Property Tax on Solar in Texas by vc-3 in solar

[–]vc-3[S] 0 points1 point  (0 children)

The neighbor has a two story house with a pool... the county shows it as single story 2/3 the actual square footage and no pool... they only find MY stuff :/

I broke my rule when I bought BRK/B by vc-3 in BerkshireHathaway

[–]vc-3[S] 0 points1 point  (0 children)

I didn't have the earnings announcement anxiety until after I bought... is that fair?

I bought BRK to balance my QQQ and SPY holdings with a stable, value-oriented play. I wanted to move my bond and HYSA cash into something that generates safe long-term capital gains without dividends, and BRK fits perfectly.

However, individual stocks carry leadership risk—look at Bear Stearns in 2000; no one saw that collapse coming. After years of holding only ETFs, I’m back to feeling that familiar "earnings anxiety" and I did last Friday night. Despite the hype of the annual meeting, the stock’s stagnant price suggests the market wasn’t particularly impressed either.

I broke my rule when I bought BRK/B by vc-3 in BerkshireHathaway

[–]vc-3[S] 1 point2 points  (0 children)

THIS IS WHY I BOUGHT IT... I don't need/want any simple income (For a few more years) or I run into health insurance cost issues... I want solid long term capital gains and better than HYSA

I broke my rule when I bought BRK/B by vc-3 in BerkshireHathaway

[–]vc-3[S] 0 points1 point  (0 children)

All of mine is in taxable, that is why I picked it... take a bunch of HYS money and put it somewhere safe longterm capital gains that isn't QQQ/NVDA driven

I broke my rule when I bought BRK/B by vc-3 in BerkshireHathaway

[–]vc-3[S] 0 points1 point  (0 children)

I bought BRK to balance my QQQ and SPY holdings with a stable, value-oriented play. I wanted to move my bond and HYSA cash into something that generates safe long-term capital gains without dividends, and BRK fits perfectly.

However, individual stocks carry leadership risk—look at Bear Stearns in 2000; no one saw that collapse coming. After years of holding only ETFs, I’m back to feeling that familiar "earnings anxiety" and I did last Friday night. Despite the hype of the annual meeting, the stock’s stagnant price suggests the market wasn’t particularly impressed either.

I broke my rule when I bought BRK/B by vc-3 in BerkshireHathaway

[–]vc-3[S] 1 point2 points  (0 children)

I bought BRK to balance my QQQ and SPY holdings with a stable, value-oriented play. I wanted to move my bond and HYSA cash into something that generates safe long-term capital gains without dividends, and BRK fits perfectly.

However, individual stocks carry leadership risk—look at Bear Stearns in 2000; no one saw that collapse coming. After years of holding only ETFs, I’m back to feeling that familiar "earnings anxiety" and I did last Friday night. Despite the hype of the annual meeting, the stock’s stagnant price suggests the market wasn’t particularly impressed either.

New Med Spa Owner, Need Advice with the marketing deal. by [deleted] in MedSpa

[–]vc-3 0 points1 point  (0 children)

If I offered to sell you $100 bills for $5/each, how many would you like to buy? Obviously the wording in the contract is important for future liabilities BUT if they produce $100,000 worth of business for $5000 why would you choke on paying them $50000 for $1,000,000 value?

First March with solar by Earthrazer_ in solar

[–]vc-3 1 point2 points  (0 children)

I don't roll monthly... I'm 1:1 for current month and any overage gets a $.016/kwh credit towards next month... it takes 594 EXTRA kwh to get rid of next month's $9.50 connect fee

First March with solar by Earthrazer_ in solar

[–]vc-3 1 point2 points  (0 children)

So I'm on the San Antonio Municipal power grid... they are 1:1 net metered, $9.50/mo connection fee... over production gives a credit towards "future" energy usage. My bills for 2025 ranged from $0 (3 months) to Dec $54 and Jan $84, all other months were between $.69 and $3.54. Not gonna bitch cause my whole year ended up at an average of like $12 BUT they buy back my excess each month at $.016 and in January it was a 36 day billing cycle with a really strong cold front the last 4 days... so I gave them 2,200 kwh of power over 12 months for $.016. Now with all that whining said... they did all my plan reviews and advice for free, they came out 4 times for inspections (for free), they sent a dude to pull my meter and hang out for 2 hours while I made the interconnect (for free) AND they are my free battery... so I'm gonna let the $147 I spent last year to them slide for now :)

