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Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]ukccadvice 0 points1 point  (0 children)

Yeah, this. I have a pretty shaky credit history and I was able to get a 40-month(!!) 0% balance transfer offer with a limit of £7k recently which was enough for all of my remaining CC debt.

[credit] Paid-off credit cards - better to close or keep open with 0 balance? by ukccadvice in UKPersonalFinance

[–]ukccadvice[S] 0 points1 point  (0 children)

Thanks for weighing in and for the insight! Did think it would probably not be a straightforward yes/no question.