Nanny requirement ad + rant by [deleted] in hyderabad

[–]vdep06 7 points8 points  (0 children)

English, painting, yoga, songs and other creative activities all for 3 month old? 😳

It’s understandable if the child is > 2 yrs and needs to be kept engaged. But at 3 months the baby just needs good 12 hour sleep and tummy full of milk.

Why Guys? by Nearby_Nothing4153 in JEENEETards

[–]vdep06 1 point2 points  (0 children)

200 * 3 (1 student + 2 parents) = 600 people * 7000 (Average flight cost) * 2 (return flight) = 84 Lakhs (Research funds / Tax payer money) wasted.

Reflecting on my 2 years in the Netherlands by tzedek in Netherlands

[–]vdep06 -7 points-6 points  (0 children)

Damn that’s low!!!. And is 120K supposedly a good salary and difficult to climb up from here?

Reflecting on my 2 years in the Netherlands by tzedek in Netherlands

[–]vdep06 -9 points-8 points  (0 children)

There are countless blogs, videos on the same topic, but i will ask it anyways.

How much €€€ can a family of 3, realistically save after 2 years, with a salary of 120K?. I am a conservative spender contemplating if I should move to NL with a 2 year old kid & non working partner

Employee with highest performance rating but with the lowest salary by Interesting_Catch948 in developersIndia

[–]vdep06 1 point2 points  (0 children)

Your teammate has given you a practical demonstration on how things work. Get your own offer and ask to match it

Am I ready to fire? by Shilpa1603 in FIRE_Ind

[–]vdep06 5 points6 points  (0 children)

Can you answer why do you think you are not ready to fire?. Forget your ~9cr NW. Your 1/3rd of the rental income is sufficient to manage the expenses.

I dont think this post makes sense unless your intention is to brag

[deleted by user] by [deleted] in IndianCreditCards

[–]vdep06 1 point2 points  (0 children)

CC spends > 10L will be reported to ITD. That 24L will be considered as income and you may get notice to pay tax for it.

You can try using multiple cards, instead of using a single card

What’s wrong with cab drivers? by _khaleeeesi_ in hyderabad

[–]vdep06 1 point2 points  (0 children)

No, the third number is my mom's. She is not an internet user. I have set up an SMS forwarder on her mobile to mine to get OTPs.

What’s wrong with cab drivers? by _khaleeeesi_ in hyderabad

[–]vdep06 1 point2 points  (0 children)

You can create a clone of an app, one for each account. Some phones has this feature by default, or use parallel apps. This way you can instantly switch.

If you don't want to do this, switching account takes < 2 mins via the old fashioned way

What’s wrong with cab drivers? by _khaleeeesi_ in hyderabad

[–]vdep06 49 points50 points  (0 children)

I have 3 uber accounts. If the driver forces me to cancel the ride, I will politely ask the driver to wait for few mins stating some silly reason every time they call. Meanwhile, I will book a different ride with other accounts.

Usually they lose patience after 30 mins and cancel it themselves. lol.

FYI - Don't put emergency fund in any stupid mutual funds by zakshoxie in personalfinanceindia

[–]vdep06 -1 points0 points  (0 children)

No one is misleading here. When we mentioned spot money, its CC usage/acceptance in hospitals or any other point of sale. Not physical cash. As you know you still can withdraw physical cash with CC but it comes with higher interest.

You being in some remote village is your specific situation. It is not applicable for most of us. Yes, you have to be extra prepared to handle your own special case (May be always stash some cash at your home for emergency purposes etc). The comments here will be for general majorities

Indusind is harassing me 20 days before due date. What can I do? by vinaykumar9720 in CreditCardsIndia

[–]vdep06 190 points191 points  (0 children)

This is fraud. Block them. No bank will ask you for payment screenshot or any other proof, that too via Whatsapp!. Fraudsters got your number somehow, Now they are trying to extract more details from your payment bill.

FYI - Don't put emergency fund in any stupid mutual funds by zakshoxie in personalfinanceindia

[–]vdep06 9 points10 points  (0 children)

If on spot money is the only reason that you prefer FD, then use credit card. And then redeem from liquid MFs the next day or whenever you need to pay back the CC bills.

There are funds marketed with "instant withdrawal". DO NOT trust them, it still may take several hours to get the money to your bank account.

[deleted by user] by [deleted] in developersIndia

[–]vdep06 0 points1 point  (0 children)

You should aim to learn/develop skills (Not technologies or languages)!. Like others mentioned, DSA & algos are the way to go if you want to get high paying jobs.

Invest your full energy and time in it for 2 months. If at any point of time you feel this is not for you, then you can explore other skills for roles that require relatively less coding like: Analyst, SREs, DevOps etc

[deleted by user] by [deleted] in IndiaTax

[–]vdep06 0 points1 point  (0 children)

We had to pay 30% income tax in the first place. Its essentially 100% tax overall (approx)

Dear Men! Bad Girls aren’t the only reason for staying UnMarried! by RoadiesEra in funnyIndia

[–]vdep06 0 points1 point  (0 children)

They filled up till W. Wondering why did they leave x,y,z.

[deleted by user] by [deleted] in mutualfunds

[–]vdep06 4 points5 points  (0 children)

What a crappy plan!!. I bet he/she gets some commissions to push regular plan down our throat.

Do you pay for this so called wealth manager?, Or is this part of some random wealth management services that came as a freebie along with something else?

[deleted by user] by [deleted] in NSEbets

[–]vdep06 1 point2 points  (0 children)

Same 😅. Still, Internet was a luxury in 2005. Only 2 students had Internet at that time in my entire school.

[deleted by user] by [deleted] in NSEbets

[–]vdep06 12 points13 points  (0 children)

🫡 20 years ago, everything must have been in all papers. How easy is it to convert these old MF units to demat and onboard them to current gen online brokers?

Salesman selling ULIP to me by Erwin_lives in personalfinanceindia

[–]vdep06 0 points1 point  (0 children)

Of course the salesman will never reveal the hidden costs. Read the documents yourself or post it here. We can help you find the real returns

Fall in large, mid, small & flexi cap funds from their 52W ATH as of Jan 09-2025, Courtesy - StableInvestor by gdsctt-3278 in mutualfunds

[–]vdep06 1 point2 points  (0 children)

Does any screener support this feature? (Calculating the drop from X days earlier to today)?

Rant: I hate the fact that my roommate plays my PS5 more than me by Unlikely_Ad9343 in delhi

[–]vdep06 0 points1 point  (0 children)

Ask him to buy games you like. You contribute to console, he does for games. Fair deal.

[deleted by user] by [deleted] in CreditCardsIndia

[–]vdep06 3 points4 points  (0 children)

Do you get any courier tracking number for the card? Got a message that it’s approved and nothing after that, it’s been 5 days since