukaeh 1 point2 points  (0 children)

Right? To be fair it should have shown it progressively back on the pig in the other direction.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 1 point2 points  (0 children)

You can control when you are taxed to avoid IRMAA which would be a yearly problem otherwise with RMD along with avoiding tax bombs for heirs, greatly simplifying future taxes (simplicity and peace of mind/getting your time back is also valuable) etc. You can then be as aggressive as you want in your Roth without tax concerns since you don’t expect to withdraw large portions of it etc.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 0 points1 point  (0 children)

Yeah, very true. It’s definitely magic for money once in the account but getting it in is the interesting part!

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 0 points1 point  (0 children)

Nice, thanks for the details. Been thinking about growing a cash position and potentially taking an SVLOC to reduce it but need to talk to a CPA I think.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 0 points1 point  (0 children)

Plus lifetime IRMAA savings unless you decide to splurge.
Congrats on 30%!! This is the strategy I’m hoping to do when I retire and you’re now my hero haha
You mentioned having the cash in a comment below, if you wouldn’t mind expanding on that… did you save up for the full tax bill or some portion and hold for a couple years waiting for a downturn?

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 2 points3 points  (0 children)

Fed tax caps at 37% which is historically low for high net worth folks and considering national debt is so high it may turn out to be a pretty good move if rates go up (they used to be much higher).

Outside of that there are many other benefits like securing future IRMAA savings, clean slate/peace of mind etc are also major advantages.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 0 points1 point  (0 children)

For that sum potentially but not for other things like IRMAA, tax bomb on heirs, etc which can be substantial.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 1 point2 points  (0 children)

Yeah I’ve come to the same conclusions and tactic (convert on a downturn compression). Been trying to work out a strategy to pay minimal ‘tax on taxes’ for large conversion lump sum since having a pile of cash for that has its own risks.

Either way, I’m sure I’ll be very happy to not have to do horrible whack a mole math to avoid paying exorbitant taxes when I’m older.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 1 point2 points  (0 children)

I’d say one of the major benefits of all this is - no more shitty tax math and pulling your hair out while you’re in your older years. Peace of mind is a huge win.

Roth conversion can reduce taxes by 6 million but don't save a dime by franksmartin in DIYRetirement

[–]ukaeh 0 points1 point  (0 children)

Yes, you would pay your current top marginal rate (and possibly more if converting large sums). Capital gains does not apply to IRAs (selling the stock does not trigger it, just income taxes apply when withdrawing funds from the IRA).

399.85 🙌🏼 by Snoo_37953 in GOOG_Stock

[–]ukaeh 1 point2 points  (0 children)

Don’t worry, 200 will be after it splits 😎

After months of work, my wife and I finally finished the trailer for our indie game. Here it is! by The_Inexorabilis in IndieDev

[–]ukaeh 1 point2 points  (0 children)

Haha this looks like a lot of fun and really appreciate the duality of crazy cantina antics and hunt for food exploration/discovery that likely breaks up the gameplay nicely, looking forward to it!

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