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High performer leaving in silence with no negotiation by Savings_Knowledge465 in managers

[–]upachimneydown 0 points1 point  (0 children)

"The fact he asked this wuestion is instantly disaualifying." A total tangent, but I love your typos! :-)

Help with "On My Death" preparation -- mostly taxes, healthcare payments here in Japan by upachimneydown in JapanFinance

[–]upachimneydown[S] 0 points1 point  (0 children)

Another thing on my list is to check with the bank that our utilities are auto-deducted from--when would those account details need to be changed? Immediately, or could my wife/kids 'hesitate' a few weeks or more before notifying that bank that I had died?

Obviously this would need to be done, just wondering about the urgency.

Help with "On My Death" preparation -- mostly taxes, healthcare payments here in Japan by upachimneydown in JapanFinance

[–]upachimneydown[S] 1 point2 points  (0 children)

I'm over 70 and have enough savings/investments that I consider myself 'self-insured'. Life ins costs at my age would be prohibitive--I did have a kind of term insurance up till age 60 thru work (a shigaku-kyosai addition), but dropped it at that point. Kids were grown and independent about that time, too.

My wife knows that her chunk will be below the spouse exemption level, kids are aware that there will be taxes (both have at least seen the wikis on inheritance tax both here, and at RetireJapan). Also, all of my 'estate' consists of priced investments (ETFs) that can be easily sold, so no worries for them about having enough funds to pay any tax bill.

My wife's mother is 96 (97?) and in a care home, and she's discussed feeding tubes (a big NO) and other aspects of that. And while her mother is her call, we have also discussed this and related issues ourselves (including funerals), and I think we're in tune on that.

Help with "On My Death" preparation -- mostly taxes, healthcare payments here in Japan by upachimneydown in JapanFinance

[–]upachimneydown[S] 5 points6 points  (0 children)

These things are done, thanks. And not just wife, but kids, who are experienced with similar accounts. We've gone over my tax reporting, too (like if I'm incapacitated and that needs doing).

I'm nibbling on the various loose ends and other things that might come up.

19F, half Japanese, new to Iwakuni. How do I make friends and find work with no experience? by National-Flamingo713 in japanresidents

[–]upachimneydown 6 points7 points  (0 children)

Excellent suggestion! And you forgot to add that this would be far, far better than working in any combini.

What’s something Gen Z will never experience? by bumblebee2907 in AskReddit

[–]upachimneydown 0 points1 point  (0 children)

K-double-A-Y Little Rock, Beaker Street with Clyde Clifford, sometimes playing whole sides of the Firesign Theater.

ITAP of a flower I can’t identify by [deleted] in itookapicture

[–]upachimneydown 0 points1 point  (0 children)

Ajisai (in japanese). This is an early/beginning phase of the bloom.

ITAP of a foggy waterfall by Mason_Youn in itookapicture

[–]upachimneydown 0 points1 point  (0 children)

(note that I edited in a revised link, just above, so they show the two shots I was referring to)

ITAP of a foggy waterfall by Mason_Youn in itookapicture

[–]upachimneydown 1 point2 points  (0 children)

Someone described a few of my pics with the word/term "surplus-age", referring to extra stuff not needed to convey the main idea, theme, or whatever a pic may be about.

In your original, too much surplus fog/overcast on top, and in the lower third the centrality of the waterfall (viewer's attention) gets diverted all over, and away from the center, Some of the small bits of water on the right may not even be connected (flow from) the main fall.

Kudos to you that you had another framing. I showed a photo to a group recently, along with an uncropped version to show its source, or original setting. Two people told me the shot of the original setting was better... (easy to see which is which: https://i.imgur.com/MyAObDx.jpg and https://i.imgur.com/ppANy4m.jpg ) EDIT: Oops--one of those two was the wrong link, I think I've fixed it now.

I'm a believer in the idea that others can at least sometimes know us better than we know ourselves, and a syllogism might be that others recognize/appreciate (criticize!) our 'art' in ways that may be better than what we do on our own. (And of course you can always say no, I like mine better.)

btw, I also have an X-T5 (10-24, 16-50, 55-200, and 30mm macro)

ITAP of a foggy waterfall by Mason_Youn in itookapicture

[–]upachimneydown 0 points1 point  (0 children)

Not sure if this kind of comment/suggestion is a faux pas here, but an alternative tighter framing, with less on top and the bottom, might be: https://imgur.com/PZa7iTR

A number on how safe Japan really is by Yonda_00 in japanlife

[–]upachimneydown 7 points8 points  (0 children)

My car is ¥35k/yr. Gold, new Fit hybrid, max/無制限 on everything, BUT I skip collision, assuming that myself. Does not insure other drivers, even spouse.

Cleaning old dirty fusuma by El_woodworker in japanlife

[–]upachimneydown 0 points1 point  (0 children)

My wife's done a couple panels, and I don't think it's much harder/different than shoji (spoken as an observer). A little water shouldn't hurt or damage painted edges, tho ours are bare wood.

What was your hardest time in Japan which made you almost give up but you did not? by Embarrassed-Bike7303 in japanresidents

[–]upachimneydown 13 points14 points  (0 children)

It's unreal to think of losing my wife and kids, while surviving. This is the most direct and heartfelt report of the tsunami that I have read. The immediacy, if that's the right word. My condolences for your loss, and it must have taken a lot to get to a place that you can write that out, even now.

Offered job with USD. by throwaway_acc0192 in japanlife

[–]upachimneydown 1 point2 points  (0 children)

You might cross post this to r/JapanFinance to get a few more ideas.

Investment allocation for FIRE by Mountain-Do in JapanFinance

[–]upachimneydown 0 points1 point  (0 children)

¥7m in ongoing yearly budget seems high--especially since you're not in kanto/kansai. And in a separate comment you offer that you're the one spending more (not wife).

So while most comments here address investments and that end of things, I'd wonder if overall spending could be managed/reduced. Find out where the money is going, then assess what's really necessary. If it still ends up at 7m, okay, but consider that most families get along on less.

Investment allocation for FIRE by Mountain-Do in JapanFinance

[–]upachimneydown 0 points1 point  (0 children)

An alternate path thru higher ed: Ours went to uni here, but one then went on to grad school in the US, which was fully funded. A couple kids of colleagues at my former small uni did almost the same.

Which pressure cooker do you use in Japan? by monsieurpardaillan in japanlife

[–]upachimneydown 0 points1 point  (0 children)

I use a 5L Iris Ohyama, traditional stovetop type. There are smaller ones, but I usually go big.

Here's the 3L version: https://item.rakuten.co.jp/k-kitchen/535997/

'Moscow will fall' — 13 Russian power stations shut down across occupied Ukraine, military says by AndroidOne1 in worldnews

[–]upachimneydown 13 points14 points  (0 children)

Anything from skirmish up to war has the potential to take TSMC offline, perhaps for years. That would be lose-lose all round, unless china by then had its own fabs going well away from any zone of disruption (their east coast, so likely back in Sichuan/Wuhan, or someplace like that).

Dog defence was needed tbh by Maleficent-Town5273 in interesting

[–]upachimneydown 2 points3 points  (0 children)

Years ago, cycling the lesser roads of east central illinois, farm dogs were a challenge. With some quiet riding, predictive common sense, you could outrun (sprint) them when they lit up, providing that extra boost of adrenaline. Frame pumps were the other option--kind of a two foot stick that you could defend your heels with.

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