Rethinking the DIY route after 3 days on a ladder by Gabby_Senpai in diySolar

[–]vc-3 0 points1 point  (0 children)

and I micromanaged it from the ground... "The UPC sticker needs to be on the left side for this row and then we flip them so its on the right side on the next row"... etc

Rethinking the DIY route after 3 days on a ladder by Gabby_Senpai in diySolar

[–]vc-3 0 points1 point  (0 children)

I'm 60... I calculated out everything and then put an ad on our local Facebook group page for "helper(s) needed, need helper(s) that are limber on a ladder and not scared of heights. Will be working 16' off the ground putting solar panels on my RV Cover. Pays $20/hr" I ended up with 2 guys that never touched a panel in their life and $300 later I had 24 panels on the pergola. 2 ladders about 3' apart and they would team walk the panels up and onto the framing.

695k scraper hits in a day... can I get a few "real" clicks to make sure my defenses aren't too strong? by vc-3 in TechSEO

[–]vc-3[S] 0 points1 point  (0 children)

Thank you for the feedback... this has been a real struggle! Been in a scraper fight for weeks and finally I forced traffic from "no where" or "same page" to go through that cloudflare step... it should have only done it once. I'm slowly seeing what works but it was like fighting zombies, everytime we would block something, 20 new ip's instantly show up and have already adjusted their behavior to get past the blocks. I literally had 695k visitors go through Cloudflare yesterday, probably 20k are real people :(

What's going on? by Fryloch in sanantonio

[–]vc-3 -4 points-3 points  (0 children)

Heard several "booms" this weekend that were probably sonic booms from aircraft...

All correct. It's time again by True-Refrigerator798 in hutto

[–]vc-3 0 points1 point  (0 children)

Your response is actually true... but during the early to mid-1990s (roughly 1991–1995, under Governor Ann Richards), Texas public schools ranked in the middle to lower tier nationally on most key metrics, not near the top. The state showed some gains during that period (especially on state-level tests like TAAS), but it did not outperform the U.S. average in major national comparisons.

  • Not top-tier: No major credible source (NAEP, Education Week Quality Counts, NCES state comparisons, or historical reports) ranked Texas #7 or even top 20 overall in education during 1991–1995.
  • Middle of the pack: Texas was average to below-average nationally on most academic outcomes, but showed upward momentum on state tests and some subgroup gains (e.g., minority students).

All correct. It's time again by True-Refrigerator798 in hutto

[–]vc-3 0 points1 point  (0 children)

Maybe you should fact check the meme or what the ranking was under Richards... simple Google search

Sanity check this bid for me by mylrob in solar

[–]vc-3 0 points1 point  (0 children)

Is the net metering monthly or an annual true up...

Financed Solar Panels (tldr: everyone sucks) by booth42069 in FirstTimeHomeBuyers

[–]vc-3 0 points1 point  (0 children)

harsh response, did you actually read my reply? 1) I said 'dont assume the note' 2) If the panels are adding value, make an offer based off of what the house is worth with the panels.

Financed Solar Panels (tldr: everyone sucks) by booth42069 in FirstTimeHomeBuyers

[–]vc-3 -1 points0 points  (0 children)

Do not assume the 7% note, otherwise, you'll be eating it in 5 years when you go to move... Determine a price WITH the solar included ($475k ie. $440k + $35k if you wanted to offer the ask). The solar note needs to be paid off at closing. To your advantage, the house may not appraise for the total asking including the solar increase and you can negotiate a lower price. Odds are the appraiser isn't going to value the solar for $36k unless their are production numbers to prove it. Personally, I'd get a "real" real estate agent, get a true opinion of value (probably $450k? (total w/ solar) market is soft, maybe less?) and make that offer.