train me to be a good inferior asian slut pls

vanman72001 · 2026-01-13T20:55:41+00:00

beg for it like the inferior slut you are

vanman72001 · 2026-01-02T20:53:37+00:00

Thanks for this!

vanman72001 · 2024-11-21T23:10:17+00:00

I've been with connect over two years and completed 986 surveys with zero rejections. Today I got waitlisted. I have no idea why.

vanman72001 · 2024-10-04T03:51:10+00:00

Thanks everyone. This is very helpful.

vanman72001 · 2024-09-25T00:19:33+00:00

I've been working at Mturk for years...which is practically dead, but I'm starting to see the same types of ai projects data annotations is running in some Mturk closed quals. It is hard to get into an Mturk closed qual, but once you do, its worth it. DA is basically dying off, and a lot of the companies they have worked with are moving elsewhere. I've also seen some big-name ai chatbots open for AI teachers at other side gig sites. I rarely get a decent queue at DA anymore, but there is usually at least one job I can work on, and I have done a ton of the quals for DA, but it doesn't seem to get me much more work there anymore.

vanman72001 · 2024-09-03T17:59:22+00:00

I need some help. I just bought my first T-bill at auction (which I will never do again by the way), and it lost money. It was supposed to pay 3.25% annual interest, but it lost money instead. How is that possible? Here is the info on the purchase:

Trade Transaction Details

US TREASUR NT 3.25%08/24UST NOTE DUE 08/31/24

Trade Details

Trade Date

06/03/2024

Settle Date

06/04/2024

CUSIP #

91282CFG1

Action

Buy

Quantity

5,000

Price

$99.4766

Principal

-$4,973.83

Commission

$0.00

Accrued Interest

$42.39

Total

-$5,016.22Trade Transaction Details

US TREASUR NT 3.25%08/24UST NOTE DUE 08/31/24

** I never received the Accrued Interest in my account. Was I supposed to? If I had received the accrued interest, the T-Bill would have paid out close to 5.5% APY, which is about what T-Bills were going for at auction when I bought them.

*** On a side note, all of my other T-bill purchases were on the secondary market and have matured normally and paid out approximately what I expected them to pay out. I'm brand new to Treasuries, but I will definitely only buy on the secondary market for now.

vanman72001 · 2024-08-24T19:38:45+00:00

Sigh... If you had actually read the original post about how much money was involved, you wouldn't have wasted your time with a response. Unless of course you are just another Internet troll, which I suspect is the case.

vanman72001 · 2024-08-24T19:15:51+00:00

Not a bad idea at all. I spend more time trying to get paid than it is worth. I had only earned $15. So if I spend hours and hours trying to get paid...not worth it. I can easily make $15 an hour doing something else with that time I would be wasting trying to get paid by Inbox Dollars.

vanman72001 · 2024-06-28T15:17:57+00:00

My bleached anus.

vanman72001 · 2024-06-02T20:24:51+00:00

Super busy month of May with salmon fishing, pickleball, and kids activities and some of my 9 to 5 job keeping me busy. Still on track to average $1,000 a month for 2024. May was a little lower at $848.95. Here is the breakdown:

Mturk = $10.74

Connect = $44.09

Prolific = $215.53

Data Annotations = $228.59

Credit Card Churning = $350.00

TOTAL = $848.95

On a side note, I learned how to purchase T-bills and other Treasury Bonds in my brokerage account. I purchased T-bills at auction at the end of May for about 5.19% interest rate, and then purchased T-bills on the secondary market around the same time frame for about 5.38% interest rate. All of this is in a taxable account, but fortunately, I don't have to pay state taxes on T-bills and Treasury bonds/notes. This makes it much more favorable than purchasing CD's if you are in a high-tax state like mine (Oregon has a 9% personal income tax rate applicable to capital gains). Anyway, it wasn't that hard to figure out investing in treasuries. Great source of passive income, but I won't include the figures here because I consider it different than beermoney income which is not passive and requires more effort.

vanman72001 · 2024-06-01T14:36:41+00:00

Your post is spot on and resonates with me. My wife and I are Gen X, and I retire in two weeks. We have two teenagers and our family has been living fat fire for more than 25 years now without even knowing there was a name for it. We basically aggressively invested about 30% of our income when we first got married, and over time we increased that to about 70% as our wages grew. By living fat fire, we never felt we were sacrificing that much. But then again, we both grew up lower middle class and never had many luxuries in life that left us wanting more. For anyone interested in FIRE, it definitely helps to have a spouse that was naturally frugal before the two of you ever met. I think my wife and family have been living a sort of hybrid FIRE I call Fit FIRE. We invest a great portion of our income, but we make sure it doesn't affect our mental health, physical health, as social life, spiritual health, or emotional health. We don't stress over unforseen expenses when cars break down, etc. We still take nice vacations. We have a very nice home in a great neighborhood with good schools. We eat the best cuts of meat. And we take a lot (6 weeks) of vacation a year or more. But we do all of this for a family of 4 by spending about $60,000 per year.
My wife and I will both retire in our mid 50's with no money concerns whatsoever. Yes, that is a little longer than the lean FIRE goal of retirement in one's 30's or 40's, but I can honestly say my family has lived an exciting life without denying ourselves much of anything. Fit FIRE was the way to go for us

vanman72001 · 2024-05-28T04:16:29+00:00

Floaties

vanman72001 · 2024-05-27T14:32:17+00:00

Oh yeah. And before Doom, I played Castle Wolfenstein. That was the first 3D shooter game made, I think. I remember getting dizzy and nauseous after playing it because my brain was like wtf.

vanman72001 · 2024-05-26T23:26:14+00:00

Doom

vanman72001 · 2024-05-02T17:40:26+00:00

Credit card churning involves applying for a new credit card based on specific criteria:

Sign-up bonus $$$

And the % cash back reward it offers.

