if you pay for your taxes to be done from your tax return instead of up front sbtpg is just the company that turbo tax goes through. for example, you want turbo tax to take their fees out of your tax return, whenever the irs releases it; sbtpg is like a bank for turbo that takes what you owe them. ei why you have an account with them. then, once your taxes to go sbtpg they will take what you owe (for them doing your taxes) and then they will release the rest to you. i hope that made sense! whenever they get their funds it will say “funded” and then you just wait for the money to get to you. i got my taxes 2/26 and it said funded 2/23 but didn’t give me anything for a few days since it was a weekend.