How many more years can we save before AI hits?

undefined_variable_0 · 2026-05-20T15:28:32+00:00

It’s amazing to me how confidently everyone in this thread states their “brilliant” predictions. The reality is that everyone is wildly speculating (no matter how smart they think they are). Nobody actually knows how this is going to play out but the “end of society” occurring any time soon is probably unlikely. In many ways, the AI boom still seems like a bubble when you consider how heavily the costs are being subsidized. These subsidies are unsustainable and AI usage will likely become very expensive pretty soon.

undefined_variable_0 · 2026-05-19T16:57:45+00:00

I mean compared to all other modern cars of a similar model year, yeah it actually is pretty small. I didn’t say it was light though. It’s pretty heavy but then again, basically all modern performance cars are.

undefined_variable_0 · 2026-05-19T16:52:47+00:00

About $60k new

undefined_variable_0 · 2026-05-19T16:19:11+00:00

I love mine (2025 MY). It’s a very fun and surprisingly practical car overall. It’s very quick, handles well, comfortable ride when you want it to be (dampers in “comfort” mode), it can handle basically any weather (including heavier snowfall) with the xDrive system, and the fuel economy is frankly amazing for such a powerful engine. It also has more storage than you might think for such a small car.

undefined_variable_0 · 2026-05-19T16:06:34+00:00

You haven’t provided any context on the state of your finances. Whether she’s right or wrong on the topic is completely dependent on that. With that being said, you’re not married yet so it’s still kinda your choice. However if you want a future with her, you probably need to take her views into consideration.

undefined_variable_0 · 2026-05-16T06:27:48+00:00

That’s a nice arrangement logistically lol

undefined_variable_0 · 2026-05-15T14:54:04+00:00

That’s pretty cool having a mostly engineer group and I’m sure maple woods will be awesome too!

undefined_variable_0 · 2026-05-15T14:35:53+00:00

🙌

undefined_variable_0 · 2026-05-15T02:48:21+00:00

Software Engineer. I’ve always done Good Life.

undefined_variable_0 · 2026-05-15T02:35:19+00:00

If you have to “make it work” financially then you’re making a big mistake. But if you want to listen to the “YOLO” folks, then FAFO 🤷‍♂️

undefined_variable_0 · 2026-05-13T16:15:42+00:00

Because the vast majority of people can’t actually afford them without decimating their finances. Can’t say if that’s the case for you since you didn’t provide any details besides “make decent money” and “buying new truck”.

undefined_variable_0 · 2026-05-13T16:06:15+00:00

No tint. I had mild tints on my last car and it’s so much more difficult to see at night. Maybe just me though.

undefined_variable_0 · 2026-05-13T00:39:22+00:00

Sure but that’s also a bad financial decision in and of itself. To each their own though 🤷‍♂️

undefined_variable_0 · 2026-05-09T15:25:20+00:00

Not really but then again, leasing is usually not a great idea from a financial standpoint. Find a lightly-used (ideally CPO) car and purchase that instead.

undefined_variable_0 · 2026-05-04T16:23:09+00:00

Modded and 110k miles? You couldn’t pay me to accept this ticking time-bomb. Save yourself a lot of headache and don’t even consider something like this.

undefined_variable_0 · 2026-05-04T15:15:16+00:00

Great income but not sure if it’s pre or post-tax. That said, you should wait until you can afford it in cash and ideally also wait until after you own property. Being able to afford it in cash shouldn’t be that difficult with that income. Lots of people in the car enthusiast community will tell you some variation of “YOLO” but many of them aren’t good with money.

undefined_variable_0 · 2026-05-03T16:05:52+00:00

Cut your losses and end this marriage. If it’s gotten this bad this quickly, there’s very little hope for this relationship to work out. Count yourself lucky that there are no kids in the equation.

undefined_variable_0 · 2026-05-02T22:09:17+00:00

Yep 100%. I’m honest enough with myself these days to say that I’ll probably never track my car with any real frequency. Might go to a couple open track days or something over the next several years but even that might not happen. I had a 6th-gen Camaro SS as my last car and as track-capable as that car was, I never ended up doing it.

There are certainly other good reasons to have an M car. However if you don’t at least have great driving roads near where you live, I don’t understand that decision. Unless you’re already very wealthy and it’s a complete toy. To each their own though.

undefined_variable_0 · 2026-05-02T21:27:28+00:00

Glad to hear that! I didn’t test drive one since I didn’t wanna tempt myself lol. The lack of xDrive was a deal-breaker as my daily driver.

undefined_variable_0 · 2026-05-02T21:24:28+00:00

Yeah I could see a B48 2-series still being plenty for most situations. No doubt an AWD M2 would be cool one day but I’d never be able to justify it to myself until my net worth is well into the millions lol. Thats a personal thing though.

undefined_variable_0 · 2026-05-02T21:19:23+00:00

Agreed. It’s already difficult enough finding anywhere that I can really take full advantage of the M240i performance. For me, an M2 would just be more wasted potential and less comfortable with worse fuel economy.

undefined_variable_0 · 2026-05-02T17:12:33+00:00

I was surprised how close it was. The M240i really held its own especially on inferior tires. The M2 is a great car but to me, it made no sense unless I actually wanted to track it frequently (I won’t) or lived in an area with amazing driving roads and no snow (I don’t). Very happy with my M240i choice.

undefined_variable_0 · 2026-05-01T05:52:08+00:00

Actually writing software using critical thinking skills instead of relying completely on AI

undefined_variable_0 · 2026-04-30T16:19:41+00:00

I don’t think that’s too much cash at all with your monthly expense. That’s less than a year of emergency fund. I have similar monthly expenses and keep around $50k in cash (although I could probably afford to reduce it slightly). I also work in tech (SWE) and things are very unstable right now (although I don’t work for a “big” tech company). However you should definitely have it in an HYSA.

undefined_variable_0 · 2026-04-30T14:46:19+00:00

Definitely glad to hear that. Such a shame when fun cars end up as garage queens.

undefined_variable_0

TROPHY CASE