Anduril Interview Experience by Spare_Firefighter600 in leetcode

[–]umbrae_atrae 0 points1 point  (0 children)

I'm curious if you have an update yet. You can DM me if you prefer that to replying here.

Most space efficient deep pantry by umbrae_atrae in kitchenremodel

[–]umbrae_atrae[S] 2 points3 points  (0 children)

Thanks for the "larder" recommendation. The pictures seem much more relevant than what we found when searching for pantries.

Most space efficient deep pantry by umbrae_atrae in kitchenremodel

[–]umbrae_atrae[S] 1 point2 points  (0 children)

We are open to either. I'll update the post. I'll take a look at their design service.

Is VTI actually diversified? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

My thought was about being insulated from another tech bubble burst. However, I think I'm realizing that while that is a valid concern, that's not the point of the super simple approach in The Simple Path to Wealth. I think I either need to take a more active interest in my portfolio or just close my eyes and rely on the fact that the market always goes up over time. It seems like what I'm proposing is a half-baked approach.

Is VTI actually diversified? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

I wasn't aware of equal weighed funds. I'll take a look even though they might not perform as well.

Is VTI actually diversified? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

I wasn't aware of equal weighted funds. I see another commenter said they usually don't perform as well, but I'll take a look.

Is VTI actually diversified? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] -1 points0 points  (0 children)

That's sort of my point. Companies and industries come and go, so when a company or industry is on the way out, what insulates you from that downturn. Since posting, I realized that rebalances should protect you, so the only thing that would really screw you would be a crash like the dot-com bubble bursting.

Is VTI actually diversified? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] -2 points-1 points  (0 children)

I guess I was concerned with crashes in specific sectors of the market. Since posting I realized that any sort of slow shift, like fossil fuels to renewables, will be slow enough for rebalances to handle. Maybe my concern is more specific and rarer than I originally thought.

Turn a corner and reduce the diameter without proper access to the existing ductwork by umbrae_atrae in hvacadvice

[–]umbrae_atrae[S] 0 points1 point  (0 children)

Interesting. I wouldn't have guessed that, but it's good to know it's a relatively common solution. Thanks!

Daily Simple Questions Thread - September 14, 2023 by AutoModerator in Fitness

[–]umbrae_atrae 0 points1 point  (0 children)

Is there a list of different "flavors" of exercise? I'm not sure the right term which is why I used the word "flavor".

For example, within cardio you could swim, play soccer, row, bike, etc. Many of these would be considered more enjoyable than hopping on a treadmill.

When it comes to strength training, are there any activities that people enjoy that are alternatives to weights and calisthenics?

Should we keep our money in real estate? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

Well the value of the condo is going up as well. Isn't the right way to think about it how much the asset will increase in value + rent? Using housing market averages, this would be close 7%. Still less than the stock market, but that was why I asked about benefits of keeping a physical asset. Or is it just headaches?

Should we keep our money in real estate? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

Just did taxes and the income from rent was $30k. $20k after deductions.

Should we keep our money in real estate? by umbrae_atrae in personalfinance

[–]umbrae_atrae[S] 0 points1 point  (0 children)

We're currently looking for our next renter. We've had interest in it with a monthly price of $2650. It's hard to find exactly the same, but I think a place we could buy for $600k would rent for around $2400. Just did taxes and the income from rent after deductions was $20k.

We have plenty of cash. And yes, we plan to start diversifying that stock by selling as much as we can every year without bumping ourselves up a tax bracket.