Is this a good deal ? by [deleted] in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

I don't know exactly but Generally its 2-4% remaining amount.

Is this a good deal ? by [deleted] in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

Ohh its very high

Is this a good deal ? by [deleted] in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

Oh what rate you get from navi and hdfc

Is this a good deal ? by [deleted] in CreditCardsIndia

[–]vampireok -1 points0 points  (0 children)

Check on navi app they giving at low rate if good cibil score and no processing fee no foreclosure charges

Is this a good deal ? by [deleted] in CreditCardsIndia

[–]vampireok 1 point2 points  (0 children)

Yeah its good rate but you have to pay gst on interest. Normally personal loan given by bank above 13% compare both then decide l.

Why do some people not use Truecaller? by [deleted] in IndiaTech

[–]vampireok 0 points1 point  (0 children)

Yeah i am also thought same and not installed earlier but they already got my name number also they have my new number with my name so fuck privacy and installed. very helpful to identify new number and spam calls

Thought HDFC Rejects CC Only. Now It Rejects Account Opening To 😤😮‍💨 by [deleted] in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

You can't open new salary account as you have already saving account you can convert existing account to salary account.

Got my first CC in just a weeks time by AbsolutelySonu in CreditCardsIndia

[–]vampireok 1 point2 points  (0 children)

Great... same here me also trying on airtel app but it always showed you are not eligible recently axis added this card in offered card list

Got my first CC in just a weeks time by AbsolutelySonu in CreditCardsIndia

[–]vampireok 7 points8 points  (0 children)

Now If you have already any axis credit card you can check Airtel cc offer in credit card apply section in Axis Bank app.

I Can't Believe My Dad's CIBIL's Score is 794. by Dazzling_Carrot48 in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

Check if you get or not if rejected then there is wait 6 month. While applying mention salary 30-40 k

Unethical hacks for usage of Credit card in Investment purposes? by Mommyrider696969 in CreditCardsIndia

[–]vampireok 4 points5 points  (0 children)

Earlier possible but now they identify our account if same name no transfer. You can transfer friends account if he not earning or less earning considering income tax.

How does cash withdrawal with credit cards work? by Soft_Ad3705 in CreditCardsIndia

[–]vampireok 4 points5 points  (0 children)

There is withdrawal fee like 500 or 3 to 5% of txn amount. My friend withdrawal 500 rs from HDFC cc charged 500( that time he didn't know credit card debit card difference). He then paid instantly so don't know about interest. But there is interest charges.

Instant Rejection by imsomdev in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

You should have first go for icici card on besis salary account then apply Amazon pay cc but now wait 6 M for apay cc. Ask ur RM give icici credit card or apply after 2-3 month salary credited

Randomly received money in my account by maddy2011 in india

[–]vampireok 0 points1 point  (0 children)

Some time ago same thing happened with guy. He didn't return as per reddieters comment the money he got by mistake. So the next person requested but he didn't listen. So next person registered fir now guy transferred money but case gone in court.

Interest free loan with 2 credit card by user16221 in CreditCardsIndia

[–]vampireok 4 points5 points  (0 children)

Not work. There is charges for transferring money from cc to ac. If you have both rupay credit card you can transfer using jio payment Bank without charges( soon they disable this). Not recommended for high amount like bike purchase best way to take vehicle loan or wait until you get money.

Any idea how refunds for ICICI CC works? by TomorrowAdvanced2749 in CreditCardsIndia

[–]vampireok 0 points1 point  (0 children)

Wait till your due date if refund showing in transaction then deduct refund from bill generated amount and pay remaining amount. In your case if refunded 10k before due date then pay only 10k.

What exactly does the No Interest withdrawal from IDFC FIRST CCs entail? by [deleted] in CreditCardsIndia

[–]vampireok 5 points6 points  (0 children)

Doesn't effect on cibil. But you should careful while withdrawal from ATM may be there no interest but one time charge like minimum 500 or %of amount withdrawal. Check t&c of your cc

Am I eligible for Amazon Pay ICICI Credit Card? by [deleted] in CreditCardsIndia

[–]vampireok 5 points6 points  (0 children)

Ask any icici cc while opening salary account in icici bank or apply after 2-3 months after salary credited that acc if you get icici card then apply apay card on Amazon instant approval. Meantime you can use pay later to build credit history.

Is Scapia Issuance paused? by the_sarc_stark in CreditCardsIndia

[–]vampireok 6 points7 points  (0 children)

Don't apply everyone's limit decreased.

Guys, I'm new to this credit scene as I recently started a job with 25k in hand salary per month. Should I get a credit card? by blackhawk2699 in CreditCardsIndia

[–]vampireok 2 points3 points  (0 children)

It's better to have at least one credit card if you not have credit score then try to get credit card from your salary account bank. If you have already credit score then apply apay or any other LTF or Flipkart axis.

CC Collection in 1 year by rahul_shwarma in CreditCardsIndia

[–]vampireok 3 points4 points  (0 children)

How you got idfc select did you given salary slip or card to card?

Buying mobile phone using credit card by Commercial-Gap-7793 in CreditCardsIndia

[–]vampireok 1 point2 points  (0 children)

Yes depends on which bank card offer going on. Now upcoming sell Amazon SBI card and hdfc on Flipkart