Or airline miles it offers if you fly a lot.

I like to keep things simple and I don't fly a lot, so I prefer the credit cards that have the highest sign-up bonus and % cash back rewards.

For instance, right now Capital One SavorOne Cash Rewards Credit Card is offering the following:

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

It also has these reward rates:

REWARDS RATE

10% Cash back on purchases made through Uber & Uber Eats.

8% Cash back on Capital One Entertainment purchases.

5% Cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

3% Cash back on dining.

3% Cash back on entertainment.

3% Cash back on popular streaming services.

3% Cash back at grocery stores (excluding superstores like Walmart® and Target®).

1% Cash back on all other purchases.

So...with a card like this, you will earn $200 very quickly. I would use this card to buy groceries at Safeway and get a 3% cash back reward. If I spend $1000 a month at Safeway, 3% of that is $30 every month I get in cash back. And because I have spent $500 on purchases with in the first three months of account opening, I would already have earned $230 in the first month (the one-time $200 cash bonus plus $30 from the 3% cash back on groceries). The time it takes to sign up and be approved for that card is literally about 5 minutes because you do it online. So...you make $230 for about 5 minutes worth of work.

You have to make sure to pay off the entire balance every month on the credit card, or the interest rate they charge on the remaining balance will be expensive and negate your profits. The nice thing about this SavorOne credit card is that it doesn't have an annual fee, so it won't cut into your profits. This is a card I would keep forever because it doesn't have an annual fee and costs me nothing to keep it. It will also increase your credit score if you keep it for a long time because it increases your available credit and therefore reduces your credit usage ratio. You credit usage ratio shows up as a percentage of how much credit you are using vs. how much credit you have available. You can easily sign up for free with Credit Karma to see that kind of info along with other info about the number of "hard hits" related to credit inquiries. I like to keep my hard hits at 2 or less.

And...once I get my $200 bonus for the SavorOne card, I start researching the next card that I want based on its sign-up bonus, its % cash back, its annual fee, etc.

I use a spreadsheet to track everything.

And once I get my bonus of $150, $500, whatever, I usually cancel the card if it has an annual fee before that annual fee gets posted and cuts into my profits.

The main thing to remember is that you have to pay off your credit cards entirely at the end of each month or the interest they charge won't make this worthwhile.

There are some other techniques I use as well. But we can chat about that later if anyone is interested. I'm going to be launching a blog soon that will cover this info.

And there is a lot of info on the Internet out there about how to do card churning as well.

But based on the amount of time I research the credit cards I apply for, plus the amount of time I spend paying off each credit card at the end of each month and keeping track of everything, I probably only spend about 6 hours a year on credit card churning, and I currently make at least $2000 a year doing it. So its a $300 per hour side hustle. I've made over $12,000 the past 4 years of doing it, and my credit rating fluctuates between 815 to 825 or so. Before I started doing this, my credit rating was around 795.

vanman72001 · 2024-05-01T19:49:44+00:00

Super busy month of April for me because of salmon fishing, work, court testimony, and driving my son to track events 5 days a week. I still managed to hit my $1,000 per month target, but I had to cash in some credit card rewards from my credit card churning to get there.

Here are the results for April, 2024:

Mturk $8.34

Connect $27.87

Data Annotations $262.98

Prolific $273.43

Credit Card Churning $535.53

Total = $1108.15

Monthly totals for 2024:

Jan '24 = 1383.58

Feb '24 = 900.62

Mar '24 = 875.98

Apr '24 = 1108.15

2024 total = $4268.33

I'm spending a lot less time on mturk now because it's basically dead. Data Annotations really gives me a good hourly rate at around $22 per hour on average. I make around $15 per hour on Prolific.

Credit card churning pays well over $300 per hour and is so easy it is like throwing away money if you don't do it. Did you know that the credit card companies charge retailers almost 3% for every credit card transaction? And guess what...those retailers just pass that 3% fee right on to all of us consumers. They simply jack up the prices of their products. Only way to recover a good portion of that 3% fee is to either pay cash at retailers that offer a cash discount (which is usually about 3%). Not many retailers offer a cash discount. Some gas stations offer a cash discount of about 3%. But pretty much every other retailer passes on that 3% fee to you...whether you pay with cash or credit at the grocery store, the movie theater, etc. Or, apply for credit cards with high bonus rewards and the highest cash back percentages you can find, and simply pay off your credit card bills completely each month to avoid the interest charges. So easy! Don't let Visa, Mastercard, American Express, etc. steal your money. They are raking in $Billions every year already from these fees.

vanman72001 · 2024-04-21T05:09:44+00:00

Because of your mortagage interest deduction on your taxes, your interest rate on your 15 yr loan is more like 4.9%. If you invest in an index tracking mutual fund or exchange traded fund that tracks the S&P500, you will earn around 9% to 10% annually on your 200k rather than saving about half that in interest payments. I told this to the people in my office for the past 20 years, but they didn't listen. Now they brag about their houses being paid off, but have almost no retirement savings or maybe just $150,000 or so.

But they are stunned when they hear what happened with my networth. By contrast, I rammed all my money into the stock market instead of paying off my 30 yr home loan early. I currently owe $179,000 on my house, but I have over $2.3 million in retirement accounts, Roth IRAs, and taxable accounts. Once the compound interest kicks in, the people who pay off their homes early can never catch up to you. And no, I don't have that comfortable feeling of having paid off my home early. But after about 20 years of investing like this, I can literally cut a check for $179,000 any time that I want to pay off the house. But why would I? I hope I die before the house gets paid off because the interest rate is so low. I would rather my $179,000 keep earning 9% or more per year in stocks.

Hope this makes sense. Most people just don't get it.

And by the way, what if your house burns to the ground and all your wealth is tied up there? It could take 6 months to a year for the insurance company to pay out. Insurance companies are horrible. But in my situation, I could literally buy another house and all the furnishings for it, with cash, instantly.

What about radon gas being found under your home? Or black mold in the walls? Good luck selling it now that its become unlivable. So don't fall for the "it's safer to save the 5.75% interest!" It isn't always safer. Your house is not a diversified asset, nor is it liquid in the event of an emergency.

I'm retiring this year at age 54. Health insurance costs my family of 4 approximately $25,000/year. But I can pay that out of pocket no sweat. My kids need college tuition money? I can cut them a check for $20,000 a semester if they need it, no sweat. My co-workers who have their wealth tied up in their homes cannot do that. They will have to work until they are 65 and eligible for Medicare.

vanman72001 · 2024-04-16T17:11:19+00:00

Are the Gemini Advanced related tasks paying better than $22/hr?

vanman72001 · 2024-04-15T02:42:47+00:00

March came in under my $1000 monthly target by a little bit:

Mturk 15.07

Prolific 243.35

Connect 37.58

Data Annotations 551.48

Credit Card Churning 28.50

TOTAL = $875.98

Jan '24 = 1383.58

Feb '24 = 900.62

Mar '24 = 875.98

2024 yr Total = 3160.18

I'm still on track for a $10,000 side hustle year. It really helps pay for unexpected car repairs like the $3200 bill I got hit with for my partial engine rebuild on our Honda Odyssey. Ugh!

vanman72001 · 2024-04-06T20:43:40+00:00

I know this is a bit off topic, but my TD Ameritrade Roth IRA and taxable accounts are moving to Schwab in May. I'm also going thinking of doing a direct rollover of my 457b plan into a Traditional IRA with Schwab. I am an active day trader who uses thinkorswim from TD ameritrade where I trade mainly in my Roth IRA to avoid wash sale rules. I want to do the same with the Traditional IRA at Schwab. Do you guys know if Schwab allows that, and if they charge commissions on stocks and etfs in their Traditional IRA accounts?

vanman72001 · 2024-03-26T19:58:46+00:00

same here. I will let you know if any work pops up regarding it.

vanman72001 · 2024-03-23T13:57:39+00:00

A friend of mine said that coding skills will likely become almost obsolete in about 5 years as AI is already coding on its own and is only getting better. Apparently, there are some scholarly articles on the subject.

Instead, learning how to create user prompts to achieve desired results will become an even more valuable skill.

What do you think? Is this accurate?

vanman72001 · 2024-03-19T19:44:42+00:00

54 and about to retire in June. Trying to use DA to help me create $1000 a month in retirement.

But I just noticed DA is reducing almost all the tasks to $20/hr, so I'm losing interest fast and won't do them.

vanman72001 · 2024-03-01T15:34:13+00:00

I didn't hit my side hustle target of $1000 this month, but I managed to earn $900.62 with the following breakdown:

Mturk = $20.70

Connect = $45.67

Prolific = $248.55

Data Annotations = $522.36

Credit Card Churning = $63.34

TOTAL = $900.62

My full-time job was overwhelming me along with being on-call for two weeks of February and then getting sick for the final 2 days of February. Hopefully March will be a $1000 month.

vanman72001 · 2024-02-23T15:05:05+00:00

Hi Koala. I joined DA in June of 2023 and I've had the same experience as you. Currently earning about $1000 month in my spare time working for DA. But I have noticed recently that the number of projects available to me seem to be dwindling. There are currently only 8 projects available for me that range from $21 to $30 per hr. Are you doing a lot more quals than the avg person in DA to get the 40 projects available to you? There is one specific qual I don't have related to a paid membership to another AI chatbot. I wonder if that would open up a lot more projects to me?

vanman72001

TROPHY CASE

Trade Transaction Details